This page lists the IFSC code, branch address, contact number and fund-transfer information for Indian Bank, HILL DRIVE BHAVNAGAR branch in BHAVNAGAR. The 11-digit IFSC IDIB000B775 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Indian Bank at the HILL DRIVE BHAVNAGAR location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Indian Bank – HILL DRIVE BHAVNAGAR is IDIB000B775. The first four letters IDIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 00B775 map to this branch in BHAVNAGAR, GUJARAT.
About the bank
Indian Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Hill Drive Bhavnagar branch in Bhavnagar, Gujarat is part of this network and uses the IFSC code IDIB000B775 for all electronic settlement.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Hill Drive Bhavnagar |
| IFSC Code | IDIB000B775 |
| MICR Code | Refer to cheque leaf |
| Branch Address | SHOP NO1 TO 5 NIRMAL PLAZA PLOT NO 20 TALAJA ROAD BHAVNAGAR BHAVNAGAR PIN 364001 |
| City | Bhavnagar |
| District | Bhavnagar |
| State | Gujarat |
| STD Code | 278 |
| Phone | 2570170 |
About this branch
The branch is located at SHOP NO1 TO 5 NIRMAL PLAZA PLOT NO 20 TALAJA ROAD BHAVNAGAR BHAVNAGAR PIN 364001. It serves the Bhavnagar region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Indian Bank. The IFSC IDIB000B775 is used to identify this branch on the RBI payments network.
Why every Indian Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including HILL DRIVE BHAVNAGAR of Indian Bank — its own 11-character IFSC. The code IDIB000B775 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IDIB000B775 the same way you would treat your account number — verify it once and save it carefully for future use.
Account types you can open at the Hill Drive Bhavnagar branch
Once you have an account at Indian Bank – HILL DRIVE BHAVNAGAR, the IFSC IDIB000B775 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Hill Drive Bhavnagar branch can access most of Indian Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IDIB000B775
How to transfer money using IFSC IDIB000B775
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000B775 across all three.
NEFT to Indian Bank, HILL DRIVE BHAVNAGAR using IFSC IDIB000B775
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDIB000B775, and confirm that the system picks up Indian Bank – HILL DRIVE BHAVNAGAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC IDIB000B775
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indian Bank – HILL DRIVE BHAVNAGAR, ensure your bank's portal accepts IFSC IDIB000B775 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Indian Bank – HILL DRIVE BHAVNAGAR, use IMPS. With IFSC IDIB000B775 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDIB000B775 for Indian Bank – HILL DRIVE BHAVNAGAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDIB000B775 | Yes – IDIB000B775 | Yes – IDIB000B775 |
For most retail customers crediting the Hill Drive Bhavnagar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC IDIB000B775
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indian Bank – HILL DRIVE BHAVNAGAR is still mapped to IFSC IDIB000B775. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDIB000B775 and the beneficiary's account number to complete the transfer.
Online banking and IFSC IDIB000B775
Indian Bank customers can register for net banking and the bank's official mobile app once their account at the HILL DRIVE BHAVNAGAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDIB000B775 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Hill Drive Bhavnagar branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IDIB000B775 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC IDIB000B775
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Indian Bank – HILL DRIVE BHAVNAGAR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IDIB000B775. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Hill Drive Bhavnagar branch sits at SHOP NO1 TO 5 NIRMAL PLAZA PLOT NO 20 TALAJA ROAD BHAVNAGAR BHAVNAGAR PIN 364001. If you are travelling from outside Bhavnagar, search for the branch on a maps application using the bank name and locality, or call 278-2570170 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IDIB000B775 and your account number.
Verifying IFSC IDIB000B775 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDIB000B775 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 278-2570170.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Hill Drive Bhavnagar are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDIB000B775 continue to work without interruption.
Branch address & contact
Indian BankHill Drive Bhavnagar Branch
SHOP NO1 TO 5 NIRMAL PLAZA PLOT NO 20 TALAJA ROAD BHAVNAGAR BHAVNAGAR PIN 364001
Bhavnagar, Gujarat
Phone: 278-2570170
IFSC: IDIB000B775
Frequently asked questions
How do I add Indian Bank Hill Drive Bhavnagar as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDIB000B775, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Hill Drive Bhavnagar branch but serve different purposes.
Is IFSC IDIB000B775 the same for all accounts at Hill Drive Bhavnagar branch?
Yes. The IFSC IDIB000B775 is shared by every account held at Indian Bank's Hill Drive Bhavnagar branch. Only the account number changes from customer to customer.
What is the IFSC code of Indian Bank Hill Drive Bhavnagar branch?
The IFSC code of Indian Bank, Hill Drive Bhavnagar branch is IDIB000B775. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Where is Indian Bank Hill Drive Bhavnagar branch located?
Indian Bank's Hill Drive Bhavnagar branch is located at SHOP NO1 TO 5 NIRMAL PLAZA PLOT NO 20 TALAJA ROAD BHAVNAGAR BHAVNAGAR PIN 364001, Bhavnagar, Gujarat.
How quickly will an NEFT transfer using IDIB000B775 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Bank – Hill Drive Bhavnagar reflect within 30 minutes.
Summary
The IFSC code IDIB000B775 belongs to Indian Bank's HILL DRIVE BHAVNAGAR branch, located at SHOP NO1 TO 5 NIRMAL PLAZA PLOT NO 20 TALAJA ROAD BHAVNAGAR BHAVNAGAR PIN… in BHAVNAGAR, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
