Below are the complete branch details for Indian Bank, BADURIA branch, located in BADURIA, WEST BENGAL. The IFSC assigned by the Reserve Bank of India to this branch is IDIB000B529. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case IDIB000B529 for Indian Bank – BADURIA — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, IDIB000B529 is the IFSC of Indian Bank's BADURIA branch. The format is fixed: IDIB = bank code, 0 = reserved, 00B529 = branch identifier.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Baduria |
| IFSC Code | IDIB000B529 |
| MICR Code | Refer to cheque leaf |
| Branch Address | VILL BADURIA BADURIA BADURIA PIN 743401 |
| City | Baduria |
| District | North 24 Parganas |
| State | West Bengal |
| STD Code | 91 |
| Phone | 9330406639 |
Bank profile
Indian Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Baduria branch — IFSC IDIB000B529 — extends the bank's services to customers in and around Baduria, West Bengal.
About this branch
The branch is located at VILL BADURIA BADURIA BADURIA PIN 743401. It serves the Baduria region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Indian Bank. The IFSC IDIB000B529 is used to identify this branch on the RBI payments network.
Why every Indian Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BADURIA of Indian Bank — its own 11-character IFSC. The code IDIB000B529 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IDIB000B529 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC IDIB000B529
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000B529 across all three.
How to use IFSC IDIB000B529 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Indian Bank's BADURIA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC IDIB000B529.
- Confirm the bank name auto-populates as Indian Bank and the branch as BADURIA.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to BADURIA
If you need to transfer ₹2 lakh or more in one go to an account at Indian Bank's BADURIA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDIB000B529 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Indian Bank – BADURIA, use IMPS. With IFSC IDIB000B529 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Baduria
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IDIB000B529:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at BADURIA is still linked to IFSC IDIB000B529.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indian Bank's BADURIA branch, the IFSC IDIB000B529 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Baduria branch
Once you have an account at Indian Bank – BADURIA, the IFSC IDIB000B529 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Baduria branch can access most of Indian Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IDIB000B529
MICR & cheque-truncation details
Cheques drawn on the Baduria branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IDIB000B529 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC IDIB000B529
Indian Bank customers can register for net banking and the bank's official mobile app once their account at the BADURIA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDIB000B529 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Bank – BADURIA:
- The IFSC is exactly IDIB000B529 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indian Bank as the bank name and BADURIA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Baduria branch
The branch is located at VILL BADURIA BADURIA BADURIA PIN 743401, which puts it inside Baduria, the broader North 24 Parganas district, and the state of West Bengal. To plan your visit:
- Open Google Maps on your phone and search for “Indian Bank Baduria branch” — the verified location pin for IFSC IDIB000B529 should appear at the top of the results.
- Confirm the branch is open by calling 91-9330406639 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IDIB000B529 and your account number.
Verifying IFSC IDIB000B529 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDIB000B529 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9330406639.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Baduria are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDIB000B529 continue to work without interruption.
Branch address & contact
Indian BankBaduria Branch
VILL BADURIA BADURIA BADURIA PIN 743401
Baduria, West Bengal
Phone: 91-9330406639
IFSC: IDIB000B529
Frequently asked questions
Can I use IFSC IDIB000B529 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IDIB000B529 to send funds instantly.
What is the phone number of Indian Bank Baduria branch?
You can reach the branch at 91-9330406639 during regular banking hours.
How quickly will an NEFT transfer using IDIB000B529 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Bank – Baduria reflect within 30 minutes.
What is the IFSC code of Indian Bank Baduria branch?
The IFSC code of Indian Bank, Baduria branch is IDIB000B529. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Baduria branch but serve different purposes.
How do I add Indian Bank Baduria as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDIB000B529, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is Indian Bank Baduria branch located?
Indian Bank's Baduria branch is located at VILL BADURIA BADURIA BADURIA PIN 743401, Baduria, West Bengal.
Is IFSC IDIB000B529 the same for all accounts at Baduria branch?
Yes. The IFSC IDIB000B529 is shared by every account held at Indian Bank's Baduria branch. Only the account number changes from customer to customer.
Final notes
To recap: IDIB000B529 is the IFSC code of Indian Bank, BADURIA branch, in BADURIA, WEST BENGAL. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
