If you are searching for the IFSC code of Indian Bank, SULOCHANA branch in BABALPUR, WEST BENGAL, this page has every detail you need. The verified IFSC code for this branch is IDIB000S782. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the SULOCHANA branch, and detailed step-by-step guides for using the IFSC IDIB000S782 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Indian Bank's SULOCHANA branch, the IFSC IDIB000S782 breaks down as follows: IDIB identifies the bank, 0 is the reserved character, and 00S782 identifies this particular branch.
About the bank
Indian Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Sulochana branch in Babalpur, West Bengal is part of this network and uses the IFSC code IDIB000S782 for all electronic settlement.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Sulochana |
| IFSC Code | IDIB000S782 |
| MICR Code | Refer to cheque leaf |
| Branch Address | TAMLUK MOYNA ROAD VILL BABALPUR POSULOCHANA PS NANDAKUMAR BABALPUR SULOCHANA PIN 721651 |
| City | Babalpur |
| District | Purba Medinipur |
| State | West Bengal |
| STD Code | 91 |
| Phone | 8159815357 |
About this branch
The branch is located at TAMLUK MOYNA ROAD VILL BABALPUR POSULOCHANA PS NANDAKUMAR BABALPUR SULOCHANA PIN 721651. It serves the Babalpur region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Indian Bank. The IFSC IDIB000S782 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indian Bank's SULOCHANA branch came to be assigned the code IDIB000S782.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IDIB000S782, money simply cannot be routed to the SULOCHANA branch electronically.
Products and account variants supported
Every account opened at the Sulochana branch is mapped to IFSC IDIB000S782 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IDIB000S782.
Banking services available
The Sulochana branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-8159815357.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IDIB000S782
How to transfer money using IFSC IDIB000S782
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000S782 across all three.
How to use IFSC IDIB000S782 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Indian Bank's SULOCHANA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC IDIB000S782.
- Confirm the bank name auto-populates as Indian Bank and the branch as SULOCHANA.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC IDIB000S782
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indian Bank – SULOCHANA, ensure your bank's portal accepts IFSC IDIB000S782 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Indian Bank SULOCHANA (IFSC IDIB000S782)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDIB000S782 in your mobile or internet banking app, and the money is credited to the SULOCHANA branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDIB000S782 for Indian Bank – SULOCHANA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDIB000S782 | Yes – IDIB000S782 | Yes – IDIB000S782 |
For most retail customers crediting the Sulochana branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indian Bank's SULOCHANA branch, the IFSC IDIB000S782 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC IDIB000S782
Indian Bank customers can register for net banking and the bank's official mobile app once their account at the SULOCHANA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDIB000S782 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Indian Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IDIB000S782 and the account number together uniquely identify the Sulochana branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Bank – SULOCHANA:
- The IFSC is exactly IDIB000S782 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indian Bank as the bank name and SULOCHANA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Sulochana branch
The branch is located at TAMLUK MOYNA ROAD VILL BABALPUR POSULOCHANA PS NANDAKUMAR BABALPUR SULOCHANA PIN 721651, which puts it inside Babalpur, the broader Purba Medinipur district, and the state of West Bengal. To plan your visit:
- Open Google Maps on your phone and search for “Indian Bank Sulochana branch” — the verified location pin for IFSC IDIB000S782 should appear at the top of the results.
- Confirm the branch is open by calling 91-8159815357 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IDIB000S782 and your account number.
Verifying IFSC IDIB000S782 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDIB000S782 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-8159815357.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Sulochana branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IDIB000S782, however, work 24x7.
Branch address & contact
Indian BankSulochana Branch
TAMLUK MOYNA ROAD VILL BABALPUR POSULOCHANA PS NANDAKUMAR BABALPUR SULOCHANA PIN 721651
Babalpur, West Bengal
Phone: 91-8159815357
IFSC: IDIB000S782
Frequently asked questions
Can I use IFSC IDIB000S782 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IDIB000S782 to send funds instantly.
What is the IFSC code of Indian Bank Sulochana branch?
The IFSC code of Indian Bank, Sulochana branch is IDIB000S782. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC IDIB000S782 valid for NEFT and RTGS?
Yes. IFSC IDIB000S782 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Where is Indian Bank Sulochana branch located?
Indian Bank's Sulochana branch is located at TAMLUK MOYNA ROAD VILL BABALPUR POSULOCHANA PS NANDAKUMAR BABALPUR SULOCHANA PIN 721651, Babalpur, West Bengal.
Is IFSC IDIB000S782 the same for all accounts at Sulochana branch?
Yes. The IFSC IDIB000S782 is shared by every account held at Indian Bank's Sulochana branch. Only the account number changes from customer to customer.
How do I add Indian Bank Sulochana as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDIB000S782, and complete OTP verification. Once activated, you can transfer funds at any time.
Does Indian Bank Sulochana branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-8159815357 to confirm.
How quickly will an NEFT transfer using IDIB000S782 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Bank – Sulochana reflect within 30 minutes.
Final notes
To recap: IDIB000S782 is the IFSC code of Indian Bank, SULOCHANA branch, in BABALPUR, WEST BENGAL. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
