If you are searching for the IFSC code of Indian Bank, BARGUR branch in BARGUR TOWN, TAMIL NADU, this page has every detail you need. The verified IFSC code for this branch is IDIB000B010. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the BARGUR branch, and detailed step-by-step guides for using the IFSC IDIB000B010 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Indian Bank – BARGUR is IDIB000B010. The first four letters IDIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 00B010 map to this branch in BARGUR TOWN, TAMIL NADU.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Bargur |
| IFSC Code | IDIB000B010 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 128/A CHENNAI MAIN ROAD BARGUR TOWN BARGUR PIN 635104 |
| City | Bargur Town |
| District | Krishnagiri |
| State | Tamil Nadu |
| STD Code | 91 |
| Phone | 7879923344 |
About Indian Bank
Indian Bank operates a wide network of branches across India, including the Bargur branch in Bargur Town. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IDIB000B010.
About this branch
The branch is located at 128/A CHENNAI MAIN ROAD BARGUR TOWN BARGUR PIN 635104. It serves the Bargur Town region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Indian Bank. The IFSC IDIB000B010 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indian Bank's BARGUR branch came to be assigned the code IDIB000B010.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IDIB000B010, money simply cannot be routed to the BARGUR branch electronically.
How to transfer money using IFSC IDIB000B010
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000B010 across all three.
NEFT to Indian Bank, BARGUR using IFSC IDIB000B010
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDIB000B010, and confirm that the system picks up Indian Bank – BARGUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC IDIB000B010
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indian Bank – BARGUR, ensure your bank's portal accepts IFSC IDIB000B010 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Indian Bank BARGUR (IFSC IDIB000B010)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDIB000B010 in your mobile or internet banking app, and the money is credited to the BARGUR branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDIB000B010 for Indian Bank – BARGUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDIB000B010 | Yes – IDIB000B010 | Yes – IDIB000B010 |
For most retail customers crediting the Bargur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indian Bank's BARGUR branch, the IFSC IDIB000B010 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Bargur branch is mapped to IFSC IDIB000B010 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IDIB000B010.
Banking services available
The Bargur branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-7879923344.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IDIB000B010
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Indian Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IDIB000B010 and the account number together uniquely identify the Bargur branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC IDIB000B010
Indian Bank customers can register for net banking and the bank's official mobile app once their account at the BARGUR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDIB000B010 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC IDIB000B010
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Indian Bank – BARGUR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IDIB000B010. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Bargur branch
The branch is located at 128/A CHENNAI MAIN ROAD BARGUR TOWN BARGUR PIN 635104, which puts it inside Bargur Town, the broader Krishnagiri district, and the state of Tamil Nadu. To plan your visit:
- Open Google Maps on your phone and search for “Indian Bank Bargur branch” — the verified location pin for IFSC IDIB000B010 should appear at the top of the results.
- Confirm the branch is open by calling 91-7879923344 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IDIB000B010 and your account number.
Verifying IFSC IDIB000B010 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDIB000B010 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-7879923344.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Bargur are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDIB000B010 continue to work without interruption.
Branch address & contact
Indian BankBargur Branch
128/A CHENNAI MAIN ROAD BARGUR TOWN BARGUR PIN 635104
Bargur Town, Tamil Nadu
Phone: 91-7879923344
IFSC: IDIB000B010
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Bargur branch but serve different purposes.
What is the IFSC code of Indian Bank Bargur branch?
The IFSC code of Indian Bank, Bargur branch is IDIB000B010. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Where is Indian Bank Bargur branch located?
Indian Bank's Bargur branch is located at 128/A CHENNAI MAIN ROAD BARGUR TOWN BARGUR PIN 635104, Bargur Town, Tamil Nadu.
What is the phone number of Indian Bank Bargur branch?
You can reach the branch at 91-7879923344 during regular banking hours.
Can I use IFSC IDIB000B010 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IDIB000B010 to send funds instantly.
Is IFSC IDIB000B010 valid for NEFT and RTGS?
Yes. IFSC IDIB000B010 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Summary
The IFSC code IDIB000B010 belongs to Indian Bank's BARGUR branch, located at 128/A CHENNAI MAIN ROAD BARGUR TOWN BARGUR PIN 635104 in BARGUR TOWN, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
