Use this page as a one-stop reference for everything related to Indian Bank's ARUPPUKOTTAI branch in ARUPPUKOTTAI, TAMIL NADU. The branch's IFSC code IDIB000A030 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, IDIB000A030 is the IFSC of Indian Bank's ARUPPUKOTTAI branch. The format is fixed: IDIB = bank code, 0 = reserved, 00A030 = branch identifier.
Bank profile
Indian Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Aruppukottai branch — IFSC IDIB000A030 — extends the bank's services to customers in and around Aruppukottai, Tamil Nadu.
About the Aruppukottai branch
The Aruppukottai branch of Indian Bank is situated at 137 PANDALGUDI ROAD OPP TO ILAYARANI THEATRE ARUPPUKOTTAI ARUPPUKOTTAI PIN 626101. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IDIB000A030 is used.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Aruppukottai |
| IFSC Code | IDIB000A030 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 137 PANDALGUDI ROAD OPP TO ILAYARANI THEATRE ARUPPUKOTTAI ARUPPUKOTTAI PIN 626101 |
| City | Aruppukottai |
| District | Virudhunagar |
| State | Tamil Nadu |
| STD Code | 4566 |
| Phone | 220481 |
Why every Indian Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including ARUPPUKOTTAI of Indian Bank — its own 11-character IFSC. The code IDIB000A030 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IDIB000A030 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR & cheque-truncation details
Cheques drawn on the Aruppukottai branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IDIB000A030 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC IDIB000A030
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000A030 across all three.
NEFT to Indian Bank, ARUPPUKOTTAI using IFSC IDIB000A030
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDIB000A030, and confirm that the system picks up Indian Bank – ARUPPUKOTTAI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to ARUPPUKOTTAI
If you need to transfer ₹2 lakh or more in one go to an account at Indian Bank's ARUPPUKOTTAI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDIB000A030 while initiating the transfer and the credit will appear within minutes.
IMPS to Indian Bank ARUPPUKOTTAI (IFSC IDIB000A030)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDIB000A030 in your mobile or internet banking app, and the money is credited to the ARUPPUKOTTAI branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDIB000A030 for Indian Bank – ARUPPUKOTTAI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDIB000A030 | Yes – IDIB000A030 | Yes – IDIB000A030 |
For most retail customers crediting the Aruppukottai branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC IDIB000A030
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indian Bank – ARUPPUKOTTAI is still mapped to IFSC IDIB000A030. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDIB000A030 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Aruppukottai branch is mapped to IFSC IDIB000A030 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IDIB000A030.
Banking services available
The Aruppukottai branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 4566-220481.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IDIB000A030
Online banking and IFSC IDIB000A030
Indian Bank customers can register for net banking and the bank's official mobile app once their account at the ARUPPUKOTTAI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDIB000A030 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Reaching the branch
The Aruppukottai branch sits at 137 PANDALGUDI ROAD OPP TO ILAYARANI THEATRE ARUPPUKOTTAI ARUPPUKOTTAI PIN 626101. If you are travelling from outside Aruppukottai, search for the branch on a maps application using the bank name and locality, or call 4566-220481 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IDIB000A030 and your account number.
Common mistakes to avoid when using IFSC IDIB000A030
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Indian Bank – ARUPPUKOTTAI, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IDIB000A030. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Aruppukottai branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IDIB000A030, however, work 24x7.
Other ways to verify the IFSC code
While this page already lists the verified IFSC IDIB000A030 for Indian Bank – ARUPPUKOTTAI, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
Indian BankAruppukottai Branch
137 PANDALGUDI ROAD OPP TO ILAYARANI THEATRE ARUPPUKOTTAI ARUPPUKOTTAI PIN 626101
Aruppukottai, Tamil Nadu
Phone: 4566-220481
IFSC: IDIB000A030
Frequently asked questions
How quickly will an NEFT transfer using IDIB000A030 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Bank – Aruppukottai reflect within 30 minutes.
Where is Indian Bank Aruppukottai branch located?
Indian Bank's Aruppukottai branch is located at 137 PANDALGUDI ROAD OPP TO ILAYARANI THEATRE ARUPPUKOTTAI ARUPPUKOTTAI PIN 626101, Aruppukottai, Tamil Nadu.
What is the IFSC code of Indian Bank Aruppukottai branch?
The IFSC code of Indian Bank, Aruppukottai branch is IDIB000A030. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC IDIB000A030 valid for NEFT and RTGS?
Yes. IFSC IDIB000A030 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Aruppukottai branch but serve different purposes.
What is the phone number of Indian Bank Aruppukottai branch?
You can reach the branch at 4566-220481 during regular banking hours.
Does Indian Bank Aruppukottai branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 4566-220481 to confirm.
Is IFSC IDIB000A030 the same for all accounts at Aruppukottai branch?
Yes. The IFSC IDIB000A030 is shared by every account held at Indian Bank's Aruppukottai branch. Only the account number changes from customer to customer.
Summary
The IFSC code IDIB000A030 belongs to Indian Bank's ARUPPUKOTTAI branch, located at 137 PANDALGUDI ROAD OPP TO ILAYARANI THEATRE ARUPPUKOTTAI ARUPPUKOTTAI PIN… in ARUPPUKOTTAI, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
