This page lists the IFSC code, branch address, contact number and fund-transfer information for Indian Bank, BADKHERA branch in BADKHERA. The 11-digit IFSC IDIB000B524 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Indian Bank at the BADKHERA location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Indian Bank's BADKHERA branch, the IFSC IDIB000B524 breaks down as follows: IDIB identifies the bank, 0 is the reserved character, and 00B524 identifies this particular branch.
About Indian Bank
Indian Bank operates a wide network of branches across India, including the Badkhera branch in Badkhera. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IDIB000B524.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Badkhera |
| IFSC Code | IDIB000B524 |
| MICR Code | Refer to cheque leaf |
| Branch Address | PO VILL BADKHERA BADKHERA BADKHERA CHURHAT PIN 486771 |
| City | Badkhera |
| District | Sidhi |
| State | Madhya Pradesh |
| STD Code | 91 |
| Phone | 9343683434 |
About this branch
The branch is located at PO VILL BADKHERA BADKHERA BADKHERA CHURHAT PIN 486771. It serves the Badkhera region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Indian Bank. The IFSC IDIB000B524 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indian Bank's BADKHERA branch came to be assigned the code IDIB000B524.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IDIB000B524, money simply cannot be routed to the BADKHERA branch electronically.
Products and account variants supported
Every account opened at the Badkhera branch is mapped to IFSC IDIB000B524 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IDIB000B524.
Products and services
Customers walking into the Badkhera branch can access most of Indian Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IDIB000B524
How to transfer money using IFSC IDIB000B524
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000B524 across all three.
NEFT to Indian Bank, BADKHERA using IFSC IDIB000B524
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDIB000B524, and confirm that the system picks up Indian Bank – BADKHERA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC IDIB000B524
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indian Bank – BADKHERA, ensure your bank's portal accepts IFSC IDIB000B524 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Indian Bank BADKHERA (IFSC IDIB000B524)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDIB000B524 in your mobile or internet banking app, and the money is credited to the BADKHERA branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDIB000B524 for Indian Bank – BADKHERA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDIB000B524 | Yes – IDIB000B524 | Yes – IDIB000B524 |
For most retail customers crediting the Badkhera branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC IDIB000B524
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indian Bank – BADKHERA is still mapped to IFSC IDIB000B524. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDIB000B524 and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Badkhera branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IDIB000B524 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Indian Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IDIB000B524 and the account number together uniquely identify the Badkhera branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC IDIB000B524
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Indian Bank – BADKHERA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IDIB000B524. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Badkhera branch
The branch is located at PO VILL BADKHERA BADKHERA BADKHERA CHURHAT PIN 486771, which puts it inside Badkhera, the broader Sidhi district, and the state of Madhya Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “Indian Bank Badkhera branch” — the verified location pin for IFSC IDIB000B524 should appear at the top of the results.
- Confirm the branch is open by calling 91-9343683434 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IDIB000B524 and your account number.
Verifying IFSC IDIB000B524 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDIB000B524 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9343683434.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Badkhera are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDIB000B524 continue to work without interruption.
Branch address & contact
Indian BankBadkhera Branch
PO VILL BADKHERA BADKHERA BADKHERA CHURHAT PIN 486771
Badkhera, Madhya Pradesh
Phone: 91-9343683434
IFSC: IDIB000B524
Frequently asked questions
How do I add Indian Bank Badkhera as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDIB000B524, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC IDIB000B524 valid for NEFT and RTGS?
Yes. IFSC IDIB000B524 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the IFSC code of Indian Bank Badkhera branch?
The IFSC code of Indian Bank, Badkhera branch is IDIB000B524. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC IDIB000B524 the same for all accounts at Badkhera branch?
Yes. The IFSC IDIB000B524 is shared by every account held at Indian Bank's Badkhera branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Badkhera branch but serve different purposes.
How quickly will an NEFT transfer using IDIB000B524 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Bank – Badkhera reflect within 30 minutes.
Can I use IFSC IDIB000B524 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IDIB000B524 to send funds instantly.
What is the phone number of Indian Bank Badkhera branch?
You can reach the branch at 91-9343683434 during regular banking hours.
Summary
The IFSC code IDIB000B524 belongs to Indian Bank's BADKHERA branch, located at PO VILL BADKHERA BADKHERA BADKHERA CHURHAT PIN 486771 in BADKHERA, MADHYA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
