IFSC Code of Indian Bank, K R Puram Ayyappa Nagar Branch, Karnataka

This page lists the IFSC code, branch address, contact number and fund-transfer information for Indian Bank, K R PURAM AYYAPPA NAGAR branch in AYYAPANAGAR KR PURAM. The 11-digit IFSC IDIB000K502 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Indian Bank at the K R PURAM AYYAPPA NAGAR location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Indian Bank – K R PURAM AYYAPPA NAGAR is IDIB000K502. The first four letters IDIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 00K502 map to this branch in AYYAPANAGAR KR PURAM, KARNATAKA.

About Indian Bank

Indian Bank operates a wide network of branches across India, including the K R Puram Ayyappa Nagar branch in Ayyapanagar Kr Puram. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IDIB000K502.

About this branch

The branch is located at NO 6 AND 33 SS COMPLEX AYYAPA NAGAR DEVASANDRA MAIN ROAD K R PURAM BANGALORE KARNATAKA 560036 DEVASANDRA MAIN ROAD AYYAPANAGARKR PURAM KR PURAM PIN 560036. It serves the Ayyapanagar Kr Puram region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Indian Bank. The IFSC IDIB000K502 is used to identify this branch on the RBI payments network.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indian Bank's K R PURAM AYYAPPA NAGAR branch came to be assigned the code IDIB000K502.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IDIB000K502, money simply cannot be routed to the K R PURAM AYYAPPA NAGAR branch electronically.

MICR & cheque-truncation details

Cheques drawn on the K R Puram Ayyappa Nagar branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IDIB000K502 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC IDIB000K502

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000K502 across all three.

NEFT to Indian Bank, K R PURAM AYYAPPA NAGAR using IFSC IDIB000K502

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDIB000K502, and confirm that the system picks up Indian Bank – K R PURAM AYYAPPA NAGAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to K R PURAM AYYAPPA NAGAR

If you need to transfer ₹2 lakh or more in one go to an account at Indian Bank's K R PURAM AYYAPPA NAGAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDIB000K502 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Indian Bank – K R PURAM AYYAPPA NAGAR, use IMPS. With IFSC IDIB000K502 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to K R Puram Ayyappa Nagar

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IDIB000K502:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at K R PURAM AYYAPPA NAGAR is still linked to IFSC IDIB000K502.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indian Bank's K R PURAM AYYAPPA NAGAR branch, the IFSC IDIB000K502 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the K R Puram Ayyappa Nagar branch is mapped to IFSC IDIB000K502 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains IDIB000K502.

Banking services available

The K R Puram Ayyappa Nagar branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 80-50291629.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC IDIB000K502

Online banking and IFSC IDIB000K502

Indian Bank customers can register for net banking and the bank's official mobile app once their account at the K R PURAM AYYAPPA NAGAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDIB000K502 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Reaching the branch

The K R Puram Ayyappa Nagar branch sits at NO 6 AND 33 SS COMPLEX AYYAPA NAGAR DEVASANDRA MAIN ROAD K R PURAM BANGALORE KARNATAKA 560036 DEVASANDRA MAIN ROAD AYYAPANAGARKR PURAM KR PURAM PIN 560036. If you are travelling from outside Ayyapanagar Kr Puram, search for the branch on a maps application using the bank name and locality, or call 80-50291629 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IDIB000K502 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Bank – K R PURAM AYYAPPA NAGAR:

• The IFSC is exactly IDIB000K502 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Indian Bank as the bank name and K R PURAM AYYAPPA NAGAR as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The K R Puram Ayyappa Nagar branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IDIB000K502, however, work 24x7.

Other ways to verify the IFSC code

While this page already lists the verified IFSC IDIB000K502 for Indian Bank – K R PURAM AYYAPPA NAGAR, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Summary

The IFSC code IDIB000K502 belongs to Indian Bank's K R PURAM AYYAPPA NAGAR branch, located at NO 6 AND 33 SS COMPLEX AYYAPA NAGAR DEVASANDRA MAIN ROAD K R PURAM BANGALORE… in AYYAPANAGAR KR PURAM, KARNATAKA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.