IFSC Code of Indian Bank, Anand Vihar Branch Delhi Branch, Delhi

If you are searching for the IFSC code of Indian Bank, ANAND VIHAR BRANCH DELHI branch in ASHOKA NIKETAN, DELHI, this page has every detail you need. The verified IFSC code for this branch is IDIB000A628. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the ANAND VIHAR BRANCH DELHI branch, and detailed step-by-step guides for using the IFSC IDIB000A628 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Indian Bank's ANAND VIHAR BRANCH DELHI branch, the IFSC IDIB000A628 breaks down as follows: IDIB identifies the bank, 0 is the reserved character, and 00A628 identifies this particular branch.

About Indian Bank

Indian Bank operates a wide network of branches across India, including the Anand Vihar Branch Delhi branch in Ashoka Niketan. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IDIB000A628.

Branch details at a glance

About the Anand Vihar Branch Delhi branch

The Anand Vihar Branch Delhi branch of Indian Bank is situated at B1 OPPOSITE YOJANA VIHARANAND VIHAR ASHOKA NIKETAN ASHOKA NIKETAN ASHOKA NIKETAN PIN 110092. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IDIB000A628 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indian Bank's ANAND VIHAR BRANCH DELHI branch came to be assigned the code IDIB000A628.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IDIB000A628, money simply cannot be routed to the ANAND VIHAR BRANCH DELHI branch electronically.

Products and account variants supported

Every account opened at the Anand Vihar Branch Delhi branch is mapped to IFSC IDIB000A628 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains IDIB000A628.

Banking services available

The Anand Vihar Branch Delhi branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9871768685.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC IDIB000A628

How to transfer money using IFSC IDIB000A628

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000A628 across all three.

NEFT to Indian Bank, ANAND VIHAR BRANCH DELHI using IFSC IDIB000A628

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDIB000A628, and confirm that the system picks up Indian Bank – ANAND VIHAR BRANCH DELHI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to ANAND VIHAR BRANCH DELHI

If you need to transfer ₹2 lakh or more in one go to an account at Indian Bank's ANAND VIHAR BRANCH DELHI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDIB000A628 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Indian Bank – ANAND VIHAR BRANCH DELHI, use IMPS. With IFSC IDIB000A628 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Anand Vihar Branch Delhi

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IDIB000A628:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at ANAND VIHAR BRANCH DELHI is still linked to IFSC IDIB000A628.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indian Bank's ANAND VIHAR BRANCH DELHI branch, the IFSC IDIB000A628 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Online banking and IFSC IDIB000A628

Indian Bank customers can register for net banking and the bank's official mobile app once their account at the ANAND VIHAR BRANCH DELHI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDIB000A628 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR & cheque-truncation details

Cheques drawn on the Anand Vihar Branch Delhi branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IDIB000A628 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Common mistakes to avoid when using IFSC IDIB000A628

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Indian Bank – ANAND VIHAR BRANCH DELHI, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: IDIB000A628.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the Anand Vihar Branch Delhi branch

The branch is located at B1 OPPOSITE YOJANA VIHARANAND VIHAR ASHOKA NIKETAN ASHOKA NIKETAN ASHOKA NIKETAN PIN 110092, which puts it inside Ashoka Niketan, the broader East Delhi district, and the state of Delhi. To plan your visit:

1. Open Google Maps on your phone and search for “Indian Bank Anand Vihar Branch Delhi branch” — the verified location pin for IFSC IDIB000A628 should appear at the top of the results.
2. Confirm the branch is open by calling 91-9871768685 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IDIB000A628 and your account number.

Verifying IFSC IDIB000A628 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDIB000A628 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 91-9871768685.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Anand Vihar Branch Delhi are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDIB000A628 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code IDIB000A628 belongs to Indian Bank's ANAND VIHAR BRANCH DELHI branch, located at B1 OPPOSITE YOJANA VIHARANAND VIHAR ASHOKA NIKETAN ASHOKA NIKETAN ASHOKA… in ASHOKA NIKETAN, DELHI. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.