IFSC Code of Indian Bank, Lucknow Aminabad Park Branch, Uttar Pradesh

This page lists the IFSC code, branch address, contact number and fund-transfer information for Indian Bank, LUCKNOW AMINABAD PARK branch in AMINABAD. The 11-digit IFSC IDIB000A606 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Indian Bank at the LUCKNOW AMINABAD PARK location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Indian Bank's LUCKNOW AMINABAD PARK branch, the IFSC IDIB000A606 breaks down as follows: IDIB identifies the bank, 0 is the reserved character, and 00A606 identifies this particular branch.

Bank profile

Indian Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Lucknow Aminabad Park branch — IFSC IDIB000A606 — extends the bank's services to customers in and around Aminabad, Uttar Pradesh.

Branch details at a glance

Lucknow Aminabad Park branch overview

Located at 13 14 AMINABAD PARK NEAR HANUMAN MANDIR AMINABAD AMINABADLUCKNOW PIN 226018, the Lucknow Aminabad Park branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC IDIB000A606 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indian Bank's LUCKNOW AMINABAD PARK branch came to be assigned the code IDIB000A606.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IDIB000A606, money simply cannot be routed to the LUCKNOW AMINABAD PARK branch electronically.

Products and account variants supported

Every account opened at the Lucknow Aminabad Park branch is mapped to IFSC IDIB000A606 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains IDIB000A606.

Banking services available

The Lucknow Aminabad Park branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 522-4242130.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC IDIB000A606

How to transfer money using IFSC IDIB000A606

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000A606 across all three.

NEFT to Indian Bank, LUCKNOW AMINABAD PARK using IFSC IDIB000A606

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDIB000A606, and confirm that the system picks up Indian Bank – LUCKNOW AMINABAD PARK. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to LUCKNOW AMINABAD PARK

If you need to transfer ₹2 lakh or more in one go to an account at Indian Bank's LUCKNOW AMINABAD PARK branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDIB000A606 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Indian Bank – LUCKNOW AMINABAD PARK, use IMPS. With IFSC IDIB000A606 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC IDIB000A606 for Indian Bank – LUCKNOW AMINABAD PARK, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Lucknow Aminabad Park branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC IDIB000A606

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indian Bank – LUCKNOW AMINABAD PARK is still mapped to IFSC IDIB000A606. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDIB000A606 and the beneficiary's account number to complete the transfer.

Online banking and IFSC IDIB000A606

Indian Bank customers can register for net banking and the bank's official mobile app once their account at the LUCKNOW AMINABAD PARK branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDIB000A606 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Indian Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IDIB000A606 and the account number together uniquely identify the Lucknow Aminabad Park branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Bank – LUCKNOW AMINABAD PARK:

• The IFSC is exactly IDIB000A606 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Indian Bank as the bank name and LUCKNOW AMINABAD PARK as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Lucknow Aminabad Park branch sits at 13 14 AMINABAD PARK NEAR HANUMAN MANDIR AMINABAD AMINABADLUCKNOW PIN 226018. If you are travelling from outside Aminabad, search for the branch on a maps application using the bank name and locality, or call 522-4242130 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IDIB000A606 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC IDIB000A606 for Indian Bank – LUCKNOW AMINABAD PARK, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Lucknow Aminabad Park are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDIB000A606 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code IDIB000A606 belongs to Indian Bank's LUCKNOW AMINABAD PARK branch, located at 13 14 AMINABAD PARK NEAR HANUMAN MANDIR AMINABAD AMINABADLUCKNOW PIN 226018 in AMINABAD, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.