IFSC Code of Indian Bank, Hotel Clarks Shiraj Agra Branch, Uttar Pradesh

Below are the complete branch details for Indian Bank, HOTEL CLARKS SHIRAJ AGRA branch, located in BALUGANJ, UTTAR PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is IDIB000A526. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case IDIB000A526 for Indian Bank – HOTEL CLARKS SHIRAJ AGRA — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Indian Bank – HOTEL CLARKS SHIRAJ AGRA is IDIB000A526. The first four letters IDIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 00A526 map to this branch in BALUGANJ, UTTAR PRADESH.

Bank profile

Indian Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Hotel Clarks Shiraj Agra branch — IFSC IDIB000A526 — extends the bank's services to customers in and around Baluganj, Uttar Pradesh.

Branch details at a glance

About the Hotel Clarks Shiraj Agra branch

The Hotel Clarks Shiraj Agra branch of Indian Bank is situated at 33/72 AJMER ROAD BALUGANJ PRATPURA AGRA PIN 282001. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IDIB000A526 is used.

Why every Indian Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including HOTEL CLARKS SHIRAJ AGRA of Indian Bank — its own 11-character IFSC. The code IDIB000A526 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IDIB000A526 the same way you would treat your account number — verify it once and save it carefully for future use.

Account types you can open at the Hotel Clarks Shiraj Agra branch

Once you have an account at Indian Bank – HOTEL CLARKS SHIRAJ AGRA, the IFSC IDIB000A526 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Hotel Clarks Shiraj Agra branch can access most of Indian Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC IDIB000A526

How to transfer money using IFSC IDIB000A526

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000A526 across all three.

How to use IFSC IDIB000A526 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Indian Bank's HOTEL CLARKS SHIRAJ AGRA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC IDIB000A526.
4. Confirm the bank name auto-populates as Indian Bank and the branch as HOTEL CLARKS SHIRAJ AGRA.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to HOTEL CLARKS SHIRAJ AGRA

If you need to transfer ₹2 lakh or more in one go to an account at Indian Bank's HOTEL CLARKS SHIRAJ AGRA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDIB000A526 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Indian Bank – HOTEL CLARKS SHIRAJ AGRA, use IMPS. With IFSC IDIB000A526 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Hotel Clarks Shiraj Agra

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IDIB000A526:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at HOTEL CLARKS SHIRAJ AGRA is still linked to IFSC IDIB000A526.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indian Bank's HOTEL CLARKS SHIRAJ AGRA branch, the IFSC IDIB000A526 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Online banking and IFSC IDIB000A526

Indian Bank customers can register for net banking and the bank's official mobile app once their account at the HOTEL CLARKS SHIRAJ AGRA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDIB000A526 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Indian Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IDIB000A526 and the account number together uniquely identify the Hotel Clarks Shiraj Agra branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Bank – HOTEL CLARKS SHIRAJ AGRA:

• The IFSC is exactly IDIB000A526 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Indian Bank as the bank name and HOTEL CLARKS SHIRAJ AGRA as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Hotel Clarks Shiraj Agra branch sits at 33/72 AJMER ROAD BALUGANJ PRATPURA AGRA PIN 282001. If you are travelling from outside Baluganj, search for the branch on a maps application using the bank name and locality, or call 91-8191001030 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IDIB000A526 and your account number.

Verifying IFSC IDIB000A526 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDIB000A526 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 91-8191001030.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Hotel Clarks Shiraj Agra are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDIB000A526 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: IDIB000A526 is the IFSC code of Indian Bank, HOTEL CLARKS SHIRAJ AGRA branch, in BALUGANJ, UTTAR PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.