This page lists the IFSC code, branch address, contact number and fund-transfer information for Indian Bank, ARUNGUNDRAM branch in ARUNGUNDRAM. The 11-digit IFSC IDIB000A058 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Indian Bank at the ARUNGUNDRAM location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Indian Bank's ARUNGUNDRAM branch, the IFSC IDIB000A058 breaks down as follows: IDIB identifies the bank, 0 is the reserved character, and 00A058 identifies this particular branch.
About the bank
Indian Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Arungundram branch in Arungundram, Tamil Nadu is part of this network and uses the IFSC code IDIB000A058 for all electronic settlement.
About the Arungundram branch
The Arungundram branch of Indian Bank is situated at 1/4 ROAD STREET AYILAM ARUNGUNDRAM PIN 632509. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IDIB000A058 is used.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Arungundram |
| IFSC Code | IDIB000A058 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 1/4 ROAD STREET AYILAM ARUNGUNDRAM PIN 632509 |
| City | Arungundram |
| District | Ranipet |
| State | Tamil Nadu |
| STD Code | 4172 |
| Phone | 266154 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indian Bank's ARUNGUNDRAM branch came to be assigned the code IDIB000A058.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IDIB000A058, money simply cannot be routed to the ARUNGUNDRAM branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Arungundram branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IDIB000A058 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC IDIB000A058
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000A058 across all three.
NEFT to Indian Bank, ARUNGUNDRAM using IFSC IDIB000A058
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDIB000A058, and confirm that the system picks up Indian Bank – ARUNGUNDRAM. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC IDIB000A058
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indian Bank – ARUNGUNDRAM, ensure your bank's portal accepts IFSC IDIB000A058 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Indian Bank ARUNGUNDRAM (IFSC IDIB000A058)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDIB000A058 in your mobile or internet banking app, and the money is credited to the ARUNGUNDRAM branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDIB000A058 for Indian Bank – ARUNGUNDRAM, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDIB000A058 | Yes – IDIB000A058 | Yes – IDIB000A058 |
For most retail customers crediting the Arungundram branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC IDIB000A058
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indian Bank – ARUNGUNDRAM is still mapped to IFSC IDIB000A058. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDIB000A058 and the beneficiary's account number to complete the transfer.
Account types you can open at the Arungundram branch
Once you have an account at Indian Bank – ARUNGUNDRAM, the IFSC IDIB000A058 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Arungundram branch can access most of Indian Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IDIB000A058
Digital banking channels
Most day-to-day work that customers used to do at the Arungundram branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IDIB000A058 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
How to reach the Arungundram branch
The branch is located at 1/4 ROAD STREET AYILAM ARUNGUNDRAM PIN 632509, which puts it inside Arungundram, the broader Ranipet district, and the state of Tamil Nadu. To plan your visit:
- Open Google Maps on your phone and search for “Indian Bank Arungundram branch” — the verified location pin for IFSC IDIB000A058 should appear at the top of the results.
- Confirm the branch is open by calling 4172-266154 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IDIB000A058 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Bank – ARUNGUNDRAM:
- The IFSC is exactly IDIB000A058 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indian Bank as the bank name and ARUNGUNDRAM as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Working hours
Branch counters at Arungundram are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDIB000A058 continue to work without interruption.
Other ways to verify the IFSC code
While this page already lists the verified IFSC IDIB000A058 for Indian Bank – ARUNGUNDRAM, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
Indian BankArungundram Branch
1/4 ROAD STREET AYILAM ARUNGUNDRAM PIN 632509
Arungundram, Tamil Nadu
Phone: 4172-266154
IFSC: IDIB000A058
Frequently asked questions
What is the phone number of Indian Bank Arungundram branch?
You can reach the branch at 4172-266154 during regular banking hours.
How do I add Indian Bank Arungundram as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDIB000A058, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using IDIB000A058 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Bank – Arungundram reflect within 30 minutes.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Arungundram branch but serve different purposes.
Is IFSC IDIB000A058 the same for all accounts at Arungundram branch?
Yes. The IFSC IDIB000A058 is shared by every account held at Indian Bank's Arungundram branch. Only the account number changes from customer to customer.
Can I use IFSC IDIB000A058 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IDIB000A058 to send funds instantly.
Summary
The IFSC code IDIB000A058 belongs to Indian Bank's ARUNGUNDRAM branch, located at 1/4 ROAD STREET AYILAM ARUNGUNDRAM PIN 632509 in ARUNGUNDRAM, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
