Use this page as a one-stop reference for everything related to Indian Bank's AGEYA branch in BLOCK GORIAKOTHI, BIHAR. The branch's IFSC code IDIB000A212 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Indian Bank's AGEYA branch, the IFSC IDIB000A212 breaks down as follows: IDIB identifies the bank, 0 is the reserved character, and 00A212 identifies this particular branch.
Bank profile
Indian Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Ageya branch — IFSC IDIB000A212 — extends the bank's services to customers in and around Block Goriakothi, Bihar.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Ageya |
| IFSC Code | IDIB000A212 |
| MICR Code | Refer to cheque leaf |
| Branch Address | VILL AGEYA PO AGEYA BLOCK GORIAKOTHI PS GORIAKOTHI PIN 841439 |
| City | Block Goriakothi |
| District | Siwan |
| State | Bihar |
| STD Code | 91 |
| Phone | 7525973580 |
About this branch
The branch is located at VILL AGEYA PO AGEYA BLOCK GORIAKOTHI PS GORIAKOTHI PIN 841439. It serves the Block Goriakothi region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Indian Bank. The IFSC IDIB000A212 is used to identify this branch on the RBI payments network.
Why every Indian Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including AGEYA of Indian Bank — its own 11-character IFSC. The code IDIB000A212 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IDIB000A212 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Ageya branch is mapped to IFSC IDIB000A212 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IDIB000A212.
Products and services
Customers walking into the Ageya branch can access most of Indian Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IDIB000A212
How to transfer money using IFSC IDIB000A212
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000A212 across all three.
NEFT to Indian Bank, AGEYA using IFSC IDIB000A212
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDIB000A212, and confirm that the system picks up Indian Bank – AGEYA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC IDIB000A212
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indian Bank – AGEYA, ensure your bank's portal accepts IFSC IDIB000A212 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Indian Bank – AGEYA, use IMPS. With IFSC IDIB000A212 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDIB000A212 for Indian Bank – AGEYA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDIB000A212 | Yes – IDIB000A212 | Yes – IDIB000A212 |
For most retail customers crediting the Ageya branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indian Bank's AGEYA branch, the IFSC IDIB000A212 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Digital banking channels
Most day-to-day work that customers used to do at the Ageya branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IDIB000A212 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Indian Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IDIB000A212 and the account number together uniquely identify the Ageya branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Bank – AGEYA:
- The IFSC is exactly IDIB000A212 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indian Bank as the bank name and AGEYA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Ageya branch
The branch is located at VILL AGEYA PO AGEYA BLOCK GORIAKOTHI PS GORIAKOTHI PIN 841439, which puts it inside Block Goriakothi, the broader Siwan district, and the state of Bihar. To plan your visit:
- Open Google Maps on your phone and search for “Indian Bank Ageya branch” — the verified location pin for IFSC IDIB000A212 should appear at the top of the results.
- Confirm the branch is open by calling 91-7525973580 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IDIB000A212 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC IDIB000A212 for Indian Bank – AGEYA, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Ageya branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IDIB000A212, however, work 24x7.
Branch address & contact
Indian BankAgeya Branch
VILL AGEYA PO AGEYA BLOCK GORIAKOTHI PS GORIAKOTHI PIN 841439
Block Goriakothi, Bihar
Phone: 91-7525973580
IFSC: IDIB000A212
Frequently asked questions
Where is Indian Bank Ageya branch located?
Indian Bank's Ageya branch is located at VILL AGEYA PO AGEYA BLOCK GORIAKOTHI PS GORIAKOTHI PIN 841439, Block Goriakothi, Bihar.
How quickly will an NEFT transfer using IDIB000A212 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Bank – Ageya reflect within 30 minutes.
What is the phone number of Indian Bank Ageya branch?
You can reach the branch at 91-7525973580 during regular banking hours.
Can I use IFSC IDIB000A212 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IDIB000A212 to send funds instantly.
Is IFSC IDIB000A212 the same for all accounts at Ageya branch?
Yes. The IFSC IDIB000A212 is shared by every account held at Indian Bank's Ageya branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Ageya branch but serve different purposes.
Summary
The IFSC code IDIB000A212 belongs to Indian Bank's AGEYA branch, located at VILL AGEYA PO AGEYA BLOCK GORIAKOTHI PS GORIAKOTHI PIN 841439 in BLOCK GORIAKOTHI, BIHAR. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
