IFSC Code of Indian Bank, Mandphia Sanwaliya Seth Branch, Rajasthan

Use this page as a one-stop reference for everything related to Indian Bank's MANDPHIA SANWALIYA SETH branch in BHADESAR, RAJASTHAN. The branch's IFSC code IDIB000M387 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Indian Bank – MANDPHIA SANWALIYA SETH is IDIB000M387. The first four letters IDIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 00M387 map to this branch in BHADESAR, RAJASTHAN.

Branch details at a glance

About Indian Bank

Indian Bank operates a wide network of branches across India, including the Mandphia Sanwaliya Seth branch in Bhadesar. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IDIB000M387.

About this branch

The branch is located at NDIAN BANK MANDPHIA -SANVALIA SETH HOUSE NO 318 KABUTRAKHANA CHOWK MANDPHIA CHITTORGARH RAJASTAN PIN-312027. It serves the Bhadesar region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Indian Bank. The IFSC IDIB000M387 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indian Bank's MANDPHIA SANWALIYA SETH branch came to be assigned the code IDIB000M387.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IDIB000M387, money simply cannot be routed to the MANDPHIA SANWALIYA SETH branch electronically.

How to transfer money using IFSC IDIB000M387

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000M387 across all three.

NEFT to Indian Bank, MANDPHIA SANWALIYA SETH using IFSC IDIB000M387

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDIB000M387, and confirm that the system picks up Indian Bank – MANDPHIA SANWALIYA SETH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC IDIB000M387

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indian Bank – MANDPHIA SANWALIYA SETH, ensure your bank's portal accepts IFSC IDIB000M387 while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to Indian Bank – MANDPHIA SANWALIYA SETH, use IMPS. With IFSC IDIB000M387 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC IDIB000M387 for Indian Bank – MANDPHIA SANWALIYA SETH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Mandphia Sanwaliya Seth branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indian Bank's MANDPHIA SANWALIYA SETH branch, the IFSC IDIB000M387 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Mandphia Sanwaliya Seth branch is mapped to IFSC IDIB000M387 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains IDIB000M387.

Banking services available

The Mandphia Sanwaliya Seth branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9833067541.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC IDIB000M387

MICR & cheque-truncation details

Cheques drawn on the Mandphia Sanwaliya Seth branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IDIB000M387 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC IDIB000M387

Indian Bank customers can register for net banking and the bank's official mobile app once their account at the MANDPHIA SANWALIYA SETH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDIB000M387 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Common mistakes to avoid when using IFSC IDIB000M387

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Indian Bank – MANDPHIA SANWALIYA SETH, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: IDIB000M387.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the Mandphia Sanwaliya Seth branch

The branch is located at NDIAN BANK MANDPHIA -SANVALIA SETH HOUSE NO 318 KABUTRAKHANA CHOWK MANDPHIA CHITTORGARH RAJASTAN PIN-312027, which puts it inside Bhadesar, the broader Chittorgarh district, and the state of Rajasthan. To plan your visit:

1. Open Google Maps on your phone and search for “Indian Bank Mandphia Sanwaliya Seth branch” — the verified location pin for IFSC IDIB000M387 should appear at the top of the results.
2. Confirm the branch is open by calling 91-9833067541 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IDIB000M387 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC IDIB000M387 for Indian Bank – MANDPHIA SANWALIYA SETH, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Mandphia Sanwaliya Seth are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDIB000M387 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code IDIB000M387 belongs to Indian Bank's MANDPHIA SANWALIYA SETH branch, located at NDIAN BANK MANDPHIA -SANVALIA SETH HOUSE NO 318 KABUTRAKHANA CHOWK MANDPHIA… in BHADESAR, RAJASTHAN. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.