Below are the complete branch details for Indian Bank, BARUR branch, located in BARUR, TAMIL NADU. The IFSC assigned by the Reserve Bank of India to this branch is IDIB000B012. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case IDIB000B012 for Indian Bank – BARUR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Indian Bank – BARUR is IDIB000B012. The first four letters IDIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 00B012 map to this branch in BARUR, TAMIL NADU.
About Indian Bank
Indian Bank operates a wide network of branches across India, including the Barur branch in Barur. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IDIB000B012.
About the Barur branch
The Barur branch of Indian Bank is situated at 2 197 MAIN ROAD BARUR VILLAGE POCHAMPALLI TALUK PIN 635201. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IDIB000B012 is used.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Barur |
| IFSC Code | IDIB000B012 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 2 197 MAIN ROAD BARUR VILLAGE POCHAMPALLI TALUK PIN 635201 |
| City | Barur |
| District | Krishnagiri |
| State | Tamil Nadu |
| STD Code | 4341 |
| Phone | 254228 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indian Bank's BARUR branch came to be assigned the code IDIB000B012.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IDIB000B012, money simply cannot be routed to the BARUR branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Indian Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IDIB000B012 and the account number together uniquely identify the Barur branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC IDIB000B012
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000B012 across all three.
NEFT to Indian Bank, BARUR using IFSC IDIB000B012
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDIB000B012, and confirm that the system picks up Indian Bank – BARUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC IDIB000B012
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indian Bank – BARUR, ensure your bank's portal accepts IFSC IDIB000B012 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Indian Bank – BARUR, use IMPS. With IFSC IDIB000B012 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDIB000B012 for Indian Bank – BARUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDIB000B012 | Yes – IDIB000B012 | Yes – IDIB000B012 |
For most retail customers crediting the Barur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC IDIB000B012
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indian Bank – BARUR is still mapped to IFSC IDIB000B012. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDIB000B012 and the beneficiary's account number to complete the transfer.
Account types you can open at the Barur branch
Once you have an account at Indian Bank – BARUR, the IFSC IDIB000B012 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Barur branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 4341-254228.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IDIB000B012
Digital banking channels
Most day-to-day work that customers used to do at the Barur branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IDIB000B012 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
How to reach the Barur branch
The branch is located at 2 197 MAIN ROAD BARUR VILLAGE POCHAMPALLI TALUK PIN 635201, which puts it inside Barur, the broader Krishnagiri district, and the state of Tamil Nadu. To plan your visit:
- Open Google Maps on your phone and search for “Indian Bank Barur branch” — the verified location pin for IFSC IDIB000B012 should appear at the top of the results.
- Confirm the branch is open by calling 4341-254228 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IDIB000B012 and your account number.
Common mistakes to avoid when using IFSC IDIB000B012
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Indian Bank – BARUR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IDIB000B012. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Barur branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IDIB000B012, however, work 24x7.
Verifying IFSC IDIB000B012 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDIB000B012 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 4341-254228.
- Visiting the bank's official branch locator page.
Branch address & contact
Indian BankBarur Branch
2 197 MAIN ROAD BARUR VILLAGE POCHAMPALLI TALUK PIN 635201
Barur, Tamil Nadu
Phone: 4341-254228
IFSC: IDIB000B012
Frequently asked questions
Where is Indian Bank Barur branch located?
Indian Bank's Barur branch is located at 2 197 MAIN ROAD BARUR VILLAGE POCHAMPALLI TALUK PIN 635201, Barur, Tamil Nadu.
How do I add Indian Bank Barur as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDIB000B012, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC IDIB000B012 valid for NEFT and RTGS?
Yes. IFSC IDIB000B012 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Is IFSC IDIB000B012 the same for all accounts at Barur branch?
Yes. The IFSC IDIB000B012 is shared by every account held at Indian Bank's Barur branch. Only the account number changes from customer to customer.
Does Indian Bank Barur branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 4341-254228 to confirm.
Can I use IFSC IDIB000B012 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IDIB000B012 to send funds instantly.
How quickly will an NEFT transfer using IDIB000B012 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Bank – Barur reflect within 30 minutes.
What is the phone number of Indian Bank Barur branch?
You can reach the branch at 4341-254228 during regular banking hours.
Summary
The IFSC code IDIB000B012 belongs to Indian Bank's BARUR branch, located at 2 197 MAIN ROAD BARUR VILLAGE POCHAMPALLI TALUK PIN 635201 in BARUR, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
