This page lists the IFSC code, branch address, contact number and fund-transfer information for Indian Bank, BARISHA branch in BARISHA. The 11-digit IFSC IDIB000K741 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Indian Bank at the BARISHA location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Indian Bank's BARISHA branch, the IFSC IDIB000K741 breaks down as follows: IDIB identifies the bank, 0 is the reserved character, and 00K741 identifies this particular branch.
About Indian Bank
Indian Bank operates a wide network of branches across India, including the Barisha branch in Barisha. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IDIB000K741.
About the Barisha branch
The Barisha branch of Indian Bank is situated at 115A THE WILLOW TOWER RAJA RAM MOHAN ROY ROAD KOLKATA BARISHA BARISHA PIN 700008. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IDIB000K741 is used.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Barisha |
| IFSC Code | IDIB000K741 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 115A THE WILLOW TOWER RAJA RAM MOHAN ROY ROAD KOLKATA BARISHA BARISHA PIN 700008 |
| City | Barisha |
| District | Kolkata |
| State | West Bengal |
| STD Code | 33 |
| Phone | 24473298 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indian Bank's BARISHA branch came to be assigned the code IDIB000K741.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IDIB000K741, money simply cannot be routed to the BARISHA branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Barisha branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IDIB000K741 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC IDIB000K741
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000K741 across all three.
How to use IFSC IDIB000K741 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Indian Bank's BARISHA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC IDIB000K741.
- Confirm the bank name auto-populates as Indian Bank and the branch as BARISHA.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to BARISHA
If you need to transfer ₹2 lakh or more in one go to an account at Indian Bank's BARISHA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDIB000K741 while initiating the transfer and the credit will appear within minutes.
IMPS to Indian Bank BARISHA (IFSC IDIB000K741)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDIB000K741 in your mobile or internet banking app, and the money is credited to the BARISHA branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDIB000K741 for Indian Bank – BARISHA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDIB000K741 | Yes – IDIB000K741 | Yes – IDIB000K741 |
For most retail customers crediting the Barisha branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC IDIB000K741
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indian Bank – BARISHA is still mapped to IFSC IDIB000K741. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDIB000K741 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Barisha branch is mapped to IFSC IDIB000K741 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IDIB000K741.
Products and services
Customers walking into the Barisha branch can access most of Indian Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IDIB000K741
Online banking and IFSC IDIB000K741
Indian Bank customers can register for net banking and the bank's official mobile app once their account at the BARISHA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDIB000K741 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Barisha branch
The branch is located at 115A THE WILLOW TOWER RAJA RAM MOHAN ROY ROAD KOLKATA BARISHA BARISHA PIN 700008, which puts it inside Barisha, the broader Kolkata district, and the state of West Bengal. To plan your visit:
- Open Google Maps on your phone and search for “Indian Bank Barisha branch” — the verified location pin for IFSC IDIB000K741 should appear at the top of the results.
- Confirm the branch is open by calling 33-24473298 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IDIB000K741 and your account number.
Common mistakes to avoid when using IFSC IDIB000K741
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Indian Bank – BARISHA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IDIB000K741. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Barisha branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IDIB000K741, however, work 24x7.
Other ways to verify the IFSC code
While this page already lists the verified IFSC IDIB000K741 for Indian Bank – BARISHA, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
Indian BankBarisha Branch
115A THE WILLOW TOWER RAJA RAM MOHAN ROY ROAD KOLKATA BARISHA BARISHA PIN 700008
Barisha, West Bengal
Phone: 33-24473298
IFSC: IDIB000K741
Frequently asked questions
What is the phone number of Indian Bank Barisha branch?
You can reach the branch at 33-24473298 during regular banking hours.
How quickly will an NEFT transfer using IDIB000K741 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Bank – Barisha reflect within 30 minutes.
Is IFSC IDIB000K741 valid for NEFT and RTGS?
Yes. IFSC IDIB000K741 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Can I use IFSC IDIB000K741 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IDIB000K741 to send funds instantly.
What is the IFSC code of Indian Bank Barisha branch?
The IFSC code of Indian Bank, Barisha branch is IDIB000K741. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Barisha branch but serve different purposes.
Is IFSC IDIB000K741 the same for all accounts at Barisha branch?
Yes. The IFSC IDIB000K741 is shared by every account held at Indian Bank's Barisha branch. Only the account number changes from customer to customer.
How do I add Indian Bank Barisha as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDIB000K741, and complete OTP verification. Once activated, you can transfer funds at any time.
Summary
The IFSC code IDIB000K741 belongs to Indian Bank's BARISHA branch, located at 115A THE WILLOW TOWER RAJA RAM MOHAN ROY ROAD KOLKATA BARISHA BARISHA PIN… in BARISHA, WEST BENGAL. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
