This page lists the IFSC code, branch address, contact number and fund-transfer information for Indian Bank, BONGAIGAON BOD ROAD branch in BONGAIGAON. The 11-digit IFSC IDIB000B855 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Indian Bank at the BONGAIGAON BOD ROAD location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, IDIB000B855 is the IFSC of Indian Bank's BONGAIGAON BOD ROAD branch. The format is fixed: IDIB = bank code, 0 = reserved, 00B855 = branch identifier.
About Indian Bank
Indian Bank operates a wide network of branches across India, including the Bongaigaon Bod Road branch in Bongaigaon. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IDIB000B855.
About the Bongaigaon Bod Road branch
The Bongaigaon Bod Road branch of Indian Bank is situated at BOC GATE BONGAOIGAON POST CHAPAGURI ROAD BONGAIGAON BONGAIGAON BONGAIGAON PIN 783380. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IDIB000B855 is used.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Bongaigaon Bod Road |
| IFSC Code | IDIB000B855 |
| MICR Code | Refer to cheque leaf |
| Branch Address | BOC GATE BONGAOIGAON POST CHAPAGURI ROAD BONGAIGAON BONGAIGAON BONGAIGAON PIN 783380 |
| City | Bongaigaon |
| District | Bongaigaon |
| State | Assam |
| STD Code | 91 |
| Phone | 7407110198 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indian Bank's BONGAIGAON BOD ROAD branch came to be assigned the code IDIB000B855.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IDIB000B855, money simply cannot be routed to the BONGAIGAON BOD ROAD branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Bongaigaon Bod Road branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IDIB000B855 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC IDIB000B855
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000B855 across all three.
How to use IFSC IDIB000B855 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Indian Bank's BONGAIGAON BOD ROAD branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC IDIB000B855.
- Confirm the bank name auto-populates as Indian Bank and the branch as BONGAIGAON BOD ROAD.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC IDIB000B855
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indian Bank – BONGAIGAON BOD ROAD, ensure your bank's portal accepts IFSC IDIB000B855 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Indian Bank BONGAIGAON BOD ROAD (IFSC IDIB000B855)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDIB000B855 in your mobile or internet banking app, and the money is credited to the BONGAIGAON BOD ROAD branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDIB000B855 for Indian Bank – BONGAIGAON BOD ROAD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDIB000B855 | Yes – IDIB000B855 | Yes – IDIB000B855 |
For most retail customers crediting the Bongaigaon Bod Road branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC IDIB000B855
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indian Bank – BONGAIGAON BOD ROAD is still mapped to IFSC IDIB000B855. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDIB000B855 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Bongaigaon Bod Road branch is mapped to IFSC IDIB000B855 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IDIB000B855.
Products and services
Customers walking into the Bongaigaon Bod Road branch can access most of Indian Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IDIB000B855
Online banking and IFSC IDIB000B855
Indian Bank customers can register for net banking and the bank's official mobile app once their account at the BONGAIGAON BOD ROAD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDIB000B855 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Bongaigaon Bod Road branch
The branch is located at BOC GATE BONGAOIGAON POST CHAPAGURI ROAD BONGAIGAON BONGAIGAON BONGAIGAON PIN 783380, which puts it inside Bongaigaon, the broader Bongaigaon district, and the state of Assam. To plan your visit:
- Open Google Maps on your phone and search for “Indian Bank Bongaigaon Bod Road branch” — the verified location pin for IFSC IDIB000B855 should appear at the top of the results.
- Confirm the branch is open by calling 91-7407110198 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IDIB000B855 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Bank – BONGAIGAON BOD ROAD:
- The IFSC is exactly IDIB000B855 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indian Bank as the bank name and BONGAIGAON BOD ROAD as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Working hours
Branch counters at Bongaigaon Bod Road are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDIB000B855 continue to work without interruption.
Verifying IFSC IDIB000B855 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDIB000B855 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-7407110198.
- Visiting the bank's official branch locator page.
Branch address & contact
Indian BankBongaigaon Bod Road Branch
BOC GATE BONGAOIGAON POST CHAPAGURI ROAD BONGAIGAON BONGAIGAON BONGAIGAON PIN 783380
Bongaigaon, Assam
Phone: 91-7407110198
IFSC: IDIB000B855
Frequently asked questions
Is IFSC IDIB000B855 the same for all accounts at Bongaigaon Bod Road branch?
Yes. The IFSC IDIB000B855 is shared by every account held at Indian Bank's Bongaigaon Bod Road branch. Only the account number changes from customer to customer.
What is the phone number of Indian Bank Bongaigaon Bod Road branch?
You can reach the branch at 91-7407110198 during regular banking hours.
Can I use IFSC IDIB000B855 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IDIB000B855 to send funds instantly.
Does Indian Bank Bongaigaon Bod Road branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-7407110198 to confirm.
Is IFSC IDIB000B855 valid for NEFT and RTGS?
Yes. IFSC IDIB000B855 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add Indian Bank Bongaigaon Bod Road as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDIB000B855, and complete OTP verification. Once activated, you can transfer funds at any time.
Summary
The IFSC code IDIB000B855 belongs to Indian Bank's BONGAIGAON BOD ROAD branch, located at BOC GATE BONGAOIGAON POST CHAPAGURI ROAD BONGAIGAON BONGAIGAON BONGAIGAON … in BONGAIGAON, ASSAM. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
