Use this page as a one-stop reference for everything related to Indian Bank's AMARA branch in AMARA, UTTAR PRADESH. The branch's IFSC code IDIB000A590 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, IDIB000A590 is the IFSC of Indian Bank's AMARA branch. The format is fixed: IDIB = bank code, 0 = reserved, 00A590 = branch identifier.
About Indian Bank
Indian Bank operates a wide network of branches across India, including the Amara branch in Amara. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IDIB000A590.
About this branch
The branch is located at VILL AMARA NEAR PETROL PUMP VARANASI CHUNAR ROAD PO KANDAWA AMARA KANDAWA PIN 221106. It serves the Amara region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Indian Bank. The IFSC IDIB000A590 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Amara |
| IFSC Code | IDIB000A590 |
| MICR Code | Refer to cheque leaf |
| Branch Address | VILL AMARA NEAR PETROL PUMP VARANASI CHUNAR ROAD PO KANDAWA AMARA KANDAWA PIN 221106 |
| City | Amara |
| District | Varanasi |
| State | Uttar Pradesh |
| STD Code | 91 |
| Phone | 8318684152 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indian Bank's AMARA branch came to be assigned the code IDIB000A590.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IDIB000A590, money simply cannot be routed to the AMARA branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Indian Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IDIB000A590 and the account number together uniquely identify the Amara branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC IDIB000A590
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000A590 across all three.
How to use IFSC IDIB000A590 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Indian Bank's AMARA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC IDIB000A590.
- Confirm the bank name auto-populates as Indian Bank and the branch as AMARA.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC IDIB000A590
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indian Bank – AMARA, ensure your bank's portal accepts IFSC IDIB000A590 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Indian Bank AMARA (IFSC IDIB000A590)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDIB000A590 in your mobile or internet banking app, and the money is credited to the AMARA branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDIB000A590 for Indian Bank – AMARA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDIB000A590 | Yes – IDIB000A590 | Yes – IDIB000A590 |
For most retail customers crediting the Amara branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indian Bank's AMARA branch, the IFSC IDIB000A590 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Amara branch is mapped to IFSC IDIB000A590 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IDIB000A590.
Products and services
Customers walking into the Amara branch can access most of Indian Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IDIB000A590
Online banking and IFSC IDIB000A590
Indian Bank customers can register for net banking and the bank's official mobile app once their account at the AMARA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDIB000A590 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Amara branch
The branch is located at VILL AMARA NEAR PETROL PUMP VARANASI CHUNAR ROAD PO KANDAWA AMARA KANDAWA PIN 221106, which puts it inside Amara, the broader Varanasi district, and the state of Uttar Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “Indian Bank Amara branch” — the verified location pin for IFSC IDIB000A590 should appear at the top of the results.
- Confirm the branch is open by calling 91-8318684152 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IDIB000A590 and your account number.
Common mistakes to avoid when using IFSC IDIB000A590
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Indian Bank – AMARA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IDIB000A590. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Working hours
Branch counters at Amara are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDIB000A590 continue to work without interruption.
Verifying IFSC IDIB000A590 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDIB000A590 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-8318684152.
- Visiting the bank's official branch locator page.
Branch address & contact
Indian BankAmara Branch
VILL AMARA NEAR PETROL PUMP VARANASI CHUNAR ROAD PO KANDAWA AMARA KANDAWA PIN 221106
Amara, Uttar Pradesh
Phone: 91-8318684152
IFSC: IDIB000A590
Frequently asked questions
How do I add Indian Bank Amara as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDIB000A590, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using IDIB000A590 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Bank – Amara reflect within 30 minutes.
Can I use IFSC IDIB000A590 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IDIB000A590 to send funds instantly.
Where is Indian Bank Amara branch located?
Indian Bank's Amara branch is located at VILL AMARA NEAR PETROL PUMP VARANASI CHUNAR ROAD PO KANDAWA AMARA KANDAWA PIN 221106, Amara, Uttar Pradesh.
Is IFSC IDIB000A590 the same for all accounts at Amara branch?
Yes. The IFSC IDIB000A590 is shared by every account held at Indian Bank's Amara branch. Only the account number changes from customer to customer.
Does Indian Bank Amara branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-8318684152 to confirm.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Amara branch but serve different purposes.
Summary
The IFSC code IDIB000A590 belongs to Indian Bank's AMARA branch, located at VILL AMARA NEAR PETROL PUMP VARANASI CHUNAR ROAD PO KANDAWA AMARA KANDAWA … in AMARA, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
