If you are searching for the IFSC code of Indian Bank, BAJAJ NAGAR JAIPUR branch in BAJAJ NAGAR, RAJASTHAN, this page has every detail you need. The verified IFSC code for this branch is IDIB000T182. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the BAJAJ NAGAR JAIPUR branch, and detailed step-by-step guides for using the IFSC IDIB000T182 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, IDIB000T182 is the IFSC of Indian Bank's BAJAJ NAGAR JAIPUR branch. The format is fixed: IDIB = bank code, 0 = reserved, 00T182 = branch identifier.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Bajaj Nagar Jaipur |
| IFSC Code | IDIB000T182 |
| MICR Code | Refer to cheque leaf |
| Branch Address | A 40 ANITA COLONY BAJAJ NAGAR OPP GANDHI NAGAR RLY STATION PIN 302015 |
| City | Bajaj Nagar |
| District | Jaipur |
| State | Rajasthan |
| STD Code | 141 |
| Phone | 2711981 |
About the bank
Indian Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Bajaj Nagar Jaipur branch in Bajaj Nagar, Rajasthan is part of this network and uses the IFSC code IDIB000T182 for all electronic settlement.
About the Bajaj Nagar Jaipur branch
The Bajaj Nagar Jaipur branch of Indian Bank is situated at A 40 ANITA COLONY BAJAJ NAGAR OPP GANDHI NAGAR RLY STATION PIN 302015. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IDIB000T182 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indian Bank's BAJAJ NAGAR JAIPUR branch came to be assigned the code IDIB000T182.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IDIB000T182, money simply cannot be routed to the BAJAJ NAGAR JAIPUR branch electronically.
How to transfer money using IFSC IDIB000T182
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000T182 across all three.
NEFT to Indian Bank, BAJAJ NAGAR JAIPUR using IFSC IDIB000T182
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDIB000T182, and confirm that the system picks up Indian Bank – BAJAJ NAGAR JAIPUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC IDIB000T182
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indian Bank – BAJAJ NAGAR JAIPUR, ensure your bank's portal accepts IFSC IDIB000T182 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Indian Bank – BAJAJ NAGAR JAIPUR, use IMPS. With IFSC IDIB000T182 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Bajaj Nagar Jaipur
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IDIB000T182:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at BAJAJ NAGAR JAIPUR is still linked to IFSC IDIB000T182.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC IDIB000T182
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indian Bank – BAJAJ NAGAR JAIPUR is still mapped to IFSC IDIB000T182. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDIB000T182 and the beneficiary's account number to complete the transfer.
Account types you can open at the Bajaj Nagar Jaipur branch
Once you have an account at Indian Bank – BAJAJ NAGAR JAIPUR, the IFSC IDIB000T182 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Bajaj Nagar Jaipur branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 141-2711981.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IDIB000T182
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Indian Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IDIB000T182 and the account number together uniquely identify the Bajaj Nagar Jaipur branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC IDIB000T182
Indian Bank customers can register for net banking and the bank's official mobile app once their account at the BAJAJ NAGAR JAIPUR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDIB000T182 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Bank – BAJAJ NAGAR JAIPUR:
- The IFSC is exactly IDIB000T182 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indian Bank as the bank name and BAJAJ NAGAR JAIPUR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Bajaj Nagar Jaipur branch sits at A 40 ANITA COLONY BAJAJ NAGAR OPP GANDHI NAGAR RLY STATION PIN 302015. If you are travelling from outside Bajaj Nagar, search for the branch on a maps application using the bank name and locality, or call 141-2711981 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IDIB000T182 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC IDIB000T182 for Indian Bank – BAJAJ NAGAR JAIPUR, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Bajaj Nagar Jaipur are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDIB000T182 continue to work without interruption.
Branch address & contact
Indian BankBajaj Nagar Jaipur Branch
A 40 ANITA COLONY BAJAJ NAGAR OPP GANDHI NAGAR RLY STATION PIN 302015
Bajaj Nagar, Rajasthan
Phone: 141-2711981
IFSC: IDIB000T182
Frequently asked questions
Can I use IFSC IDIB000T182 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IDIB000T182 to send funds instantly.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Bajaj Nagar Jaipur branch but serve different purposes.
What is the IFSC code of Indian Bank Bajaj Nagar Jaipur branch?
The IFSC code of Indian Bank, Bajaj Nagar Jaipur branch is IDIB000T182. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How quickly will an NEFT transfer using IDIB000T182 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Bank – Bajaj Nagar Jaipur reflect within 30 minutes.
How do I add Indian Bank Bajaj Nagar Jaipur as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDIB000T182, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC IDIB000T182 valid for NEFT and RTGS?
Yes. IFSC IDIB000T182 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Does Indian Bank Bajaj Nagar Jaipur branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 141-2711981 to confirm.
Summary
The IFSC code IDIB000T182 belongs to Indian Bank's BAJAJ NAGAR JAIPUR branch, located at A 40 ANITA COLONY BAJAJ NAGAR OPP GANDHI NAGAR RLY STATION PIN 302015 in BAJAJ NAGAR, RAJASTHAN. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
