Use this page as a one-stop reference for everything related to Indian Bank's SARJAPUR ROAD branch in BENGALURU, KARNATAKA. The branch's IFSC code IDIB000S327 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Indian Bank's SARJAPUR ROAD branch, the IFSC IDIB000S327 breaks down as follows: IDIB identifies the bank, 0 is the reserved character, and 00S327 identifies this particular branch.
Bank profile
Indian Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Sarjapur Road branch — IFSC IDIB000S327 — extends the bank's services to customers in and around Bengaluru, Karnataka.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Sarjapur Road |
| IFSC Code | IDIB000S327 |
| MICR Code | Refer to cheque leaf |
| Branch Address | SITE NO 9, OLD KATHA NO 108/3/2/9 NEW BBMP KHATA NO 508/9, KAIKONDRAHALLI VILLAGE, BENGALURU 562125 |
| City | Bengaluru |
| District | Bengaluru Urban |
| State | Karnataka |
| STD Code | 80 |
| Phone | 7309856638 |
About the Sarjapur Road branch
The Sarjapur Road branch of Indian Bank is situated at SITE NO 9, OLD KATHA NO 108/3/2/9 NEW BBMP KHATA NO 508/9, KAIKONDRAHALLI VILLAGE, BENGALURU 562125. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IDIB000S327 is used.
Why every Indian Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SARJAPUR ROAD of Indian Bank — its own 11-character IFSC. The code IDIB000S327 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IDIB000S327 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Sarjapur Road branch is mapped to IFSC IDIB000S327 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IDIB000S327.
Products and services
Customers walking into the Sarjapur Road branch can access most of Indian Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IDIB000S327
How to transfer money using IFSC IDIB000S327
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000S327 across all three.
NEFT to Indian Bank, SARJAPUR ROAD using IFSC IDIB000S327
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDIB000S327, and confirm that the system picks up Indian Bank – SARJAPUR ROAD. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to SARJAPUR ROAD
If you need to transfer ₹2 lakh or more in one go to an account at Indian Bank's SARJAPUR ROAD branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDIB000S327 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Indian Bank – SARJAPUR ROAD, use IMPS. With IFSC IDIB000S327 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDIB000S327 for Indian Bank – SARJAPUR ROAD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDIB000S327 | Yes – IDIB000S327 | Yes – IDIB000S327 |
For most retail customers crediting the Sarjapur Road branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indian Bank's SARJAPUR ROAD branch, the IFSC IDIB000S327 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC IDIB000S327
Indian Bank customers can register for net banking and the bank's official mobile app once their account at the SARJAPUR ROAD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDIB000S327 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Indian Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IDIB000S327 and the account number together uniquely identify the Sarjapur Road branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC IDIB000S327
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Indian Bank – SARJAPUR ROAD, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IDIB000S327. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Sarjapur Road branch
The branch is located at SITE NO 9, OLD KATHA NO 108/3/2/9 NEW BBMP KHATA NO 508/9, KAIKONDRAHALLI VILLAGE, BENGALURU 562125, which puts it inside Bengaluru, the broader Bengaluru Urban district, and the state of Karnataka. To plan your visit:
- Open Google Maps on your phone and search for “Indian Bank Sarjapur Road branch” — the verified location pin for IFSC IDIB000S327 should appear at the top of the results.
- Confirm the branch is open by calling 80-7309856638 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IDIB000S327 and your account number.
Verifying IFSC IDIB000S327 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDIB000S327 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 80-7309856638.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Sarjapur Road are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDIB000S327 continue to work without interruption.
Branch address & contact
Indian BankSarjapur Road Branch
SITE NO 9, OLD KATHA NO 108/3/2/9 NEW BBMP KHATA NO 508/9, KAIKONDRAHALLI VILLAGE, BENGALURU 562125
Bengaluru, Karnataka
Phone: 80-7309856638
IFSC: IDIB000S327
Frequently asked questions
Is IFSC IDIB000S327 valid for NEFT and RTGS?
Yes. IFSC IDIB000S327 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the IFSC code of Indian Bank Sarjapur Road branch?
The IFSC code of Indian Bank, Sarjapur Road branch is IDIB000S327. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How do I add Indian Bank Sarjapur Road as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDIB000S327, and complete OTP verification. Once activated, you can transfer funds at any time.
Does Indian Bank Sarjapur Road branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 80-7309856638 to confirm.
How quickly will an NEFT transfer using IDIB000S327 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Bank – Sarjapur Road reflect within 30 minutes.
What is the phone number of Indian Bank Sarjapur Road branch?
You can reach the branch at 80-7309856638 during regular banking hours.
Where is Indian Bank Sarjapur Road branch located?
Indian Bank's Sarjapur Road branch is located at SITE NO 9, OLD KATHA NO 108/3/2/9 NEW BBMP KHATA NO 508/9, KAIKONDRAHALLI VILLAGE, BENGALURU 562125, Bengaluru, Karnataka.
Summary
The IFSC code IDIB000S327 belongs to Indian Bank's SARJAPUR ROAD branch, located at SITE NO 9, OLD KATHA NO 108/3/2/9 NEW BBMP KHATA NO 508/9, KAIKONDRAHALLI… in BENGALURU, KARNATAKA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
