IFSC Code of Indian Bank, Asansol Apcar Garden Branch, West Bengal

Use this page as a one-stop reference for everything related to Indian Bank's ASANSOL APCAR GARDEN branch in APCAR GARDEN, WEST BENGAL. The branch's IFSC code IDIB000A660 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Indian Bank's ASANSOL APCAR GARDEN branch, the IFSC IDIB000A660 breaks down as follows: IDIB identifies the bank, 0 is the reserved character, and 00A660 identifies this particular branch.

Branch details at a glance

Bank profile

Indian Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Asansol Apcar Garden branch — IFSC IDIB000A660 — extends the bank's services to customers in and around Apcar Garden, West Bengal.

About this branch

The branch is located at 57/4APCAR GARDEN BNR MORE GTROAD CHELIDANGA ASANSOL BNR MORE APCAR GARDEN CHELIDANGA PIN 713304. It serves the Apcar Garden region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Indian Bank. The IFSC IDIB000A660 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indian Bank's ASANSOL APCAR GARDEN branch came to be assigned the code IDIB000A660.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IDIB000A660, money simply cannot be routed to the ASANSOL APCAR GARDEN branch electronically.

How to transfer money using IFSC IDIB000A660

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000A660 across all three.

NEFT to Indian Bank, ASANSOL APCAR GARDEN using IFSC IDIB000A660

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDIB000A660, and confirm that the system picks up Indian Bank – ASANSOL APCAR GARDEN. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to ASANSOL APCAR GARDEN

If you need to transfer ₹2 lakh or more in one go to an account at Indian Bank's ASANSOL APCAR GARDEN branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDIB000A660 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Indian Bank – ASANSOL APCAR GARDEN, use IMPS. With IFSC IDIB000A660 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC IDIB000A660 for Indian Bank – ASANSOL APCAR GARDEN, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Asansol Apcar Garden branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC IDIB000A660

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indian Bank – ASANSOL APCAR GARDEN is still mapped to IFSC IDIB000A660. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDIB000A660 and the beneficiary's account number to complete the transfer.

Account types you can open at the Asansol Apcar Garden branch

Once you have an account at Indian Bank – ASANSOL APCAR GARDEN, the IFSC IDIB000A660 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Asansol Apcar Garden branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-7507733006.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC IDIB000A660

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Indian Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IDIB000A660 and the account number together uniquely identify the Asansol Apcar Garden branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Digital banking channels

Most day-to-day work that customers used to do at the Asansol Apcar Garden branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IDIB000A660 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Bank – ASANSOL APCAR GARDEN:

• The IFSC is exactly IDIB000A660 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Indian Bank as the bank name and ASANSOL APCAR GARDEN as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Asansol Apcar Garden branch

The branch is located at 57/4APCAR GARDEN BNR MORE GTROAD CHELIDANGA ASANSOL BNR MORE APCAR GARDEN CHELIDANGA PIN 713304, which puts it inside Apcar Garden, the broader Paschim Barddhaman district, and the state of West Bengal. To plan your visit:

1. Open Google Maps on your phone and search for “Indian Bank Asansol Apcar Garden branch” — the verified location pin for IFSC IDIB000A660 should appear at the top of the results.
2. Confirm the branch is open by calling 91-7507733006 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IDIB000A660 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC IDIB000A660 for Indian Bank – ASANSOL APCAR GARDEN, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Asansol Apcar Garden are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDIB000A660 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: IDIB000A660 is the IFSC code of Indian Bank, ASANSOL APCAR GARDEN branch, in APCAR GARDEN, WEST BENGAL. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.