Below are the complete branch details for Indian Bank, BALLAN branch, located in BALLAN, UTTAR PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is IDIB000B577. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case IDIB000B577 for Indian Bank – BALLAN — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Indian Bank's BALLAN branch, the IFSC IDIB000B577 breaks down as follows: IDIB identifies the bank, 0 is the reserved character, and 00B577 identifies this particular branch.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Ballan |
| IFSC Code | IDIB000B577 |
| MICR Code | Refer to cheque leaf |
| Branch Address | VILL PO BALLAN BLOCK BISANDA BALLAN BALLAN PIN 210201 |
| City | Ballan |
| District | Banda |
| State | Uttar Pradesh |
| STD Code | 91 |
| Phone | 8171977972 |
About the bank
Indian Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Ballan branch in Ballan, Uttar Pradesh is part of this network and uses the IFSC code IDIB000B577 for all electronic settlement.
Ballan branch overview
Located at VILL PO BALLAN BLOCK BISANDA BALLAN BALLAN PIN 210201, the Ballan branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC IDIB000B577 is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indian Bank's BALLAN branch came to be assigned the code IDIB000B577.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IDIB000B577, money simply cannot be routed to the BALLAN branch electronically.
How to transfer money using IFSC IDIB000B577
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000B577 across all three.
How to use IFSC IDIB000B577 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Indian Bank's BALLAN branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC IDIB000B577.
- Confirm the bank name auto-populates as Indian Bank and the branch as BALLAN.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to BALLAN
If you need to transfer ₹2 lakh or more in one go to an account at Indian Bank's BALLAN branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDIB000B577 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Indian Bank – BALLAN, use IMPS. With IFSC IDIB000B577 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Ballan
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IDIB000B577:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at BALLAN is still linked to IFSC IDIB000B577.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC IDIB000B577
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indian Bank – BALLAN is still mapped to IFSC IDIB000B577. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDIB000B577 and the beneficiary's account number to complete the transfer.
Account types you can open at the Ballan branch
Once you have an account at Indian Bank – BALLAN, the IFSC IDIB000B577 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Ballan branch can access most of Indian Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IDIB000B577
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Indian Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IDIB000B577 and the account number together uniquely identify the Ballan branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC IDIB000B577
Indian Bank customers can register for net banking and the bank's official mobile app once their account at the BALLAN branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDIB000B577 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Bank – BALLAN:
- The IFSC is exactly IDIB000B577 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indian Bank as the bank name and BALLAN as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Ballan branch sits at VILL PO BALLAN BLOCK BISANDA BALLAN BALLAN PIN 210201. If you are travelling from outside Ballan, search for the branch on a maps application using the bank name and locality, or call 91-8171977972 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IDIB000B577 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC IDIB000B577 for Indian Bank – BALLAN, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Ballan are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDIB000B577 continue to work without interruption.
Branch address & contact
Indian BankBallan Branch
VILL PO BALLAN BLOCK BISANDA BALLAN BALLAN PIN 210201
Ballan, Uttar Pradesh
Phone: 91-8171977972
IFSC: IDIB000B577
Frequently asked questions
What is the phone number of Indian Bank Ballan branch?
You can reach the branch at 91-8171977972 during regular banking hours.
How quickly will an NEFT transfer using IDIB000B577 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Bank – Ballan reflect within 30 minutes.
Is IFSC IDIB000B577 the same for all accounts at Ballan branch?
Yes. The IFSC IDIB000B577 is shared by every account held at Indian Bank's Ballan branch. Only the account number changes from customer to customer.
Where is Indian Bank Ballan branch located?
Indian Bank's Ballan branch is located at VILL PO BALLAN BLOCK BISANDA BALLAN BALLAN PIN 210201, Ballan, Uttar Pradesh.
How do I add Indian Bank Ballan as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDIB000B577, and complete OTP verification. Once activated, you can transfer funds at any time.
Can I use IFSC IDIB000B577 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IDIB000B577 to send funds instantly.
Summary
The IFSC code IDIB000B577 belongs to Indian Bank's BALLAN branch, located at VILL PO BALLAN BLOCK BISANDA BALLAN BALLAN PIN 210201 in BALLAN, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
