IFSC Code of Indian Bank, Ashoknagar Ranchi Branch, Jharkhand

If you are searching for the IFSC code of Indian Bank, ASHOKNAGAR RANCHI branch in ASHOK NAGAR, JHARKHAND, this page has every detail you need. The verified IFSC code for this branch is IDIB000A662. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the ASHOKNAGAR RANCHI branch, and detailed step-by-step guides for using the IFSC IDIB000A662 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, IDIB000A662 is the IFSC of Indian Bank's ASHOKNAGAR RANCHI branch. The format is fixed: IDIB = bank code, 0 = reserved, 00A662 = branch identifier.

Bank profile

Indian Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Ashoknagar Ranchi branch — IFSC IDIB000A662 — extends the bank's services to customers in and around Ashok Nagar, Jharkhand.

Branch details at a glance

Ashoknagar Ranchi branch overview

Located at 290/C NEAR GATE NO 1 ASHOK NAGAR PO DORANDA PIN 834002, the Ashoknagar Ranchi branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC IDIB000A662 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indian Bank's ASHOKNAGAR RANCHI branch came to be assigned the code IDIB000A662.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IDIB000A662, money simply cannot be routed to the ASHOKNAGAR RANCHI branch electronically.

Products and account variants supported

Every account opened at the Ashoknagar Ranchi branch is mapped to IFSC IDIB000A662 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains IDIB000A662.

Banking services available

The Ashoknagar Ranchi branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9955542152.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC IDIB000A662

How to transfer money using IFSC IDIB000A662

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000A662 across all three.

NEFT to Indian Bank, ASHOKNAGAR RANCHI using IFSC IDIB000A662

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDIB000A662, and confirm that the system picks up Indian Bank – ASHOKNAGAR RANCHI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to ASHOKNAGAR RANCHI

If you need to transfer ₹2 lakh or more in one go to an account at Indian Bank's ASHOKNAGAR RANCHI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDIB000A662 while initiating the transfer and the credit will appear within minutes.

IMPS to Indian Bank ASHOKNAGAR RANCHI (IFSC IDIB000A662)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDIB000A662 in your mobile or internet banking app, and the money is credited to the ASHOKNAGAR RANCHI branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC IDIB000A662 for Indian Bank – ASHOKNAGAR RANCHI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Ashoknagar Ranchi branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indian Bank's ASHOKNAGAR RANCHI branch, the IFSC IDIB000A662 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Online banking and IFSC IDIB000A662

Indian Bank customers can register for net banking and the bank's official mobile app once their account at the ASHOKNAGAR RANCHI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDIB000A662 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Indian Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IDIB000A662 and the account number together uniquely identify the Ashoknagar Ranchi branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Bank – ASHOKNAGAR RANCHI:

• The IFSC is exactly IDIB000A662 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Indian Bank as the bank name and ASHOKNAGAR RANCHI as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Ashoknagar Ranchi branch

The branch is located at 290/C NEAR GATE NO 1 ASHOK NAGAR PO DORANDA PIN 834002, which puts it inside Ashok Nagar, the broader Ranchi district, and the state of Jharkhand. To plan your visit:

1. Open Google Maps on your phone and search for “Indian Bank Ashoknagar Ranchi branch” — the verified location pin for IFSC IDIB000A662 should appear at the top of the results.
2. Confirm the branch is open by calling 91-9955542152 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IDIB000A662 and your account number.

Verifying IFSC IDIB000A662 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDIB000A662 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 91-9955542152.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Ashoknagar Ranchi are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDIB000A662 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: IDIB000A662 is the IFSC code of Indian Bank, ASHOKNAGAR RANCHI branch, in ASHOK NAGAR, JHARKHAND. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.