IFSC Code of Indian Bank, Medical College Bahraich Branch, Uttar Pradesh

Below are the complete branch details for Indian Bank, MEDICAL COLLEGE BAHRAICH branch, located in BAHRAICH, UTTAR PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is IDIB000M382. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case IDIB000M382 for Indian Bank – MEDICAL COLLEGE BAHRAICH — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Indian Bank – MEDICAL COLLEGE BAHRAICH is IDIB000M382. The first four letters IDIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 00M382 map to this branch in BAHRAICH, UTTAR PRADESH.

Branch details at a glance

About the bank

Indian Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Medical College Bahraich branch in Bahraich, Uttar Pradesh is part of this network and uses the IFSC code IDIB000M382 for all electronic settlement.

About this branch

The branch is located at MAHARAJA SUHEL DEV AUTONOMOUS MEDICAL COLLEGE LUCKNOW ROAD BAHRAICH BAHRAICH PIN 271801. It serves the Bahraich region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Indian Bank. The IFSC IDIB000M382 is used to identify this branch on the RBI payments network.

Why every Indian Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including MEDICAL COLLEGE BAHRAICH of Indian Bank — its own 11-character IFSC. The code IDIB000M382 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IDIB000M382 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC IDIB000M382

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000M382 across all three.

NEFT to Indian Bank, MEDICAL COLLEGE BAHRAICH using IFSC IDIB000M382

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDIB000M382, and confirm that the system picks up Indian Bank – MEDICAL COLLEGE BAHRAICH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to MEDICAL COLLEGE BAHRAICH

If you need to transfer ₹2 lakh or more in one go to an account at Indian Bank's MEDICAL COLLEGE BAHRAICH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDIB000M382 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Indian Bank – MEDICAL COLLEGE BAHRAICH, use IMPS. With IFSC IDIB000M382 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Medical College Bahraich

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IDIB000M382:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at MEDICAL COLLEGE BAHRAICH is still linked to IFSC IDIB000M382.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indian Bank's MEDICAL COLLEGE BAHRAICH branch, the IFSC IDIB000M382 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Account types you can open at the Medical College Bahraich branch

Once you have an account at Indian Bank – MEDICAL COLLEGE BAHRAICH, the IFSC IDIB000M382 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Medical College Bahraich branch can access most of Indian Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC IDIB000M382

MICR & cheque-truncation details

Cheques drawn on the Medical College Bahraich branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IDIB000M382 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Digital banking channels

Most day-to-day work that customers used to do at the Medical College Bahraich branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IDIB000M382 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Bank – MEDICAL COLLEGE BAHRAICH:

• The IFSC is exactly IDIB000M382 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Indian Bank as the bank name and MEDICAL COLLEGE BAHRAICH as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Medical College Bahraich branch

The branch is located at MAHARAJA SUHEL DEV AUTONOMOUS MEDICAL COLLEGE LUCKNOW ROAD BAHRAICH BAHRAICH PIN 271801, which puts it inside Bahraich, the broader Bahraich district, and the state of Uttar Pradesh. To plan your visit:

1. Open Google Maps on your phone and search for “Indian Bank Medical College Bahraich branch” — the verified location pin for IFSC IDIB000M382 should appear at the top of the results.
2. Confirm the branch is open by calling 91-8081493332 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IDIB000M382 and your account number.

Verifying IFSC IDIB000M382 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDIB000M382 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 91-8081493332.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Medical College Bahraich are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDIB000M382 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code IDIB000M382 belongs to Indian Bank's MEDICAL COLLEGE BAHRAICH branch, located at MAHARAJA SUHEL DEV AUTONOMOUS MEDICAL COLLEGE LUCKNOW ROAD BAHRAICH BAHRAICH … in BAHRAICH, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.