If you are searching for the IFSC code of Indian Bank, BANKA MAIN branch in BANKA, BIHAR, this page has every detail you need. The verified IFSC code for this branch is IDIB000B620. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the BANKA MAIN branch, and detailed step-by-step guides for using the IFSC IDIB000B620 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Indian Bank's BANKA MAIN branch, the IFSC IDIB000B620 breaks down as follows: IDIB identifies the bank, 0 is the reserved character, and 00B620 identifies this particular branch.
Bank profile
Indian Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Banka Main branch — IFSC IDIB000B620 — extends the bank's services to customers in and around Banka, Bihar.
About the Banka Main branch
The Banka Main branch of Indian Bank is situated at TOWN HALL ROAD MALLIK TOLA BANKA BANKA BANKA PIN 813101. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IDIB000B620 is used.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Banka Main |
| IFSC Code | IDIB000B620 |
| MICR Code | Refer to cheque leaf |
| Branch Address | TOWN HALL ROAD MALLIK TOLA BANKA BANKA BANKA PIN 813101 |
| City | Banka |
| District | Banka |
| State | Bihar |
| STD Code | 91 |
| Phone | 9955691833 |
Why every Indian Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BANKA MAIN of Indian Bank — its own 11-character IFSC. The code IDIB000B620 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IDIB000B620 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Indian Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IDIB000B620 and the account number together uniquely identify the Banka Main branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC IDIB000B620
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000B620 across all three.
NEFT to Indian Bank, BANKA MAIN using IFSC IDIB000B620
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDIB000B620, and confirm that the system picks up Indian Bank – BANKA MAIN. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC IDIB000B620
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indian Bank – BANKA MAIN, ensure your bank's portal accepts IFSC IDIB000B620 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Indian Bank BANKA MAIN (IFSC IDIB000B620)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDIB000B620 in your mobile or internet banking app, and the money is credited to the BANKA MAIN branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDIB000B620 for Indian Bank – BANKA MAIN, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDIB000B620 | Yes – IDIB000B620 | Yes – IDIB000B620 |
For most retail customers crediting the Banka Main branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC IDIB000B620
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indian Bank – BANKA MAIN is still mapped to IFSC IDIB000B620. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDIB000B620 and the beneficiary's account number to complete the transfer.
Account types you can open at the Banka Main branch
Once you have an account at Indian Bank – BANKA MAIN, the IFSC IDIB000B620 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Banka Main branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9955691833.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IDIB000B620
Online banking and IFSC IDIB000B620
Indian Bank customers can register for net banking and the bank's official mobile app once their account at the BANKA MAIN branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDIB000B620 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Banka Main branch
The branch is located at TOWN HALL ROAD MALLIK TOLA BANKA BANKA BANKA PIN 813101, which puts it inside Banka, the broader Banka district, and the state of Bihar. To plan your visit:
- Open Google Maps on your phone and search for “Indian Bank Banka Main branch” — the verified location pin for IFSC IDIB000B620 should appear at the top of the results.
- Confirm the branch is open by calling 91-9955691833 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IDIB000B620 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Bank – BANKA MAIN:
- The IFSC is exactly IDIB000B620 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indian Bank as the bank name and BANKA MAIN as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Working hours
Branch counters at Banka Main are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDIB000B620 continue to work without interruption.
Verifying IFSC IDIB000B620 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDIB000B620 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9955691833.
- Visiting the bank's official branch locator page.
Branch address & contact
Indian BankBanka Main Branch
TOWN HALL ROAD MALLIK TOLA BANKA BANKA BANKA PIN 813101
Banka, Bihar
Phone: 91-9955691833
IFSC: IDIB000B620
Frequently asked questions
Does Indian Bank Banka Main branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9955691833 to confirm.
Where is Indian Bank Banka Main branch located?
Indian Bank's Banka Main branch is located at TOWN HALL ROAD MALLIK TOLA BANKA BANKA BANKA PIN 813101, Banka, Bihar.
Is IFSC IDIB000B620 the same for all accounts at Banka Main branch?
Yes. The IFSC IDIB000B620 is shared by every account held at Indian Bank's Banka Main branch. Only the account number changes from customer to customer.
How do I add Indian Bank Banka Main as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDIB000B620, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using IDIB000B620 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Bank – Banka Main reflect within 30 minutes.
Can I use IFSC IDIB000B620 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IDIB000B620 to send funds instantly.
What is the IFSC code of Indian Bank Banka Main branch?
The IFSC code of Indian Bank, Banka Main branch is IDIB000B620. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Summary
The IFSC code IDIB000B620 belongs to Indian Bank's BANKA MAIN branch, located at TOWN HALL ROAD MALLIK TOLA BANKA BANKA BANKA PIN 813101 in BANKA, BIHAR. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
