This page lists the IFSC code, branch address, contact number and fund-transfer information for Indian Bank, BELRAYAN branch in BELROYAN. The 11-digit IFSC IDIB000B728 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Indian Bank at the BELRAYAN location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, IDIB000B728 is the IFSC of Indian Bank's BELRAYAN branch. The format is fixed: IDIB = bank code, 0 = reserved, 00B728 = branch identifier.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Belrayan |
| IFSC Code | IDIB000B728 |
| MICR Code | Refer to cheque leaf |
| Branch Address | MAIN ROAD VILL PO BELROYAN BELROYAN BELROYAN PIN 262903 |
| City | Belroyan |
| District | Kheri |
| State | Uttar Pradesh |
| STD Code | 91 |
| Phone | 9450792485 |
About Indian Bank
Indian Bank operates a wide network of branches across India, including the Belrayan branch in Belroyan. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IDIB000B728.
About the Belrayan branch
The Belrayan branch of Indian Bank is situated at MAIN ROAD VILL PO BELROYAN BELROYAN BELROYAN PIN 262903. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IDIB000B728 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indian Bank's BELRAYAN branch came to be assigned the code IDIB000B728.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IDIB000B728, money simply cannot be routed to the BELRAYAN branch electronically.
How to transfer money using IFSC IDIB000B728
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000B728 across all three.
NEFT to Indian Bank, BELRAYAN using IFSC IDIB000B728
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDIB000B728, and confirm that the system picks up Indian Bank – BELRAYAN. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to BELRAYAN
If you need to transfer ₹2 lakh or more in one go to an account at Indian Bank's BELRAYAN branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDIB000B728 while initiating the transfer and the credit will appear within minutes.
IMPS to Indian Bank BELRAYAN (IFSC IDIB000B728)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDIB000B728 in your mobile or internet banking app, and the money is credited to the BELRAYAN branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDIB000B728 for Indian Bank – BELRAYAN, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDIB000B728 | Yes – IDIB000B728 | Yes – IDIB000B728 |
For most retail customers crediting the Belrayan branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indian Bank's BELRAYAN branch, the IFSC IDIB000B728 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Belrayan branch is mapped to IFSC IDIB000B728 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IDIB000B728.
Products and services
Customers walking into the Belrayan branch can access most of Indian Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IDIB000B728
MICR & cheque-truncation details
Cheques drawn on the Belrayan branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IDIB000B728 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Belrayan branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IDIB000B728 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Bank – BELRAYAN:
- The IFSC is exactly IDIB000B728 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indian Bank as the bank name and BELRAYAN as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Belrayan branch sits at MAIN ROAD VILL PO BELROYAN BELROYAN BELROYAN PIN 262903. If you are travelling from outside Belroyan, search for the branch on a maps application using the bank name and locality, or call 91-9450792485 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IDIB000B728 and your account number.
Verifying IFSC IDIB000B728 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDIB000B728 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9450792485.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Belrayan branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IDIB000B728, however, work 24x7.
Branch address & contact
Indian BankBelrayan Branch
MAIN ROAD VILL PO BELROYAN BELROYAN BELROYAN PIN 262903
Belroyan, Uttar Pradesh
Phone: 91-9450792485
IFSC: IDIB000B728
Frequently asked questions
Is IFSC IDIB000B728 the same for all accounts at Belrayan branch?
Yes. The IFSC IDIB000B728 is shared by every account held at Indian Bank's Belrayan branch. Only the account number changes from customer to customer.
Is IFSC IDIB000B728 valid for NEFT and RTGS?
Yes. IFSC IDIB000B728 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Where is Indian Bank Belrayan branch located?
Indian Bank's Belrayan branch is located at MAIN ROAD VILL PO BELROYAN BELROYAN BELROYAN PIN 262903, Belroyan, Uttar Pradesh.
How do I add Indian Bank Belrayan as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDIB000B728, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the phone number of Indian Bank Belrayan branch?
You can reach the branch at 91-9450792485 during regular banking hours.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Belrayan branch but serve different purposes.
Summary
The IFSC code IDIB000B728 belongs to Indian Bank's BELRAYAN branch, located at MAIN ROAD VILL PO BELROYAN BELROYAN BELROYAN PIN 262903 in BELROYAN, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
