Below are the complete branch details for Indian Bank, BINDAPUR branch, located in BINDAPUR, DELHI. The IFSC assigned by the Reserve Bank of India to this branch is IDIB000B828. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case IDIB000B828 for Indian Bank – BINDAPUR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, IDIB000B828 is the IFSC of Indian Bank's BINDAPUR branch. The format is fixed: IDIB = bank code, 0 = reserved, 00B828 = branch identifier.
About the bank
Indian Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Bindapur branch in Bindapur, Delhi is part of this network and uses the IFSC code IDIB000B828 for all electronic settlement.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Bindapur |
| IFSC Code | IDIB000B828 |
| MICR Code | Refer to cheque leaf |
| Branch Address | PLOT NO 201 BINDAPUR BINDAPUR UTTAM NAGAR PIN 110059 |
| City | Bindapur |
| District | South West Delhi |
| State | Delhi |
| STD Code | 11 |
| Phone | 25645171 |
About the Bindapur branch
The Bindapur branch of Indian Bank is situated at PLOT NO 201 BINDAPUR BINDAPUR UTTAM NAGAR PIN 110059. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IDIB000B828 is used.
Why every Indian Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BINDAPUR of Indian Bank — its own 11-character IFSC. The code IDIB000B828 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IDIB000B828 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Bindapur branch is mapped to IFSC IDIB000B828 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IDIB000B828.
Banking services available
The Bindapur branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 11-25645171.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IDIB000B828
How to transfer money using IFSC IDIB000B828
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000B828 across all three.
NEFT to Indian Bank, BINDAPUR using IFSC IDIB000B828
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDIB000B828, and confirm that the system picks up Indian Bank – BINDAPUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to BINDAPUR
If you need to transfer ₹2 lakh or more in one go to an account at Indian Bank's BINDAPUR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDIB000B828 while initiating the transfer and the credit will appear within minutes.
IMPS to Indian Bank BINDAPUR (IFSC IDIB000B828)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDIB000B828 in your mobile or internet banking app, and the money is credited to the BINDAPUR branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDIB000B828 for Indian Bank – BINDAPUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDIB000B828 | Yes – IDIB000B828 | Yes – IDIB000B828 |
For most retail customers crediting the Bindapur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indian Bank's BINDAPUR branch, the IFSC IDIB000B828 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC IDIB000B828
Indian Bank customers can register for net banking and the bank's official mobile app once their account at the BINDAPUR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDIB000B828 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Indian Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IDIB000B828 and the account number together uniquely identify the Bindapur branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Bank – BINDAPUR:
- The IFSC is exactly IDIB000B828 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indian Bank as the bank name and BINDAPUR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Bindapur branch sits at PLOT NO 201 BINDAPUR BINDAPUR UTTAM NAGAR PIN 110059. If you are travelling from outside Bindapur, search for the branch on a maps application using the bank name and locality, or call 11-25645171 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IDIB000B828 and your account number.
Verifying IFSC IDIB000B828 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDIB000B828 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 11-25645171.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Bindapur are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDIB000B828 continue to work without interruption.
Branch address & contact
Indian BankBindapur Branch
PLOT NO 201 BINDAPUR BINDAPUR UTTAM NAGAR PIN 110059
Bindapur, Delhi
Phone: 11-25645171
IFSC: IDIB000B828
Frequently asked questions
Is IFSC IDIB000B828 valid for NEFT and RTGS?
Yes. IFSC IDIB000B828 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Is IFSC IDIB000B828 the same for all accounts at Bindapur branch?
Yes. The IFSC IDIB000B828 is shared by every account held at Indian Bank's Bindapur branch. Only the account number changes from customer to customer.
What is the IFSC code of Indian Bank Bindapur branch?
The IFSC code of Indian Bank, Bindapur branch is IDIB000B828. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Can I use IFSC IDIB000B828 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IDIB000B828 to send funds instantly.
How do I add Indian Bank Bindapur as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDIB000B828, and complete OTP verification. Once activated, you can transfer funds at any time.
Does Indian Bank Bindapur branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 11-25645171 to confirm.
What is the phone number of Indian Bank Bindapur branch?
You can reach the branch at 11-25645171 during regular banking hours.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Bindapur branch but serve different purposes.
Final notes
To recap: IDIB000B828 is the IFSC code of Indian Bank, BINDAPUR branch, in BINDAPUR, DELHI. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
