Use this page as a one-stop reference for everything related to Indian Bank's AURANGABAD MAIN branch in AURANGABAD, BIHAR. The branch's IFSC code IDIB000A144 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, IDIB000A144 is the IFSC of Indian Bank's AURANGABAD MAIN branch. The format is fixed: IDIB = bank code, 0 = reserved, 00A144 = branch identifier.
About Indian Bank
Indian Bank operates a wide network of branches across India, including the Aurangabad Main branch in Aurangabad. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IDIB000A144.
About this branch
The branch is located at A144 OLD GT ROAD IST FLOORNAWJADI COMPLEX AURANGABAD AURANGABAD AURANGABAD PIN 824101. It serves the Aurangabad region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Indian Bank. The IFSC IDIB000A144 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Aurangabad Main |
| IFSC Code | IDIB000A144 |
| MICR Code | Refer to cheque leaf |
| Branch Address | A144 OLD GT ROAD IST FLOORNAWJADI COMPLEX AURANGABAD AURANGABAD AURANGABAD PIN 824101 |
| City | Aurangabad |
| District | Aurangabad |
| State | Bihar |
| STD Code | 6186 |
| Phone | 225240 |
Why every Indian Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including AURANGABAD MAIN of Indian Bank — its own 11-character IFSC. The code IDIB000A144 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IDIB000A144 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Indian Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IDIB000A144 and the account number together uniquely identify the Aurangabad Main branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC IDIB000A144
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000A144 across all three.
NEFT to Indian Bank, AURANGABAD MAIN using IFSC IDIB000A144
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDIB000A144, and confirm that the system picks up Indian Bank – AURANGABAD MAIN. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC IDIB000A144
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indian Bank – AURANGABAD MAIN, ensure your bank's portal accepts IFSC IDIB000A144 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Indian Bank AURANGABAD MAIN (IFSC IDIB000A144)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDIB000A144 in your mobile or internet banking app, and the money is credited to the AURANGABAD MAIN branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDIB000A144 for Indian Bank – AURANGABAD MAIN, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDIB000A144 | Yes – IDIB000A144 | Yes – IDIB000A144 |
For most retail customers crediting the Aurangabad Main branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC IDIB000A144
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indian Bank – AURANGABAD MAIN is still mapped to IFSC IDIB000A144. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDIB000A144 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Aurangabad Main branch is mapped to IFSC IDIB000A144 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IDIB000A144.
Banking services available
The Aurangabad Main branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 6186-225240.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IDIB000A144
Digital banking channels
Most day-to-day work that customers used to do at the Aurangabad Main branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IDIB000A144 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
How to reach the Aurangabad Main branch
The branch is located at A144 OLD GT ROAD IST FLOORNAWJADI COMPLEX AURANGABAD AURANGABAD AURANGABAD PIN 824101, which puts it inside Aurangabad, the broader Aurangabad district, and the state of Bihar. To plan your visit:
- Open Google Maps on your phone and search for “Indian Bank Aurangabad Main branch” — the verified location pin for IFSC IDIB000A144 should appear at the top of the results.
- Confirm the branch is open by calling 6186-225240 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IDIB000A144 and your account number.
Common mistakes to avoid when using IFSC IDIB000A144
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Indian Bank – AURANGABAD MAIN, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IDIB000A144. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Working hours
Branch counters at Aurangabad Main are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDIB000A144 continue to work without interruption.
Verifying IFSC IDIB000A144 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDIB000A144 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 6186-225240.
- Visiting the bank's official branch locator page.
Branch address & contact
Indian BankAurangabad Main Branch
A144 OLD GT ROAD IST FLOORNAWJADI COMPLEX AURANGABAD AURANGABAD AURANGABAD PIN 824101
Aurangabad, Bihar
Phone: 6186-225240
IFSC: IDIB000A144
Frequently asked questions
Where is Indian Bank Aurangabad Main branch located?
Indian Bank's Aurangabad Main branch is located at A144 OLD GT ROAD IST FLOORNAWJADI COMPLEX AURANGABAD AURANGABAD AURANGABAD PIN 824101, Aurangabad, Bihar.
What is the phone number of Indian Bank Aurangabad Main branch?
You can reach the branch at 6186-225240 during regular banking hours.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Aurangabad Main branch but serve different purposes.
How quickly will an NEFT transfer using IDIB000A144 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Bank – Aurangabad Main reflect within 30 minutes.
Can I use IFSC IDIB000A144 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IDIB000A144 to send funds instantly.
What is the IFSC code of Indian Bank Aurangabad Main branch?
The IFSC code of Indian Bank, Aurangabad Main branch is IDIB000A144. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Summary
The IFSC code IDIB000A144 belongs to Indian Bank's AURANGABAD MAIN branch, located at A144 OLD GT ROAD IST FLOORNAWJADI COMPLEX AURANGABAD AURANGABAD AURANGABAD … in AURANGABAD, BIHAR. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
