This page lists the IFSC code, branch address, contact number and fund-transfer information for Indian Bank, ALMORA branch in ALMORA. The 11-digit IFSC IDIB000A586 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Indian Bank at the ALMORA location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, IDIB000A586 is the IFSC of Indian Bank's ALMORA branch. The format is fixed: IDIB = bank code, 0 = reserved, 00A586 = branch identifier.
About the bank
Indian Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Almora branch in Almora, Uttarakhand is part of this network and uses the IFSC code IDIB000A586 for all electronic settlement.
About this branch
The branch is located at NANDA COMPLEX TAXI STAND GOVT GIRIS INT COLLEGE OPP GGIC ALMORA ALMORA PIN 263601. It serves the Almora region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Indian Bank. The IFSC IDIB000A586 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Almora |
| IFSC Code | IDIB000A586 |
| MICR Code | Refer to cheque leaf |
| Branch Address | NANDA COMPLEX TAXI STAND GOVT GIRIS INT COLLEGE OPP GGIC ALMORA ALMORA PIN 263601 |
| City | Almora |
| District | Almora |
| State | Uttarakhand |
| STD Code | 91 |
| Phone | 9159033803 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indian Bank's ALMORA branch came to be assigned the code IDIB000A586.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IDIB000A586, money simply cannot be routed to the ALMORA branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Almora branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IDIB000A586 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC IDIB000A586
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000A586 across all three.
NEFT to Indian Bank, ALMORA using IFSC IDIB000A586
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDIB000A586, and confirm that the system picks up Indian Bank – ALMORA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC IDIB000A586
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indian Bank – ALMORA, ensure your bank's portal accepts IFSC IDIB000A586 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Indian Bank ALMORA (IFSC IDIB000A586)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDIB000A586 in your mobile or internet banking app, and the money is credited to the ALMORA branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDIB000A586 for Indian Bank – ALMORA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDIB000A586 | Yes – IDIB000A586 | Yes – IDIB000A586 |
For most retail customers crediting the Almora branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indian Bank's ALMORA branch, the IFSC IDIB000A586 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Almora branch
Once you have an account at Indian Bank – ALMORA, the IFSC IDIB000A586 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Almora branch can access most of Indian Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IDIB000A586
Digital banking channels
Most day-to-day work that customers used to do at the Almora branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IDIB000A586 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Reaching the branch
The Almora branch sits at NANDA COMPLEX TAXI STAND GOVT GIRIS INT COLLEGE OPP GGIC ALMORA ALMORA PIN 263601. If you are travelling from outside Almora, search for the branch on a maps application using the bank name and locality, or call 91-9159033803 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IDIB000A586 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Bank – ALMORA:
- The IFSC is exactly IDIB000A586 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indian Bank as the bank name and ALMORA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Almora branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IDIB000A586, however, work 24x7.
Verifying IFSC IDIB000A586 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDIB000A586 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9159033803.
- Visiting the bank's official branch locator page.
Branch address & contact
Indian BankAlmora Branch
NANDA COMPLEX TAXI STAND GOVT GIRIS INT COLLEGE OPP GGIC ALMORA ALMORA PIN 263601
Almora, Uttarakhand
Phone: 91-9159033803
IFSC: IDIB000A586
Frequently asked questions
Can I use IFSC IDIB000A586 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IDIB000A586 to send funds instantly.
How quickly will an NEFT transfer using IDIB000A586 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Bank – Almora reflect within 30 minutes.
Is IFSC IDIB000A586 the same for all accounts at Almora branch?
Yes. The IFSC IDIB000A586 is shared by every account held at Indian Bank's Almora branch. Only the account number changes from customer to customer.
Does Indian Bank Almora branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9159033803 to confirm.
What is the phone number of Indian Bank Almora branch?
You can reach the branch at 91-9159033803 during regular banking hours.
Where is Indian Bank Almora branch located?
Indian Bank's Almora branch is located at NANDA COMPLEX TAXI STAND GOVT GIRIS INT COLLEGE OPP GGIC ALMORA ALMORA PIN 263601, Almora, Uttarakhand.
How do I add Indian Bank Almora as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDIB000A586, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the IFSC code of Indian Bank Almora branch?
The IFSC code of Indian Bank, Almora branch is IDIB000A586. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Summary
The IFSC code IDIB000A586 belongs to Indian Bank's ALMORA branch, located at NANDA COMPLEX TAXI STAND GOVT GIRIS INT COLLEGE OPP GGIC ALMORA ALMORA PIN… in ALMORA, UTTARAKHAND. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
