This page lists the IFSC code, branch address, contact number and fund-transfer information for Indian Bank, BHUVANAGIRI branch in BHUVANAGIRI. The 11-digit IFSC IDIB000B060 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Indian Bank at the BHUVANAGIRI location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, IDIB000B060 is the IFSC of Indian Bank's BHUVANAGIRI branch. The format is fixed: IDIB = bank code, 0 = reserved, 00B060 = branch identifier.
About the bank
Indian Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Bhuvanagiri branch in Bhuvanagiri, Tamil Nadu is part of this network and uses the IFSC code IDIB000B060 for all electronic settlement.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Bhuvanagiri |
| IFSC Code | IDIB000B060 |
| MICR Code | Refer to cheque leaf |
| Branch Address | NO 3 MAIN ROAD BHUVANAGIRI BHUVANAGIRI TALUK PIN 608601 |
| City | Bhuvanagiri |
| District | Cuddalore |
| State | Tamil Nadu |
| STD Code | 4144 |
| Phone | 241217 |
Bhuvanagiri branch overview
Located at NO 3 MAIN ROAD BHUVANAGIRI BHUVANAGIRI TALUK PIN 608601, the Bhuvanagiri branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC IDIB000B060 is required for all interbank electronic transfers routed through this branch.
Why every Indian Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BHUVANAGIRI of Indian Bank — its own 11-character IFSC. The code IDIB000B060 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IDIB000B060 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Bhuvanagiri branch is mapped to IFSC IDIB000B060 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IDIB000B060.
Banking services available
The Bhuvanagiri branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 4144-241217.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IDIB000B060
How to transfer money using IFSC IDIB000B060
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000B060 across all three.
NEFT to Indian Bank, BHUVANAGIRI using IFSC IDIB000B060
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDIB000B060, and confirm that the system picks up Indian Bank – BHUVANAGIRI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to BHUVANAGIRI
If you need to transfer ₹2 lakh or more in one go to an account at Indian Bank's BHUVANAGIRI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDIB000B060 while initiating the transfer and the credit will appear within minutes.
IMPS to Indian Bank BHUVANAGIRI (IFSC IDIB000B060)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDIB000B060 in your mobile or internet banking app, and the money is credited to the BHUVANAGIRI branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDIB000B060 for Indian Bank – BHUVANAGIRI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDIB000B060 | Yes – IDIB000B060 | Yes – IDIB000B060 |
For most retail customers crediting the Bhuvanagiri branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC IDIB000B060
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indian Bank – BHUVANAGIRI is still mapped to IFSC IDIB000B060. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDIB000B060 and the beneficiary's account number to complete the transfer.
Online banking and IFSC IDIB000B060
Indian Bank customers can register for net banking and the bank's official mobile app once their account at the BHUVANAGIRI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDIB000B060 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Indian Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IDIB000B060 and the account number together uniquely identify the Bhuvanagiri branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Bank – BHUVANAGIRI:
- The IFSC is exactly IDIB000B060 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indian Bank as the bank name and BHUVANAGIRI as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Bhuvanagiri branch
The branch is located at NO 3 MAIN ROAD BHUVANAGIRI BHUVANAGIRI TALUK PIN 608601, which puts it inside Bhuvanagiri, the broader Cuddalore district, and the state of Tamil Nadu. To plan your visit:
- Open Google Maps on your phone and search for “Indian Bank Bhuvanagiri branch” — the verified location pin for IFSC IDIB000B060 should appear at the top of the results.
- Confirm the branch is open by calling 4144-241217 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IDIB000B060 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC IDIB000B060 for Indian Bank – BHUVANAGIRI, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Bhuvanagiri are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDIB000B060 continue to work without interruption.
Branch address & contact
Indian BankBhuvanagiri Branch
NO 3 MAIN ROAD BHUVANAGIRI BHUVANAGIRI TALUK PIN 608601
Bhuvanagiri, Tamil Nadu
Phone: 4144-241217
IFSC: IDIB000B060
Frequently asked questions
How do I add Indian Bank Bhuvanagiri as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDIB000B060, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Bhuvanagiri branch but serve different purposes.
How quickly will an NEFT transfer using IDIB000B060 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Bank – Bhuvanagiri reflect within 30 minutes.
Where is Indian Bank Bhuvanagiri branch located?
Indian Bank's Bhuvanagiri branch is located at NO 3 MAIN ROAD BHUVANAGIRI BHUVANAGIRI TALUK PIN 608601, Bhuvanagiri, Tamil Nadu.
Is IFSC IDIB000B060 the same for all accounts at Bhuvanagiri branch?
Yes. The IFSC IDIB000B060 is shared by every account held at Indian Bank's Bhuvanagiri branch. Only the account number changes from customer to customer.
Is IFSC IDIB000B060 valid for NEFT and RTGS?
Yes. IFSC IDIB000B060 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the IFSC code of Indian Bank Bhuvanagiri branch?
The IFSC code of Indian Bank, Bhuvanagiri branch is IDIB000B060. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Does Indian Bank Bhuvanagiri branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 4144-241217 to confirm.
Summary
The IFSC code IDIB000B060 belongs to Indian Bank's BHUVANAGIRI branch, located at NO 3 MAIN ROAD BHUVANAGIRI BHUVANAGIRI TALUK PIN 608601 in BHUVANAGIRI, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
