Below are the complete branch details for Indian Bank, BERHAMPUR branch, located in BERHAMPUR, ODISHA. The IFSC assigned by the Reserve Bank of India to this branch is IDIB000B016. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case IDIB000B016 for Indian Bank – BERHAMPUR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Indian Bank – BERHAMPUR is IDIB000B016. The first four letters IDIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 00B016 map to this branch in BERHAMPUR, ODISHA.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Berhampur |
| IFSC Code | IDIB000B016 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 425/13 CITY HIGH SCHOOL ROAD HANUMAN BAZAAR BERHAMPUR BERHAMPUR PIN 760002 |
| City | Berhampur |
| District | Ganjam |
| State | Odisha |
| STD Code | 680 |
| Phone | 2250357 |
About Indian Bank
Indian Bank operates a wide network of branches across India, including the Berhampur branch in Berhampur. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IDIB000B016.
About this branch
The branch is located at 425/13 CITY HIGH SCHOOL ROAD HANUMAN BAZAAR BERHAMPUR BERHAMPUR PIN 760002. It serves the Berhampur region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Indian Bank. The IFSC IDIB000B016 is used to identify this branch on the RBI payments network.
Why every Indian Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BERHAMPUR of Indian Bank — its own 11-character IFSC. The code IDIB000B016 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IDIB000B016 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC IDIB000B016
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000B016 across all three.
NEFT to Indian Bank, BERHAMPUR using IFSC IDIB000B016
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDIB000B016, and confirm that the system picks up Indian Bank – BERHAMPUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC IDIB000B016
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indian Bank – BERHAMPUR, ensure your bank's portal accepts IFSC IDIB000B016 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Indian Bank BERHAMPUR (IFSC IDIB000B016)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDIB000B016 in your mobile or internet banking app, and the money is credited to the BERHAMPUR branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDIB000B016 for Indian Bank – BERHAMPUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDIB000B016 | Yes – IDIB000B016 | Yes – IDIB000B016 |
For most retail customers crediting the Berhampur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indian Bank's BERHAMPUR branch, the IFSC IDIB000B016 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Berhampur branch
Once you have an account at Indian Bank – BERHAMPUR, the IFSC IDIB000B016 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Berhampur branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 680-2250357.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IDIB000B016
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Indian Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IDIB000B016 and the account number together uniquely identify the Berhampur branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC IDIB000B016
Indian Bank customers can register for net banking and the bank's official mobile app once their account at the BERHAMPUR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDIB000B016 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Bank – BERHAMPUR:
- The IFSC is exactly IDIB000B016 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indian Bank as the bank name and BERHAMPUR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Berhampur branch sits at 425/13 CITY HIGH SCHOOL ROAD HANUMAN BAZAAR BERHAMPUR BERHAMPUR PIN 760002. If you are travelling from outside Berhampur, search for the branch on a maps application using the bank name and locality, or call 680-2250357 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IDIB000B016 and your account number.
Verifying IFSC IDIB000B016 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDIB000B016 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 680-2250357.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Berhampur are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDIB000B016 continue to work without interruption.
Branch address & contact
Indian BankBerhampur Branch
425/13 CITY HIGH SCHOOL ROAD HANUMAN BAZAAR BERHAMPUR BERHAMPUR PIN 760002
Berhampur, Odisha
Phone: 680-2250357
IFSC: IDIB000B016
Frequently asked questions
Does Indian Bank Berhampur branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 680-2250357 to confirm.
Where is Indian Bank Berhampur branch located?
Indian Bank's Berhampur branch is located at 425/13 CITY HIGH SCHOOL ROAD HANUMAN BAZAAR BERHAMPUR BERHAMPUR PIN 760002, Berhampur, Odisha.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Berhampur branch but serve different purposes.
What is the phone number of Indian Bank Berhampur branch?
You can reach the branch at 680-2250357 during regular banking hours.
How quickly will an NEFT transfer using IDIB000B016 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Bank – Berhampur reflect within 30 minutes.
Is IFSC IDIB000B016 valid for NEFT and RTGS?
Yes. IFSC IDIB000B016 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the IFSC code of Indian Bank Berhampur branch?
The IFSC code of Indian Bank, Berhampur branch is IDIB000B016. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Can I use IFSC IDIB000B016 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IDIB000B016 to send funds instantly.
Final notes
To recap: IDIB000B016 is the IFSC code of Indian Bank, BERHAMPUR branch, in BERHAMPUR, ODISHA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
