IFSC Code of Indian Bank, Deoghar Main Branch, Jharkhand

This page lists the IFSC code, branch address, contact number and fund-transfer information for Indian Bank, DEOGHAR MAIN branch in BAJLA CHOWK. The 11-digit IFSC IDIB000D570 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Indian Bank at the DEOGHAR MAIN location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Indian Bank – DEOGHAR MAIN is IDIB000D570. The first four letters IDIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 00D570 map to this branch in BAJLA CHOWK, JHARKHAND.

Bank profile

Indian Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Deoghar Main branch — IFSC IDIB000D570 — extends the bank's services to customers in and around Bajla Chowk, Jharkhand.

Branch details at a glance

Deoghar Main branch overview

Located at BAJLA CHOWK BAJLA CHOWK DEOGHAR PIN 814112, the Deoghar Main branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC IDIB000D570 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indian Bank's DEOGHAR MAIN branch came to be assigned the code IDIB000D570.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IDIB000D570, money simply cannot be routed to the DEOGHAR MAIN branch electronically.

Products and account variants supported

Every account opened at the Deoghar Main branch is mapped to IFSC IDIB000D570 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains IDIB000D570.

Banking services available

The Deoghar Main branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-8084217281.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC IDIB000D570

How to transfer money using IFSC IDIB000D570

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000D570 across all three.

How to use IFSC IDIB000D570 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Indian Bank's DEOGHAR MAIN branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC IDIB000D570.
4. Confirm the bank name auto-populates as Indian Bank and the branch as DEOGHAR MAIN.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to DEOGHAR MAIN

If you need to transfer ₹2 lakh or more in one go to an account at Indian Bank's DEOGHAR MAIN branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDIB000D570 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Indian Bank – DEOGHAR MAIN, use IMPS. With IFSC IDIB000D570 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC IDIB000D570 for Indian Bank – DEOGHAR MAIN, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Deoghar Main branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC IDIB000D570

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indian Bank – DEOGHAR MAIN is still mapped to IFSC IDIB000D570. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDIB000D570 and the beneficiary's account number to complete the transfer.

Online banking and IFSC IDIB000D570

Indian Bank customers can register for net banking and the bank's official mobile app once their account at the DEOGHAR MAIN branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDIB000D570 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Indian Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IDIB000D570 and the account number together uniquely identify the Deoghar Main branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Bank – DEOGHAR MAIN:

• The IFSC is exactly IDIB000D570 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Indian Bank as the bank name and DEOGHAR MAIN as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Deoghar Main branch

The branch is located at BAJLA CHOWK BAJLA CHOWK DEOGHAR PIN 814112, which puts it inside Bajla Chowk, the broader Deoghar district, and the state of Jharkhand. To plan your visit:

1. Open Google Maps on your phone and search for “Indian Bank Deoghar Main branch” — the verified location pin for IFSC IDIB000D570 should appear at the top of the results.
2. Confirm the branch is open by calling 91-8084217281 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IDIB000D570 and your account number.

Verifying IFSC IDIB000D570 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDIB000D570 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 91-8084217281.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Deoghar Main are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDIB000D570 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code IDIB000D570 belongs to Indian Bank's DEOGHAR MAIN branch, located at BAJLA CHOWK BAJLA CHOWK DEOGHAR PIN 814112 in BAJLA CHOWK, JHARKHAND. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.