Use this page as a one-stop reference for everything related to Indian Bank's BAREILLY PILIBHIT BYE PASS ROAD branch in BAREILLY, UTTAR PRADESH. The branch's IFSC code IDIB000P648 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, IDIB000P648 is the IFSC of Indian Bank's BAREILLY PILIBHIT BYE PASS ROAD branch. The format is fixed: IDIB = bank code, 0 = reserved, 00P648 = branch identifier.
Bank profile
Indian Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Bareilly Pilibhit Bye Pass Road branch — IFSC IDIB000P648 — extends the bank's services to customers in and around Bareilly, Uttar Pradesh.
About this branch
The branch is located at PILIBHIT BYE PASS ROAD BAREILLY ROHEL KHAND UNIVERSITY PIN 243006. It serves the Bareilly region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Indian Bank. The IFSC IDIB000P648 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Bareilly Pilibhit Bye Pass Road |
| IFSC Code | IDIB000P648 |
| MICR Code | Refer to cheque leaf |
| Branch Address | PILIBHIT BYE PASS ROAD BAREILLY ROHEL KHAND UNIVERSITY PIN 243006 |
| City | Bareilly |
| District | Bareilly |
| State | Uttar Pradesh |
| STD Code | 91 |
| Phone | 9760917071 |
Why every Indian Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BAREILLY PILIBHIT BYE PASS ROAD of Indian Bank — its own 11-character IFSC. The code IDIB000P648 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IDIB000P648 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Indian Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IDIB000P648 and the account number together uniquely identify the Bareilly Pilibhit Bye Pass Road branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC IDIB000P648
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000P648 across all three.
NEFT to Indian Bank, BAREILLY PILIBHIT BYE PASS ROAD using IFSC IDIB000P648
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDIB000P648, and confirm that the system picks up Indian Bank – BAREILLY PILIBHIT BYE PASS ROAD. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC IDIB000P648
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indian Bank – BAREILLY PILIBHIT BYE PASS ROAD, ensure your bank's portal accepts IFSC IDIB000P648 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Indian Bank – BAREILLY PILIBHIT BYE PASS ROAD, use IMPS. With IFSC IDIB000P648 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Bareilly Pilibhit Bye Pass Road
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IDIB000P648:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at BAREILLY PILIBHIT BYE PASS ROAD is still linked to IFSC IDIB000P648.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC IDIB000P648
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indian Bank – BAREILLY PILIBHIT BYE PASS ROAD is still mapped to IFSC IDIB000P648. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDIB000P648 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Bareilly Pilibhit Bye Pass Road branch is mapped to IFSC IDIB000P648 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IDIB000P648.
Banking services available
The Bareilly Pilibhit Bye Pass Road branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9760917071.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IDIB000P648
Digital banking channels
Most day-to-day work that customers used to do at the Bareilly Pilibhit Bye Pass Road branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IDIB000P648 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Reaching the branch
The Bareilly Pilibhit Bye Pass Road branch sits at PILIBHIT BYE PASS ROAD BAREILLY ROHEL KHAND UNIVERSITY PIN 243006. If you are travelling from outside Bareilly, search for the branch on a maps application using the bank name and locality, or call 91-9760917071 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IDIB000P648 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Bank – BAREILLY PILIBHIT BYE PASS ROAD:
- The IFSC is exactly IDIB000P648 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indian Bank as the bank name and BAREILLY PILIBHIT BYE PASS ROAD as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Bareilly Pilibhit Bye Pass Road branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IDIB000P648, however, work 24x7.
Other ways to verify the IFSC code
While this page already lists the verified IFSC IDIB000P648 for Indian Bank – BAREILLY PILIBHIT BYE PASS ROAD, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
Indian BankBareilly Pilibhit Bye Pass Road Branch
PILIBHIT BYE PASS ROAD BAREILLY ROHEL KHAND UNIVERSITY PIN 243006
Bareilly, Uttar Pradesh
Phone: 91-9760917071
IFSC: IDIB000P648
Frequently asked questions
How do I add Indian Bank Bareilly Pilibhit Bye Pass Road as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDIB000P648, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is Indian Bank Bareilly Pilibhit Bye Pass Road branch located?
Indian Bank's Bareilly Pilibhit Bye Pass Road branch is located at PILIBHIT BYE PASS ROAD BAREILLY ROHEL KHAND UNIVERSITY PIN 243006, Bareilly, Uttar Pradesh.
Can I use IFSC IDIB000P648 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IDIB000P648 to send funds instantly.
How quickly will an NEFT transfer using IDIB000P648 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Bank – Bareilly Pilibhit Bye Pass Road reflect within 30 minutes.
What is the phone number of Indian Bank Bareilly Pilibhit Bye Pass Road branch?
You can reach the branch at 91-9760917071 during regular banking hours.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Bareilly Pilibhit Bye Pass Road branch but serve different purposes.
Final notes
To recap: IDIB000P648 is the IFSC code of Indian Bank, BAREILLY PILIBHIT BYE PASS ROAD branch, in BAREILLY, UTTAR PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
