This page lists the IFSC code, branch address, contact number and fund-transfer information for Indian Bank, PAONTA SAHIB branch in BADRI NAGAR. The 11-digit IFSC IDIB000P570 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Indian Bank at the PAONTA SAHIB location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, IDIB000P570 is the IFSC of Indian Bank's PAONTA SAHIB branch. The format is fixed: IDIB = bank code, 0 = reserved, 00P570 = branch identifier.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Paonta Sahib |
| IFSC Code | IDIB000P570 |
| MICR Code | Refer to cheque leaf |
| Branch Address | WARD NO 4 SHAMSHERPUR BADRI NAGAR PAONTA SAHIB PIN 173025 |
| City | Badri Nagar |
| District | Sirmaur |
| State | Himachal Pradesh |
| STD Code | 1704 |
| Phone | 223486 |
Bank profile
Indian Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Paonta Sahib branch — IFSC IDIB000P570 — extends the bank's services to customers in and around Badri Nagar, Himachal Pradesh.
About this branch
The branch is located at WARD NO 4 SHAMSHERPUR BADRI NAGAR PAONTA SAHIB PIN 173025. It serves the Badri Nagar region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Indian Bank. The IFSC IDIB000P570 is used to identify this branch on the RBI payments network.
Why every Indian Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including PAONTA SAHIB of Indian Bank — its own 11-character IFSC. The code IDIB000P570 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IDIB000P570 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC IDIB000P570
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000P570 across all three.
How to use IFSC IDIB000P570 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Indian Bank's PAONTA SAHIB branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC IDIB000P570.
- Confirm the bank name auto-populates as Indian Bank and the branch as PAONTA SAHIB.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC IDIB000P570
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indian Bank – PAONTA SAHIB, ensure your bank's portal accepts IFSC IDIB000P570 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Indian Bank – PAONTA SAHIB, use IMPS. With IFSC IDIB000P570 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDIB000P570 for Indian Bank – PAONTA SAHIB, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDIB000P570 | Yes – IDIB000P570 | Yes – IDIB000P570 |
For most retail customers crediting the Paonta Sahib branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indian Bank's PAONTA SAHIB branch, the IFSC IDIB000P570 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Paonta Sahib branch
Once you have an account at Indian Bank – PAONTA SAHIB, the IFSC IDIB000P570 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Paonta Sahib branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 1704-223486.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IDIB000P570
MICR & cheque-truncation details
Cheques drawn on the Paonta Sahib branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IDIB000P570 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Paonta Sahib branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IDIB000P570 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC IDIB000P570
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Indian Bank – PAONTA SAHIB, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IDIB000P570. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Paonta Sahib branch sits at WARD NO 4 SHAMSHERPUR BADRI NAGAR PAONTA SAHIB PIN 173025. If you are travelling from outside Badri Nagar, search for the branch on a maps application using the bank name and locality, or call 1704-223486 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IDIB000P570 and your account number.
Verifying IFSC IDIB000P570 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDIB000P570 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1704-223486.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Paonta Sahib are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDIB000P570 continue to work without interruption.
Branch address & contact
Indian BankPaonta Sahib Branch
WARD NO 4 SHAMSHERPUR BADRI NAGAR PAONTA SAHIB PIN 173025
Badri Nagar, Himachal Pradesh
Phone: 1704-223486
IFSC: IDIB000P570
Frequently asked questions
How do I add Indian Bank Paonta Sahib as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDIB000P570, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the phone number of Indian Bank Paonta Sahib branch?
You can reach the branch at 1704-223486 during regular banking hours.
Can I use IFSC IDIB000P570 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IDIB000P570 to send funds instantly.
How quickly will an NEFT transfer using IDIB000P570 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Bank – Paonta Sahib reflect within 30 minutes.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Paonta Sahib branch but serve different purposes.
Is IFSC IDIB000P570 the same for all accounts at Paonta Sahib branch?
Yes. The IFSC IDIB000P570 is shared by every account held at Indian Bank's Paonta Sahib branch. Only the account number changes from customer to customer.
Is IFSC IDIB000P570 valid for NEFT and RTGS?
Yes. IFSC IDIB000P570 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Summary
The IFSC code IDIB000P570 belongs to Indian Bank's PAONTA SAHIB branch, located at WARD NO 4 SHAMSHERPUR BADRI NAGAR PAONTA SAHIB PIN 173025 in BADRI NAGAR, HIMACHAL PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
