This page lists the IFSC code, branch address, contact number and fund-transfer information for Indian Bank, BARBIL branch in BARBIL. The 11-digit IFSC IDIB000B653 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Indian Bank at the BARBIL location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Indian Bank – BARBIL is IDIB000B653. The first four letters IDIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 00B653 map to this branch in BARBIL, ODISHA.
About the bank
Indian Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Barbil branch in Barbil, Odisha is part of this network and uses the IFSC code IDIB000B653 for all electronic settlement.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Barbil |
| IFSC Code | IDIB000B653 |
| MICR Code | Refer to cheque leaf |
| Branch Address | NEAR BHARAT BAKERY MAIN ROAD BARBIL BARBIL PIN 758035 |
| City | Barbil |
| District | Keonjhar |
| State | Odisha |
| STD Code | 91 |
| Phone | 7008841669 |
About this branch
The branch is located at NEAR BHARAT BAKERY MAIN ROAD BARBIL BARBIL PIN 758035. It serves the Barbil region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Indian Bank. The IFSC IDIB000B653 is used to identify this branch on the RBI payments network.
Why every Indian Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BARBIL of Indian Bank — its own 11-character IFSC. The code IDIB000B653 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IDIB000B653 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Barbil branch is mapped to IFSC IDIB000B653 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IDIB000B653.
Products and services
Customers walking into the Barbil branch can access most of Indian Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IDIB000B653
How to transfer money using IFSC IDIB000B653
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000B653 across all three.
NEFT to Indian Bank, BARBIL using IFSC IDIB000B653
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDIB000B653, and confirm that the system picks up Indian Bank – BARBIL. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to BARBIL
If you need to transfer ₹2 lakh or more in one go to an account at Indian Bank's BARBIL branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDIB000B653 while initiating the transfer and the credit will appear within minutes.
IMPS to Indian Bank BARBIL (IFSC IDIB000B653)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDIB000B653 in your mobile or internet banking app, and the money is credited to the BARBIL branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDIB000B653 for Indian Bank – BARBIL, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDIB000B653 | Yes – IDIB000B653 | Yes – IDIB000B653 |
For most retail customers crediting the Barbil branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indian Bank's BARBIL branch, the IFSC IDIB000B653 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Digital banking channels
Most day-to-day work that customers used to do at the Barbil branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IDIB000B653 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Indian Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IDIB000B653 and the account number together uniquely identify the Barbil branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Bank – BARBIL:
- The IFSC is exactly IDIB000B653 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indian Bank as the bank name and BARBIL as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Barbil branch sits at NEAR BHARAT BAKERY MAIN ROAD BARBIL BARBIL PIN 758035. If you are travelling from outside Barbil, search for the branch on a maps application using the bank name and locality, or call 91-7008841669 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IDIB000B653 and your account number.
Verifying IFSC IDIB000B653 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDIB000B653 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-7008841669.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Barbil are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDIB000B653 continue to work without interruption.
Branch address & contact
Indian BankBarbil Branch
NEAR BHARAT BAKERY MAIN ROAD BARBIL BARBIL PIN 758035
Barbil, Odisha
Phone: 91-7008841669
IFSC: IDIB000B653
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Barbil branch but serve different purposes.
Can I use IFSC IDIB000B653 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IDIB000B653 to send funds instantly.
Is IFSC IDIB000B653 valid for NEFT and RTGS?
Yes. IFSC IDIB000B653 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add Indian Bank Barbil as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDIB000B653, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is Indian Bank Barbil branch located?
Indian Bank's Barbil branch is located at NEAR BHARAT BAKERY MAIN ROAD BARBIL BARBIL PIN 758035, Barbil, Odisha.
How quickly will an NEFT transfer using IDIB000B653 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Bank – Barbil reflect within 30 minutes.
Does Indian Bank Barbil branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-7008841669 to confirm.
What is the phone number of Indian Bank Barbil branch?
You can reach the branch at 91-7008841669 during regular banking hours.
Summary
The IFSC code IDIB000B653 belongs to Indian Bank's BARBIL branch, located at NEAR BHARAT BAKERY MAIN ROAD BARBIL BARBIL PIN 758035 in BARBIL, ODISHA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
