Use this page as a one-stop reference for everything related to Indian Bank's BAKRA branch in BAKRA, WEST BENGAL. The branch's IFSC code IDIB000B562 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, IDIB000B562 is the IFSC of Indian Bank's BAKRA branch. The format is fixed: IDIB = bank code, 0 = reserved, 00B562 = branch identifier.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Bakra |
| IFSC Code | IDIB000B562 |
| MICR Code | Refer to cheque leaf |
| Branch Address | VILL AND POBAKRA PSGOPIBALLAVPUR BAKRA BAKRA PIN 721506 |
| City | Bakra |
| District | Jhargram |
| State | West Bengal |
| STD Code | 91 |
| Phone | 8372984415 |
About Indian Bank
Indian Bank operates a wide network of branches across India, including the Bakra branch in Bakra. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IDIB000B562.
About the Bakra branch
The Bakra branch of Indian Bank is situated at VILL AND POBAKRA PSGOPIBALLAVPUR BAKRA BAKRA PIN 721506. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IDIB000B562 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indian Bank's BAKRA branch came to be assigned the code IDIB000B562.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IDIB000B562, money simply cannot be routed to the BAKRA branch electronically.
How to transfer money using IFSC IDIB000B562
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000B562 across all three.
How to use IFSC IDIB000B562 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Indian Bank's BAKRA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC IDIB000B562.
- Confirm the bank name auto-populates as Indian Bank and the branch as BAKRA.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC IDIB000B562
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indian Bank – BAKRA, ensure your bank's portal accepts IFSC IDIB000B562 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Indian Bank – BAKRA, use IMPS. With IFSC IDIB000B562 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDIB000B562 for Indian Bank – BAKRA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDIB000B562 | Yes – IDIB000B562 | Yes – IDIB000B562 |
For most retail customers crediting the Bakra branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC IDIB000B562
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indian Bank – BAKRA is still mapped to IFSC IDIB000B562. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDIB000B562 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Bakra branch is mapped to IFSC IDIB000B562 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IDIB000B562.
Products and services
Customers walking into the Bakra branch can access most of Indian Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IDIB000B562
MICR & cheque-truncation details
Cheques drawn on the Bakra branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IDIB000B562 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Bakra branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IDIB000B562 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Bank – BAKRA:
- The IFSC is exactly IDIB000B562 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indian Bank as the bank name and BAKRA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Bakra branch
The branch is located at VILL AND POBAKRA PSGOPIBALLAVPUR BAKRA BAKRA PIN 721506, which puts it inside Bakra, the broader Jhargram district, and the state of West Bengal. To plan your visit:
- Open Google Maps on your phone and search for “Indian Bank Bakra branch” — the verified location pin for IFSC IDIB000B562 should appear at the top of the results.
- Confirm the branch is open by calling 91-8372984415 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IDIB000B562 and your account number.
Verifying IFSC IDIB000B562 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDIB000B562 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-8372984415.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Bakra branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IDIB000B562, however, work 24x7.
Branch address & contact
Indian BankBakra Branch
VILL AND POBAKRA PSGOPIBALLAVPUR BAKRA BAKRA PIN 721506
Bakra, West Bengal
Phone: 91-8372984415
IFSC: IDIB000B562
Frequently asked questions
Is IFSC IDIB000B562 the same for all accounts at Bakra branch?
Yes. The IFSC IDIB000B562 is shared by every account held at Indian Bank's Bakra branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Bakra branch but serve different purposes.
What is the IFSC code of Indian Bank Bakra branch?
The IFSC code of Indian Bank, Bakra branch is IDIB000B562. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How do I add Indian Bank Bakra as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDIB000B562, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the phone number of Indian Bank Bakra branch?
You can reach the branch at 91-8372984415 during regular banking hours.
Can I use IFSC IDIB000B562 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IDIB000B562 to send funds instantly.
Final notes
To recap: IDIB000B562 is the IFSC code of Indian Bank, BAKRA branch, in BAKRA, WEST BENGAL. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
