Use this page as a one-stop reference for everything related to Indian Bank's BENGALURU CITY branch in BENGALURU, KARNATAKA. The branch's IFSC code IDIB000B009 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, IDIB000B009 is the IFSC of Indian Bank's BENGALURU CITY branch. The format is fixed: IDIB = bank code, 0 = reserved, 00B009 = branch identifier.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Bengaluru City |
| IFSC Code | IDIB000B009 |
| MICR Code | Refer to cheque leaf |
| Branch Address | P B NO 9025 10 KEMPEGOWDA ROAD BENGALURU GANDHI NAGAR PIN 560009 |
| City | Bengaluru |
| District | Bangalore |
| State | Karnataka |
| STD Code | 80 |
| Phone | 22257382 |
About Indian Bank
Indian Bank operates a wide network of branches across India, including the Bengaluru City branch in Bengaluru. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IDIB000B009.
About the Bengaluru City branch
The Bengaluru City branch of Indian Bank is situated at P B NO 9025 10 KEMPEGOWDA ROAD BENGALURU GANDHI NAGAR PIN 560009. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IDIB000B009 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indian Bank's BENGALURU CITY branch came to be assigned the code IDIB000B009.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IDIB000B009, money simply cannot be routed to the BENGALURU CITY branch electronically.
How to transfer money using IFSC IDIB000B009
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000B009 across all three.
NEFT to Indian Bank, BENGALURU CITY using IFSC IDIB000B009
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDIB000B009, and confirm that the system picks up Indian Bank – BENGALURU CITY. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to BENGALURU CITY
If you need to transfer ₹2 lakh or more in one go to an account at Indian Bank's BENGALURU CITY branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDIB000B009 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Indian Bank – BENGALURU CITY, use IMPS. With IFSC IDIB000B009 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Bengaluru City
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IDIB000B009:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at BENGALURU CITY is still linked to IFSC IDIB000B009.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indian Bank's BENGALURU CITY branch, the IFSC IDIB000B009 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Bengaluru City branch is mapped to IFSC IDIB000B009 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IDIB000B009.
Products and services
Customers walking into the Bengaluru City branch can access most of Indian Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IDIB000B009
MICR & cheque-truncation details
Cheques drawn on the Bengaluru City branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IDIB000B009 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Bengaluru City branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IDIB000B009 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC IDIB000B009
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Indian Bank – BENGALURU CITY, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IDIB000B009. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Bengaluru City branch
The branch is located at P B NO 9025 10 KEMPEGOWDA ROAD BENGALURU GANDHI NAGAR PIN 560009, which puts it inside Bengaluru, the broader Bangalore district, and the state of Karnataka. To plan your visit:
- Open Google Maps on your phone and search for “Indian Bank Bengaluru City branch” — the verified location pin for IFSC IDIB000B009 should appear at the top of the results.
- Confirm the branch is open by calling 80-22257382 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IDIB000B009 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC IDIB000B009 for Indian Bank – BENGALURU CITY, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Bengaluru City are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDIB000B009 continue to work without interruption.
Branch address & contact
Indian BankBengaluru City Branch
P B NO 9025 10 KEMPEGOWDA ROAD BENGALURU GANDHI NAGAR PIN 560009
Bengaluru, Karnataka
Phone: 80-22257382
IFSC: IDIB000B009
Frequently asked questions
How do I add Indian Bank Bengaluru City as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDIB000B009, and complete OTP verification. Once activated, you can transfer funds at any time.
Can I use IFSC IDIB000B009 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IDIB000B009 to send funds instantly.
Does Indian Bank Bengaluru City branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 80-22257382 to confirm.
Is IFSC IDIB000B009 valid for NEFT and RTGS?
Yes. IFSC IDIB000B009 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Is IFSC IDIB000B009 the same for all accounts at Bengaluru City branch?
Yes. The IFSC IDIB000B009 is shared by every account held at Indian Bank's Bengaluru City branch. Only the account number changes from customer to customer.
What is the phone number of Indian Bank Bengaluru City branch?
You can reach the branch at 80-22257382 during regular banking hours.
Final notes
To recap: IDIB000B009 is the IFSC code of Indian Bank, BENGALURU CITY branch, in BENGALURU, KARNATAKA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
