If you are searching for the IFSC code of Indian Bank, BEUR branch in BEUR, BIHAR, this page has every detail you need. The verified IFSC code for this branch is IDIB000B115. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the BEUR branch, and detailed step-by-step guides for using the IFSC IDIB000B115 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, IDIB000B115 is the IFSC of Indian Bank's BEUR branch. The format is fixed: IDIB = bank code, 0 = reserved, 00B115 = branch identifier.
About Indian Bank
Indian Bank operates a wide network of branches across India, including the Beur branch in Beur. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IDIB000B115.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Beur |
| IFSC Code | IDIB000B115 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 1ST FLOOR SITARAM COMPLEX AT MAHAVIR COLONEY CHAUK BEUR ANISABAD PIN 800002 |
| City | Beur |
| District | Patna |
| State | Bihar |
| STD Code | 612 |
| Phone | 2257042 |
About the Beur branch
The Beur branch of Indian Bank is situated at 1ST FLOOR SITARAM COMPLEX AT MAHAVIR COLONEY CHAUK BEUR ANISABAD PIN 800002. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IDIB000B115 is used.
Why every Indian Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BEUR of Indian Bank — its own 11-character IFSC. The code IDIB000B115 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IDIB000B115 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Beur branch is mapped to IFSC IDIB000B115 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IDIB000B115.
Products and services
Customers walking into the Beur branch can access most of Indian Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IDIB000B115
How to transfer money using IFSC IDIB000B115
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000B115 across all three.
How to use IFSC IDIB000B115 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Indian Bank's BEUR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC IDIB000B115.
- Confirm the bank name auto-populates as Indian Bank and the branch as BEUR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC IDIB000B115
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indian Bank – BEUR, ensure your bank's portal accepts IFSC IDIB000B115 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Indian Bank BEUR (IFSC IDIB000B115)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDIB000B115 in your mobile or internet banking app, and the money is credited to the BEUR branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDIB000B115 for Indian Bank – BEUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDIB000B115 | Yes – IDIB000B115 | Yes – IDIB000B115 |
For most retail customers crediting the Beur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indian Bank's BEUR branch, the IFSC IDIB000B115 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC IDIB000B115
Indian Bank customers can register for net banking and the bank's official mobile app once their account at the BEUR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDIB000B115 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Indian Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IDIB000B115 and the account number together uniquely identify the Beur branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC IDIB000B115
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Indian Bank – BEUR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IDIB000B115. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Beur branch sits at 1ST FLOOR SITARAM COMPLEX AT MAHAVIR COLONEY CHAUK BEUR ANISABAD PIN 800002. If you are travelling from outside Beur, search for the branch on a maps application using the bank name and locality, or call 612-2257042 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IDIB000B115 and your account number.
Verifying IFSC IDIB000B115 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDIB000B115 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 612-2257042.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Beur branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IDIB000B115, however, work 24x7.
Branch address & contact
Indian BankBeur Branch
1ST FLOOR SITARAM COMPLEX AT MAHAVIR COLONEY CHAUK BEUR ANISABAD PIN 800002
Beur, Bihar
Phone: 612-2257042
IFSC: IDIB000B115
Frequently asked questions
Does Indian Bank Beur branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 612-2257042 to confirm.
Is IFSC IDIB000B115 the same for all accounts at Beur branch?
Yes. The IFSC IDIB000B115 is shared by every account held at Indian Bank's Beur branch. Only the account number changes from customer to customer.
Is IFSC IDIB000B115 valid for NEFT and RTGS?
Yes. IFSC IDIB000B115 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Can I use IFSC IDIB000B115 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IDIB000B115 to send funds instantly.
What is the IFSC code of Indian Bank Beur branch?
The IFSC code of Indian Bank, Beur branch is IDIB000B115. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How quickly will an NEFT transfer using IDIB000B115 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Bank – Beur reflect within 30 minutes.
Where is Indian Bank Beur branch located?
Indian Bank's Beur branch is located at 1ST FLOOR SITARAM COMPLEX AT MAHAVIR COLONEY CHAUK BEUR ANISABAD PIN 800002, Beur, Bihar.
Summary
The IFSC code IDIB000B115 belongs to Indian Bank's BEUR branch, located at 1ST FLOOR SITARAM COMPLEX AT MAHAVIR COLONEY CHAUK BEUR ANISABAD PIN 800002 in BEUR, BIHAR. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
