If you are searching for the IFSC code of Indian Bank, AUNDHI branch in AUNDHI, CHHATTISGARH, this page has every detail you need. The verified IFSC code for this branch is IDIB000A676. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the AUNDHI branch, and detailed step-by-step guides for using the IFSC IDIB000A676 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Indian Bank's AUNDHI branch, the IFSC IDIB000A676 breaks down as follows: IDIB identifies the bank, 0 is the reserved character, and 00A676 identifies this particular branch.
Bank profile
Indian Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Aundhi branch — IFSC IDIB000A676 — extends the bank's services to customers in and around Aundhi, Chhattisgarh.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Aundhi |
| IFSC Code | IDIB000A676 |
| MICR Code | Refer to cheque leaf |
| Branch Address | VILLAGE AUNDHI AUNDHI AUNDHI AUNDHI PIN 491229 |
| City | Aundhi |
| District | Rajnandgaon |
| State | Chhattisgarh |
| STD Code | 91 |
| Phone | 7587367547 |
About this branch
The branch is located at VILLAGE AUNDHI AUNDHI AUNDHI AUNDHI PIN 491229. It serves the Aundhi region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Indian Bank. The IFSC IDIB000A676 is used to identify this branch on the RBI payments network.
Why every Indian Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including AUNDHI of Indian Bank — its own 11-character IFSC. The code IDIB000A676 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IDIB000A676 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Aundhi branch is mapped to IFSC IDIB000A676 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IDIB000A676.
Banking services available
The Aundhi branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-7587367547.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IDIB000A676
How to transfer money using IFSC IDIB000A676
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000A676 across all three.
How to use IFSC IDIB000A676 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Indian Bank's AUNDHI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC IDIB000A676.
- Confirm the bank name auto-populates as Indian Bank and the branch as AUNDHI.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to AUNDHI
If you need to transfer ₹2 lakh or more in one go to an account at Indian Bank's AUNDHI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDIB000A676 while initiating the transfer and the credit will appear within minutes.
IMPS to Indian Bank AUNDHI (IFSC IDIB000A676)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDIB000A676 in your mobile or internet banking app, and the money is credited to the AUNDHI branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDIB000A676 for Indian Bank – AUNDHI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDIB000A676 | Yes – IDIB000A676 | Yes – IDIB000A676 |
For most retail customers crediting the Aundhi branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indian Bank's AUNDHI branch, the IFSC IDIB000A676 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC IDIB000A676
Indian Bank customers can register for net banking and the bank's official mobile app once their account at the AUNDHI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDIB000A676 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Aundhi branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IDIB000A676 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Bank – AUNDHI:
- The IFSC is exactly IDIB000A676 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indian Bank as the bank name and AUNDHI as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Aundhi branch
The branch is located at VILLAGE AUNDHI AUNDHI AUNDHI AUNDHI PIN 491229, which puts it inside Aundhi, the broader Rajnandgaon district, and the state of Chhattisgarh. To plan your visit:
- Open Google Maps on your phone and search for “Indian Bank Aundhi branch” — the verified location pin for IFSC IDIB000A676 should appear at the top of the results.
- Confirm the branch is open by calling 91-7587367547 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IDIB000A676 and your account number.
Verifying IFSC IDIB000A676 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDIB000A676 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-7587367547.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Aundhi are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDIB000A676 continue to work without interruption.
Branch address & contact
Indian BankAundhi Branch
VILLAGE AUNDHI AUNDHI AUNDHI AUNDHI PIN 491229
Aundhi, Chhattisgarh
Phone: 91-7587367547
IFSC: IDIB000A676
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Aundhi branch but serve different purposes.
Where is Indian Bank Aundhi branch located?
Indian Bank's Aundhi branch is located at VILLAGE AUNDHI AUNDHI AUNDHI AUNDHI PIN 491229, Aundhi, Chhattisgarh.
Does Indian Bank Aundhi branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-7587367547 to confirm.
How quickly will an NEFT transfer using IDIB000A676 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Bank – Aundhi reflect within 30 minutes.
Is IFSC IDIB000A676 the same for all accounts at Aundhi branch?
Yes. The IFSC IDIB000A676 is shared by every account held at Indian Bank's Aundhi branch. Only the account number changes from customer to customer.
Can I use IFSC IDIB000A676 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IDIB000A676 to send funds instantly.
How do I add Indian Bank Aundhi as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDIB000A676, and complete OTP verification. Once activated, you can transfer funds at any time.
Final notes
To recap: IDIB000A676 is the IFSC code of Indian Bank, AUNDHI branch, in AUNDHI, CHHATTISGARH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
