This page lists the IFSC code, branch address, contact number and fund-transfer information for Indian Bank, BARPUJIA branch in BARAPUJIA. The 11-digit IFSC IDIB000B680 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Indian Bank at the BARPUJIA location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Indian Bank – BARPUJIA is IDIB000B680. The first four letters IDIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 00B680 map to this branch in BARAPUJIA, ASSAM.
About Indian Bank
Indian Bank operates a wide network of branches across India, including the Barpujia branch in Barapujia. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IDIB000B680.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Barpujia |
| IFSC Code | IDIB000B680 |
| MICR Code | Refer to cheque leaf |
| Branch Address | RAHA MORIGAON ROADVILL PO BARAPUJIA BARAPUJIA BARAPUJIA PIN 782103 |
| City | Barapujia |
| District | Morigaon |
| State | Assam |
| STD Code | 91 |
| Phone | 9707702614 |
About the Barpujia branch
The Barpujia branch of Indian Bank is situated at RAHA MORIGAON ROADVILL PO BARAPUJIA BARAPUJIA BARAPUJIA PIN 782103. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IDIB000B680 is used.
Why every Indian Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BARPUJIA of Indian Bank — its own 11-character IFSC. The code IDIB000B680 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IDIB000B680 the same way you would treat your account number — verify it once and save it carefully for future use.
Account types you can open at the Barpujia branch
Once you have an account at Indian Bank – BARPUJIA, the IFSC IDIB000B680 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Barpujia branch can access most of Indian Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IDIB000B680
How to transfer money using IFSC IDIB000B680
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000B680 across all three.
How to use IFSC IDIB000B680 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Indian Bank's BARPUJIA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC IDIB000B680.
- Confirm the bank name auto-populates as Indian Bank and the branch as BARPUJIA.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC IDIB000B680
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indian Bank – BARPUJIA, ensure your bank's portal accepts IFSC IDIB000B680 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Indian Bank BARPUJIA (IFSC IDIB000B680)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDIB000B680 in your mobile or internet banking app, and the money is credited to the BARPUJIA branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Barpujia
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IDIB000B680:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at BARPUJIA is still linked to IFSC IDIB000B680.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC IDIB000B680
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indian Bank – BARPUJIA is still mapped to IFSC IDIB000B680. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDIB000B680 and the beneficiary's account number to complete the transfer.
Online banking and IFSC IDIB000B680
Indian Bank customers can register for net banking and the bank's official mobile app once their account at the BARPUJIA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDIB000B680 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Barpujia branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IDIB000B680 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC IDIB000B680
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Indian Bank – BARPUJIA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IDIB000B680. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Barpujia branch
The branch is located at RAHA MORIGAON ROADVILL PO BARAPUJIA BARAPUJIA BARAPUJIA PIN 782103, which puts it inside Barapujia, the broader Morigaon district, and the state of Assam. To plan your visit:
- Open Google Maps on your phone and search for “Indian Bank Barpujia branch” — the verified location pin for IFSC IDIB000B680 should appear at the top of the results.
- Confirm the branch is open by calling 91-9707702614 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IDIB000B680 and your account number.
Verifying IFSC IDIB000B680 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDIB000B680 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9707702614.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Barpujia branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IDIB000B680, however, work 24x7.
Branch address & contact
Indian BankBarpujia Branch
RAHA MORIGAON ROADVILL PO BARAPUJIA BARAPUJIA BARAPUJIA PIN 782103
Barapujia, Assam
Phone: 91-9707702614
IFSC: IDIB000B680
Frequently asked questions
Where is Indian Bank Barpujia branch located?
Indian Bank's Barpujia branch is located at RAHA MORIGAON ROADVILL PO BARAPUJIA BARAPUJIA BARAPUJIA PIN 782103, Barapujia, Assam.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Barpujia branch but serve different purposes.
Can I use IFSC IDIB000B680 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IDIB000B680 to send funds instantly.
Does Indian Bank Barpujia branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9707702614 to confirm.
How quickly will an NEFT transfer using IDIB000B680 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Bank – Barpujia reflect within 30 minutes.
Is IFSC IDIB000B680 the same for all accounts at Barpujia branch?
Yes. The IFSC IDIB000B680 is shared by every account held at Indian Bank's Barpujia branch. Only the account number changes from customer to customer.
How do I add Indian Bank Barpujia as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDIB000B680, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the phone number of Indian Bank Barpujia branch?
You can reach the branch at 91-9707702614 during regular banking hours.
Summary
The IFSC code IDIB000B680 belongs to Indian Bank's BARPUJIA branch, located at RAHA MORIGAON ROADVILL PO BARAPUJIA BARAPUJIA BARAPUJIA PIN 782103 in BARAPUJIA, ASSAM. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
