Below are the complete branch details for Indian Bank, AMARAVATHI branch, located in AMARAVATHI, ANDHRA PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is IDIB000A186. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case IDIB000A186 for Indian Bank – AMARAVATHI — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, IDIB000A186 is the IFSC of Indian Bank's AMARAVATHI branch. The format is fixed: IDIB = bank code, 0 = reserved, 00A186 = branch identifier.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Amaravathi |
| IFSC Code | IDIB000A186 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 1262/1SUNDARAIAH NAGAR SATTENAPALLI ROAD AMARAVATHI AMARAVATHI PIN 522020 |
| City | Amaravathi |
| District | Guntur |
| State | Andhra Pradesh |
| STD Code | 8645 |
| Phone | 255755 |
About Indian Bank
Indian Bank operates a wide network of branches across India, including the Amaravathi branch in Amaravathi. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IDIB000A186.
About this branch
The branch is located at 1262/1SUNDARAIAH NAGAR SATTENAPALLI ROAD AMARAVATHI AMARAVATHI PIN 522020. It serves the Amaravathi region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Indian Bank. The IFSC IDIB000A186 is used to identify this branch on the RBI payments network.
Why every Indian Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including AMARAVATHI of Indian Bank — its own 11-character IFSC. The code IDIB000A186 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IDIB000A186 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC IDIB000A186
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000A186 across all three.
NEFT to Indian Bank, AMARAVATHI using IFSC IDIB000A186
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDIB000A186, and confirm that the system picks up Indian Bank – AMARAVATHI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC IDIB000A186
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indian Bank – AMARAVATHI, ensure your bank's portal accepts IFSC IDIB000A186 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Indian Bank AMARAVATHI (IFSC IDIB000A186)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDIB000A186 in your mobile or internet banking app, and the money is credited to the AMARAVATHI branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Amaravathi
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IDIB000A186:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at AMARAVATHI is still linked to IFSC IDIB000A186.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC IDIB000A186
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indian Bank – AMARAVATHI is still mapped to IFSC IDIB000A186. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDIB000A186 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Amaravathi branch is mapped to IFSC IDIB000A186 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IDIB000A186.
Products and services
Customers walking into the Amaravathi branch can access most of Indian Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IDIB000A186
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Indian Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IDIB000A186 and the account number together uniquely identify the Amaravathi branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC IDIB000A186
Indian Bank customers can register for net banking and the bank's official mobile app once their account at the AMARAVATHI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDIB000A186 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Bank – AMARAVATHI:
- The IFSC is exactly IDIB000A186 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indian Bank as the bank name and AMARAVATHI as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Amaravathi branch sits at 1262/1SUNDARAIAH NAGAR SATTENAPALLI ROAD AMARAVATHI AMARAVATHI PIN 522020. If you are travelling from outside Amaravathi, search for the branch on a maps application using the bank name and locality, or call 8645-255755 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IDIB000A186 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC IDIB000A186 for Indian Bank – AMARAVATHI, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Amaravathi branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IDIB000A186, however, work 24x7.
Branch address & contact
Indian BankAmaravathi Branch
1262/1SUNDARAIAH NAGAR SATTENAPALLI ROAD AMARAVATHI AMARAVATHI PIN 522020
Amaravathi, Andhra Pradesh
Phone: 8645-255755
IFSC: IDIB000A186
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Amaravathi branch but serve different purposes.
What is the IFSC code of Indian Bank Amaravathi branch?
The IFSC code of Indian Bank, Amaravathi branch is IDIB000A186. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Does Indian Bank Amaravathi branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 8645-255755 to confirm.
Where is Indian Bank Amaravathi branch located?
Indian Bank's Amaravathi branch is located at 1262/1SUNDARAIAH NAGAR SATTENAPALLI ROAD AMARAVATHI AMARAVATHI PIN 522020, Amaravathi, Andhra Pradesh.
How do I add Indian Bank Amaravathi as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDIB000A186, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC IDIB000A186 the same for all accounts at Amaravathi branch?
Yes. The IFSC IDIB000A186 is shared by every account held at Indian Bank's Amaravathi branch. Only the account number changes from customer to customer.
What is the phone number of Indian Bank Amaravathi branch?
You can reach the branch at 8645-255755 during regular banking hours.
How quickly will an NEFT transfer using IDIB000A186 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Bank – Amaravathi reflect within 30 minutes.
Summary
The IFSC code IDIB000A186 belongs to Indian Bank's AMARAVATHI branch, located at 1262/1SUNDARAIAH NAGAR SATTENAPALLI ROAD AMARAVATHI AMARAVATHI PIN 522020 in AMARAVATHI, ANDHRA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
