IFSC Code of Indian Bank, Caltax Chowk Angul Branch, Odisha

Use this page as a one-stop reference for everything related to Indian Bank's CALTAX CHOWK ANGUL branch in ANGUL, ODISHA. The branch's IFSC code IDIB000A636 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Indian Bank's CALTAX CHOWK ANGUL branch, the IFSC IDIB000A636 breaks down as follows: IDIB identifies the bank, 0 is the reserved character, and 00A636 identifies this particular branch.

Branch details at a glance

Bank profile

Indian Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Caltax Chowk Angul branch — IFSC IDIB000A636 — extends the bank's services to customers in and around Angul, Odisha.

About this branch

The branch is located at GROUND FLOOR HOTEL ASHRAY UMASHANKAR BAZAR TURANGA NH 55 PTC CHOWK ANGUL ANGUL PIN 759123. It serves the Angul region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Indian Bank. The IFSC IDIB000A636 is used to identify this branch on the RBI payments network.

Why every Indian Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including CALTAX CHOWK ANGUL of Indian Bank — its own 11-character IFSC. The code IDIB000A636 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IDIB000A636 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC IDIB000A636

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000A636 across all three.

NEFT to Indian Bank, CALTAX CHOWK ANGUL using IFSC IDIB000A636

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDIB000A636, and confirm that the system picks up Indian Bank – CALTAX CHOWK ANGUL. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to CALTAX CHOWK ANGUL

If you need to transfer ₹2 lakh or more in one go to an account at Indian Bank's CALTAX CHOWK ANGUL branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDIB000A636 while initiating the transfer and the credit will appear within minutes.

IMPS to Indian Bank CALTAX CHOWK ANGUL (IFSC IDIB000A636)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDIB000A636 in your mobile or internet banking app, and the money is credited to the CALTAX CHOWK ANGUL branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Caltax Chowk Angul

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IDIB000A636:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at CALTAX CHOWK ANGUL is still linked to IFSC IDIB000A636.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC IDIB000A636

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indian Bank – CALTAX CHOWK ANGUL is still mapped to IFSC IDIB000A636. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDIB000A636 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Caltax Chowk Angul branch is mapped to IFSC IDIB000A636 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains IDIB000A636.

Banking services available

The Caltax Chowk Angul branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-8509323688.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC IDIB000A636

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Indian Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IDIB000A636 and the account number together uniquely identify the Caltax Chowk Angul branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Online banking and IFSC IDIB000A636

Indian Bank customers can register for net banking and the bank's official mobile app once their account at the CALTAX CHOWK ANGUL branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDIB000A636 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Common mistakes to avoid when using IFSC IDIB000A636

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Indian Bank – CALTAX CHOWK ANGUL, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: IDIB000A636.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Reaching the branch

The Caltax Chowk Angul branch sits at GROUND FLOOR HOTEL ASHRAY UMASHANKAR BAZAR TURANGA NH 55 PTC CHOWK ANGUL ANGUL PIN 759123. If you are travelling from outside Angul, search for the branch on a maps application using the bank name and locality, or call 91-8509323688 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IDIB000A636 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC IDIB000A636 for Indian Bank – CALTAX CHOWK ANGUL, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Caltax Chowk Angul branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IDIB000A636, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code IDIB000A636 belongs to Indian Bank's CALTAX CHOWK ANGUL branch, located at GROUND FLOOR HOTEL ASHRAY UMASHANKAR BAZAR TURANGA NH 55 PTC CHOWK ANGUL ANGUL… in ANGUL, ODISHA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.