IFSC Code of Indian Bank, Varanasi Brij Enclave Branch, Uttar Pradesh

Use this page as a one-stop reference for everything related to Indian Bank's VARANASI BRIJ ENCLAVE branch in BHIKARIPUR, UTTAR PRADESH. The branch's IFSC code IDIB000B874 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Indian Bank's VARANASI BRIJ ENCLAVE branch, the IFSC IDIB000B874 breaks down as follows: IDIB identifies the bank, 0 is the reserved character, and 00B874 identifies this particular branch.

Branch details at a glance

Bank profile

Indian Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Varanasi Brij Enclave branch — IFSC IDIB000B874 — extends the bank's services to customers in and around Bhikaripur, Uttar Pradesh.

Varanasi Brij Enclave branch overview

Located at N 7/2A5 AKASH GANGA COMPLEX BHIKARIPUR SUNDERPUR PIN 221005, the Varanasi Brij Enclave branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC IDIB000B874 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indian Bank's VARANASI BRIJ ENCLAVE branch came to be assigned the code IDIB000B874.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IDIB000B874, money simply cannot be routed to the VARANASI BRIJ ENCLAVE branch electronically.

How to transfer money using IFSC IDIB000B874

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000B874 across all three.

NEFT to Indian Bank, VARANASI BRIJ ENCLAVE using IFSC IDIB000B874

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDIB000B874, and confirm that the system picks up Indian Bank – VARANASI BRIJ ENCLAVE. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to VARANASI BRIJ ENCLAVE

If you need to transfer ₹2 lakh or more in one go to an account at Indian Bank's VARANASI BRIJ ENCLAVE branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDIB000B874 while initiating the transfer and the credit will appear within minutes.

IMPS to Indian Bank VARANASI BRIJ ENCLAVE (IFSC IDIB000B874)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDIB000B874 in your mobile or internet banking app, and the money is credited to the VARANASI BRIJ ENCLAVE branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC IDIB000B874 for Indian Bank – VARANASI BRIJ ENCLAVE, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Varanasi Brij Enclave branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC IDIB000B874

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indian Bank – VARANASI BRIJ ENCLAVE is still mapped to IFSC IDIB000B874. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDIB000B874 and the beneficiary's account number to complete the transfer.

Account types you can open at the Varanasi Brij Enclave branch

Once you have an account at Indian Bank – VARANASI BRIJ ENCLAVE, the IFSC IDIB000B874 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Varanasi Brij Enclave branch can access most of Indian Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC IDIB000B874

MICR & cheque-truncation details

Cheques drawn on the Varanasi Brij Enclave branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IDIB000B874 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Digital banking channels

Most day-to-day work that customers used to do at the Varanasi Brij Enclave branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IDIB000B874 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Bank – VARANASI BRIJ ENCLAVE:

• The IFSC is exactly IDIB000B874 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Indian Bank as the bank name and VARANASI BRIJ ENCLAVE as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Varanasi Brij Enclave branch sits at N 7/2A5 AKASH GANGA COMPLEX BHIKARIPUR SUNDERPUR PIN 221005. If you are travelling from outside Bhikaripur, search for the branch on a maps application using the bank name and locality, or call 91-9415759685 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IDIB000B874 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC IDIB000B874 for Indian Bank – VARANASI BRIJ ENCLAVE, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Varanasi Brij Enclave are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDIB000B874 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code IDIB000B874 belongs to Indian Bank's VARANASI BRIJ ENCLAVE branch, located at N 7/2A5 AKASH GANGA COMPLEX BHIKARIPUR SUNDERPUR PIN 221005 in BHIKARIPUR, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.