Use this page as a one-stop reference for everything related to Indian Bank's FS UNIVERSITY branch in AGRA, UTTAR PRADESH. The branch's IFSC code IDIB000F032 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Indian Bank's FS UNIVERSITY branch, the IFSC IDIB000F032 breaks down as follows: IDIB identifies the bank, 0 is the reserved character, and 00F032 identifies this particular branch.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Fs University |
| IFSC Code | IDIB000F032 |
| MICR Code | Refer to cheque leaf |
| Branch Address | NEAR BALAJI MANDIR,NH 19,F.S.UNIVERSITY,SHIKOHAVAD |
| City | Agra |
| District | Firozabad |
| State | Uttar Pradesh |
| Phone | 8175983098 |
Bank profile
Indian Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Fs University branch — IFSC IDIB000F032 — extends the bank's services to customers in and around Agra, Uttar Pradesh.
About the Fs University branch
The Fs University branch of Indian Bank is situated at NEAR BALAJI MANDIR,NH 19,F.S.UNIVERSITY,SHIKOHAVAD. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IDIB000F032 is used.
Why every Indian Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including FS UNIVERSITY of Indian Bank — its own 11-character IFSC. The code IDIB000F032 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IDIB000F032 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC IDIB000F032
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000F032 across all three.
NEFT to Indian Bank, FS UNIVERSITY using IFSC IDIB000F032
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDIB000F032, and confirm that the system picks up Indian Bank – FS UNIVERSITY. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to FS UNIVERSITY
If you need to transfer ₹2 lakh or more in one go to an account at Indian Bank's FS UNIVERSITY branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDIB000F032 while initiating the transfer and the credit will appear within minutes.
IMPS to Indian Bank FS UNIVERSITY (IFSC IDIB000F032)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDIB000F032 in your mobile or internet banking app, and the money is credited to the FS UNIVERSITY branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDIB000F032 for Indian Bank – FS UNIVERSITY, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDIB000F032 | Yes – IDIB000F032 | Yes – IDIB000F032 |
For most retail customers crediting the Fs University branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indian Bank's FS UNIVERSITY branch, the IFSC IDIB000F032 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Fs University branch
Once you have an account at Indian Bank – FS UNIVERSITY, the IFSC IDIB000F032 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Fs University branch can access most of Indian Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IDIB000F032
MICR & cheque-truncation details
Cheques drawn on the Fs University branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IDIB000F032 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC IDIB000F032
Indian Bank customers can register for net banking and the bank's official mobile app once their account at the FS UNIVERSITY branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDIB000F032 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Bank – FS UNIVERSITY:
- The IFSC is exactly IDIB000F032 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indian Bank as the bank name and FS UNIVERSITY as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Fs University branch
The branch is located at NEAR BALAJI MANDIR,NH 19,F.S.UNIVERSITY,SHIKOHAVAD, which puts it inside Agra, the broader Firozabad district, and the state of Uttar Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “Indian Bank Fs University branch” — the verified location pin for IFSC IDIB000F032 should appear at the top of the results.
- Confirm the branch is open by calling 8175983098 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IDIB000F032 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC IDIB000F032 for Indian Bank – FS UNIVERSITY, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Fs University branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IDIB000F032, however, work 24x7.
Branch address & contact
Indian BankFs University Branch
NEAR BALAJI MANDIR,NH 19,F.S.UNIVERSITY,SHIKOHAVAD
Agra, Uttar Pradesh
Phone: 8175983098
IFSC: IDIB000F032
Frequently asked questions
Is IFSC IDIB000F032 valid for NEFT and RTGS?
Yes. IFSC IDIB000F032 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Fs University branch but serve different purposes.
Does Indian Bank Fs University branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 8175983098 to confirm.
Where is Indian Bank Fs University branch located?
Indian Bank's Fs University branch is located at NEAR BALAJI MANDIR,NH 19,F.S.UNIVERSITY,SHIKOHAVAD, Agra, Uttar Pradesh.
Can I use IFSC IDIB000F032 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IDIB000F032 to send funds instantly.
How do I add Indian Bank Fs University as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDIB000F032, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using IDIB000F032 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Bank – Fs University reflect within 30 minutes.
Is IFSC IDIB000F032 the same for all accounts at Fs University branch?
Yes. The IFSC IDIB000F032 is shared by every account held at Indian Bank's Fs University branch. Only the account number changes from customer to customer.
Final notes
To recap: IDIB000F032 is the IFSC code of Indian Bank, FS UNIVERSITY branch, in AGRA, UTTAR PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
