Use this page as a one-stop reference for everything related to Indian Bank's BOKARO WESTERN AVENUE branch in BOKARO STEEL CITY, JHARKHAND. The branch's IFSC code IDIB000B849 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Indian Bank's BOKARO WESTERN AVENUE branch, the IFSC IDIB000B849 breaks down as follows: IDIB identifies the bank, 0 is the reserved character, and 00B849 identifies this particular branch.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Bokaro Western Avenue |
| IFSC Code | IDIB000B849 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 15/D/2 WESTERN AVENUE SECTOR 2 NAYAMORE BOKARO STEEL CITY BOKARO STEEL CITY BS CITY SECTOR 2 PIN 827001 |
| City | Bokaro Steel City |
| District | Bokaro |
| State | Jharkhand |
| STD Code | 91 |
| Phone | 9956178560 |
About the bank
Indian Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Bokaro Western Avenue branch in Bokaro Steel City, Jharkhand is part of this network and uses the IFSC code IDIB000B849 for all electronic settlement.
About the Bokaro Western Avenue branch
The Bokaro Western Avenue branch of Indian Bank is situated at 15/D/2 WESTERN AVENUE SECTOR 2 NAYAMORE BOKARO STEEL CITY BOKARO STEEL CITY BS CITY SECTOR 2 PIN 827001. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IDIB000B849 is used.
Why every Indian Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BOKARO WESTERN AVENUE of Indian Bank — its own 11-character IFSC. The code IDIB000B849 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IDIB000B849 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC IDIB000B849
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000B849 across all three.
NEFT to Indian Bank, BOKARO WESTERN AVENUE using IFSC IDIB000B849
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDIB000B849, and confirm that the system picks up Indian Bank – BOKARO WESTERN AVENUE. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to BOKARO WESTERN AVENUE
If you need to transfer ₹2 lakh or more in one go to an account at Indian Bank's BOKARO WESTERN AVENUE branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDIB000B849 while initiating the transfer and the credit will appear within minutes.
IMPS to Indian Bank BOKARO WESTERN AVENUE (IFSC IDIB000B849)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDIB000B849 in your mobile or internet banking app, and the money is credited to the BOKARO WESTERN AVENUE branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDIB000B849 for Indian Bank – BOKARO WESTERN AVENUE, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDIB000B849 | Yes – IDIB000B849 | Yes – IDIB000B849 |
For most retail customers crediting the Bokaro Western Avenue branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indian Bank's BOKARO WESTERN AVENUE branch, the IFSC IDIB000B849 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Bokaro Western Avenue branch
Once you have an account at Indian Bank – BOKARO WESTERN AVENUE, the IFSC IDIB000B849 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Bokaro Western Avenue branch can access most of Indian Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IDIB000B849
MICR & cheque-truncation details
Cheques drawn on the Bokaro Western Avenue branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IDIB000B849 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC IDIB000B849
Indian Bank customers can register for net banking and the bank's official mobile app once their account at the BOKARO WESTERN AVENUE branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDIB000B849 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Bank – BOKARO WESTERN AVENUE:
- The IFSC is exactly IDIB000B849 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indian Bank as the bank name and BOKARO WESTERN AVENUE as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Bokaro Western Avenue branch sits at 15/D/2 WESTERN AVENUE SECTOR 2 NAYAMORE BOKARO STEEL CITY BOKARO STEEL CITY BS CITY SECTOR 2 PIN 827001. If you are travelling from outside Bokaro Steel City, search for the branch on a maps application using the bank name and locality, or call 91-9956178560 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IDIB000B849 and your account number.
Verifying IFSC IDIB000B849 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDIB000B849 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9956178560.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Bokaro Western Avenue are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDIB000B849 continue to work without interruption.
Branch address & contact
Indian BankBokaro Western Avenue Branch
15/D/2 WESTERN AVENUE SECTOR 2 NAYAMORE BOKARO STEEL CITY BOKARO STEEL CITY BS CITY SECTOR 2 PIN 827001
Bokaro Steel City, Jharkhand
Phone: 91-9956178560
IFSC: IDIB000B849
Frequently asked questions
Is IFSC IDIB000B849 valid for NEFT and RTGS?
Yes. IFSC IDIB000B849 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Where is Indian Bank Bokaro Western Avenue branch located?
Indian Bank's Bokaro Western Avenue branch is located at 15/D/2 WESTERN AVENUE SECTOR 2 NAYAMORE BOKARO STEEL CITY BOKARO STEEL CITY BS CITY SECTOR 2 PIN 827001, Bokaro Steel City, Jharkhand.
How do I add Indian Bank Bokaro Western Avenue as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDIB000B849, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the phone number of Indian Bank Bokaro Western Avenue branch?
You can reach the branch at 91-9956178560 during regular banking hours.
Is IFSC IDIB000B849 the same for all accounts at Bokaro Western Avenue branch?
Yes. The IFSC IDIB000B849 is shared by every account held at Indian Bank's Bokaro Western Avenue branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Bokaro Western Avenue branch but serve different purposes.
Summary
The IFSC code IDIB000B849 belongs to Indian Bank's BOKARO WESTERN AVENUE branch, located at 15/D/2 WESTERN AVENUE SECTOR 2 NAYAMORE BOKARO STEEL CITY BOKARO STEEL CITY… in BOKARO STEEL CITY, JHARKHAND. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
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