Below are the complete branch details for Indian Bank, BASIRHAT branch, located in BASIRHAT, WEST BENGAL. The IFSC assigned by the Reserve Bank of India to this branch is IDIB000B080. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case IDIB000B080 for Indian Bank – BASIRHAT — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, IDIB000B080 is the IFSC of Indian Bank's BASIRHAT branch. The format is fixed: IDIB = bank code, 0 = reserved, 00B080 = branch identifier.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Basirhat |
| IFSC Code | IDIB000B080 |
| MICR Code | Refer to cheque leaf |
| Branch Address | ITINDA ROAD BELTALA BASIRHAT POST BASIRHAT BASIRHAT BASIRHAT PIN 743411 |
| City | Basirhat |
| District | North 24 Parganas |
| State | West Bengal |
| STD Code | 91 |
| Phone | 8011439195 |
About the bank
Indian Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Basirhat branch in Basirhat, West Bengal is part of this network and uses the IFSC code IDIB000B080 for all electronic settlement.
About the Basirhat branch
The Basirhat branch of Indian Bank is situated at ITINDA ROAD BELTALA BASIRHAT POST BASIRHAT BASIRHAT BASIRHAT PIN 743411. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IDIB000B080 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indian Bank's BASIRHAT branch came to be assigned the code IDIB000B080.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IDIB000B080, money simply cannot be routed to the BASIRHAT branch electronically.
How to transfer money using IFSC IDIB000B080
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000B080 across all three.
NEFT to Indian Bank, BASIRHAT using IFSC IDIB000B080
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDIB000B080, and confirm that the system picks up Indian Bank – BASIRHAT. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC IDIB000B080
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indian Bank – BASIRHAT, ensure your bank's portal accepts IFSC IDIB000B080 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Indian Bank – BASIRHAT, use IMPS. With IFSC IDIB000B080 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDIB000B080 for Indian Bank – BASIRHAT, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDIB000B080 | Yes – IDIB000B080 | Yes – IDIB000B080 |
For most retail customers crediting the Basirhat branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC IDIB000B080
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indian Bank – BASIRHAT is still mapped to IFSC IDIB000B080. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDIB000B080 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Basirhat branch is mapped to IFSC IDIB000B080 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IDIB000B080.
Products and services
Customers walking into the Basirhat branch can access most of Indian Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IDIB000B080
MICR & cheque-truncation details
Cheques drawn on the Basirhat branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IDIB000B080 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC IDIB000B080
Indian Bank customers can register for net banking and the bank's official mobile app once their account at the BASIRHAT branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDIB000B080 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC IDIB000B080
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Indian Bank – BASIRHAT, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IDIB000B080. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Basirhat branch
The branch is located at ITINDA ROAD BELTALA BASIRHAT POST BASIRHAT BASIRHAT BASIRHAT PIN 743411, which puts it inside Basirhat, the broader North 24 Parganas district, and the state of West Bengal. To plan your visit:
- Open Google Maps on your phone and search for “Indian Bank Basirhat branch” — the verified location pin for IFSC IDIB000B080 should appear at the top of the results.
- Confirm the branch is open by calling 91-8011439195 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IDIB000B080 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC IDIB000B080 for Indian Bank – BASIRHAT, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Basirhat branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IDIB000B080, however, work 24x7.
Branch address & contact
Indian BankBasirhat Branch
ITINDA ROAD BELTALA BASIRHAT POST BASIRHAT BASIRHAT BASIRHAT PIN 743411
Basirhat, West Bengal
Phone: 91-8011439195
IFSC: IDIB000B080
Frequently asked questions
What is the IFSC code of Indian Bank Basirhat branch?
The IFSC code of Indian Bank, Basirhat branch is IDIB000B080. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC IDIB000B080 the same for all accounts at Basirhat branch?
Yes. The IFSC IDIB000B080 is shared by every account held at Indian Bank's Basirhat branch. Only the account number changes from customer to customer.
Is IFSC IDIB000B080 valid for NEFT and RTGS?
Yes. IFSC IDIB000B080 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Where is Indian Bank Basirhat branch located?
Indian Bank's Basirhat branch is located at ITINDA ROAD BELTALA BASIRHAT POST BASIRHAT BASIRHAT BASIRHAT PIN 743411, Basirhat, West Bengal.
Can I use IFSC IDIB000B080 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IDIB000B080 to send funds instantly.
How quickly will an NEFT transfer using IDIB000B080 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Bank – Basirhat reflect within 30 minutes.
What is the phone number of Indian Bank Basirhat branch?
You can reach the branch at 91-8011439195 during regular banking hours.
Final notes
To recap: IDIB000B080 is the IFSC code of Indian Bank, BASIRHAT branch, in BASIRHAT, WEST BENGAL. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
