If you are searching for the IFSC code of Indian Bank, BAHUA branch in BAHUA, UTTAR PRADESH, this page has every detail you need. The verified IFSC code for this branch is IDIB000B552. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the BAHUA branch, and detailed step-by-step guides for using the IFSC IDIB000B552 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, IDIB000B552 is the IFSC of Indian Bank's BAHUA branch. The format is fixed: IDIB = bank code, 0 = reserved, 00B552 = branch identifier.
About the bank
Indian Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Bahua branch in Bahua, Uttar Pradesh is part of this network and uses the IFSC code IDIB000B552 for all electronic settlement.
Bahua branch overview
Located at VILL PO BAHUA DIST FATEHPUR BAHUA BAHUA PIN 212663, the Bahua branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC IDIB000B552 is required for all interbank electronic transfers routed through this branch.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Bahua |
| IFSC Code | IDIB000B552 |
| MICR Code | Refer to cheque leaf |
| Branch Address | VILL PO BAHUA DIST FATEHPUR BAHUA BAHUA PIN 212663 |
| City | Bahua |
| District | Fatehpur |
| State | Uttar Pradesh |
| STD Code | 91 |
| Phone | 9794232608 |
Why every Indian Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BAHUA of Indian Bank — its own 11-character IFSC. The code IDIB000B552 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IDIB000B552 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR & cheque-truncation details
Cheques drawn on the Bahua branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IDIB000B552 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC IDIB000B552
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000B552 across all three.
NEFT to Indian Bank, BAHUA using IFSC IDIB000B552
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDIB000B552, and confirm that the system picks up Indian Bank – BAHUA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC IDIB000B552
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indian Bank – BAHUA, ensure your bank's portal accepts IFSC IDIB000B552 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Indian Bank BAHUA (IFSC IDIB000B552)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDIB000B552 in your mobile or internet banking app, and the money is credited to the BAHUA branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Bahua
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IDIB000B552:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at BAHUA is still linked to IFSC IDIB000B552.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC IDIB000B552
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indian Bank – BAHUA is still mapped to IFSC IDIB000B552. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDIB000B552 and the beneficiary's account number to complete the transfer.
Account types you can open at the Bahua branch
Once you have an account at Indian Bank – BAHUA, the IFSC IDIB000B552 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Bahua branch can access most of Indian Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IDIB000B552
Online banking and IFSC IDIB000B552
Indian Bank customers can register for net banking and the bank's official mobile app once their account at the BAHUA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDIB000B552 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Bahua branch
The branch is located at VILL PO BAHUA DIST FATEHPUR BAHUA BAHUA PIN 212663, which puts it inside Bahua, the broader Fatehpur district, and the state of Uttar Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “Indian Bank Bahua branch” — the verified location pin for IFSC IDIB000B552 should appear at the top of the results.
- Confirm the branch is open by calling 91-9794232608 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IDIB000B552 and your account number.
Common mistakes to avoid when using IFSC IDIB000B552
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Indian Bank – BAHUA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IDIB000B552. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Working hours
Branch counters at Bahua are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDIB000B552 continue to work without interruption.
Verifying IFSC IDIB000B552 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDIB000B552 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9794232608.
- Visiting the bank's official branch locator page.
Branch address & contact
Indian BankBahua Branch
VILL PO BAHUA DIST FATEHPUR BAHUA BAHUA PIN 212663
Bahua, Uttar Pradesh
Phone: 91-9794232608
IFSC: IDIB000B552
Frequently asked questions
How quickly will an NEFT transfer using IDIB000B552 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Bank – Bahua reflect within 30 minutes.
How do I add Indian Bank Bahua as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDIB000B552, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the IFSC code of Indian Bank Bahua branch?
The IFSC code of Indian Bank, Bahua branch is IDIB000B552. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC IDIB000B552 the same for all accounts at Bahua branch?
Yes. The IFSC IDIB000B552 is shared by every account held at Indian Bank's Bahua branch. Only the account number changes from customer to customer.
What is the phone number of Indian Bank Bahua branch?
You can reach the branch at 91-9794232608 during regular banking hours.
Is IFSC IDIB000B552 valid for NEFT and RTGS?
Yes. IFSC IDIB000B552 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Where is Indian Bank Bahua branch located?
Indian Bank's Bahua branch is located at VILL PO BAHUA DIST FATEHPUR BAHUA BAHUA PIN 212663, Bahua, Uttar Pradesh.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Bahua branch but serve different purposes.
Summary
The IFSC code IDIB000B552 belongs to Indian Bank's BAHUA branch, located at VILL PO BAHUA DIST FATEHPUR BAHUA BAHUA PIN 212663 in BAHUA, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
