If you are searching for the IFSC code of Indian Bank, RUPAIDHIA BAHRAICH branch in BAHRAICH, UTTAR PRADESH, this page has every detail you need. The verified IFSC code for this branch is IDIB000R242. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the RUPAIDHIA BAHRAICH branch, and detailed step-by-step guides for using the IFSC IDIB000R242 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Indian Bank's RUPAIDHIA BAHRAICH branch, the IFSC IDIB000R242 breaks down as follows: IDIB identifies the bank, 0 is the reserved character, and 00R242 identifies this particular branch.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Rupaidhia Bahraich |
| IFSC Code | IDIB000R242 |
| MICR Code | Refer to cheque leaf |
| Branch Address | PLOT NO 342 NANPARA ROAD RUPAIDHIA INFRONT OF CHOTI MASJID KEWAL TEHSIL NANPARA DIST BAHRAICH UP |
| City | Bahraich |
| District | Bahraich |
| State | Uttar Pradesh |
| STD Code | 5252 |
| Phone | 9936043076 |
About Indian Bank
Indian Bank operates a wide network of branches across India, including the Rupaidhia Bahraich branch in Bahraich. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IDIB000R242.
About the Rupaidhia Bahraich branch
The Rupaidhia Bahraich branch of Indian Bank is situated at PLOT NO 342 NANPARA ROAD RUPAIDHIA INFRONT OF CHOTI MASJID KEWAL TEHSIL NANPARA DIST BAHRAICH UP. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IDIB000R242 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indian Bank's RUPAIDHIA BAHRAICH branch came to be assigned the code IDIB000R242.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IDIB000R242, money simply cannot be routed to the RUPAIDHIA BAHRAICH branch electronically.
How to transfer money using IFSC IDIB000R242
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000R242 across all three.
NEFT to Indian Bank, RUPAIDHIA BAHRAICH using IFSC IDIB000R242
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDIB000R242, and confirm that the system picks up Indian Bank – RUPAIDHIA BAHRAICH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC IDIB000R242
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indian Bank – RUPAIDHIA BAHRAICH, ensure your bank's portal accepts IFSC IDIB000R242 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Indian Bank RUPAIDHIA BAHRAICH (IFSC IDIB000R242)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDIB000R242 in your mobile or internet banking app, and the money is credited to the RUPAIDHIA BAHRAICH branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Rupaidhia Bahraich
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IDIB000R242:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at RUPAIDHIA BAHRAICH is still linked to IFSC IDIB000R242.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC IDIB000R242
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indian Bank – RUPAIDHIA BAHRAICH is still mapped to IFSC IDIB000R242. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDIB000R242 and the beneficiary's account number to complete the transfer.
Account types you can open at the Rupaidhia Bahraich branch
Once you have an account at Indian Bank – RUPAIDHIA BAHRAICH, the IFSC IDIB000R242 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Rupaidhia Bahraich branch can access most of Indian Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IDIB000R242
MICR & cheque-truncation details
Cheques drawn on the Rupaidhia Bahraich branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IDIB000R242 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Rupaidhia Bahraich branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IDIB000R242 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Bank – RUPAIDHIA BAHRAICH:
- The IFSC is exactly IDIB000R242 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indian Bank as the bank name and RUPAIDHIA BAHRAICH as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Rupaidhia Bahraich branch sits at PLOT NO 342 NANPARA ROAD RUPAIDHIA INFRONT OF CHOTI MASJID KEWAL TEHSIL NANPARA DIST BAHRAICH UP. If you are travelling from outside Bahraich, search for the branch on a maps application using the bank name and locality, or call 5252-9936043076 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IDIB000R242 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC IDIB000R242 for Indian Bank – RUPAIDHIA BAHRAICH, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Rupaidhia Bahraich are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDIB000R242 continue to work without interruption.
Branch address & contact
Indian BankRupaidhia Bahraich Branch
PLOT NO 342 NANPARA ROAD RUPAIDHIA INFRONT OF CHOTI MASJID KEWAL TEHSIL NANPARA DIST BAHRAICH UP
Bahraich, Uttar Pradesh
Phone: 5252-9936043076
IFSC: IDIB000R242
Frequently asked questions
How quickly will an NEFT transfer using IDIB000R242 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Bank – Rupaidhia Bahraich reflect within 30 minutes.
Where is Indian Bank Rupaidhia Bahraich branch located?
Indian Bank's Rupaidhia Bahraich branch is located at PLOT NO 342 NANPARA ROAD RUPAIDHIA INFRONT OF CHOTI MASJID KEWAL TEHSIL NANPARA DIST BAHRAICH UP, Bahraich, Uttar Pradesh.
Does Indian Bank Rupaidhia Bahraich branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 5252-9936043076 to confirm.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Rupaidhia Bahraich branch but serve different purposes.
How do I add Indian Bank Rupaidhia Bahraich as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDIB000R242, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC IDIB000R242 valid for NEFT and RTGS?
Yes. IFSC IDIB000R242 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the phone number of Indian Bank Rupaidhia Bahraich branch?
You can reach the branch at 5252-9936043076 during regular banking hours.
Is IFSC IDIB000R242 the same for all accounts at Rupaidhia Bahraich branch?
Yes. The IFSC IDIB000R242 is shared by every account held at Indian Bank's Rupaidhia Bahraich branch. Only the account number changes from customer to customer.
Final notes
To recap: IDIB000R242 is the IFSC code of Indian Bank, RUPAIDHIA BAHRAICH branch, in BAHRAICH, UTTAR PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
