Use this page as a one-stop reference for everything related to Indian Bank's ADUTHURAI branch in ADUTHURAI, TAMIL NADU. The branch's IFSC code IDIB000A217 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, IDIB000A217 is the IFSC of Indian Bank's ADUTHURAI branch. The format is fixed: IDIB = bank code, 0 = reserved, 00A217 = branch identifier.
About the bank
Indian Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Aduthurai branch in Aduthurai, Tamil Nadu is part of this network and uses the IFSC code IDIB000A217 for all electronic settlement.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Aduthurai |
| IFSC Code | IDIB000A217 |
| MICR Code | Refer to cheque leaf |
| Branch Address | NO 33 JPTOWER THARANGAMPADI ROAD ADUTHURAI ADUTHURAI PIN 612101 |
| City | Aduthurai |
| District | Thanjavur |
| State | Tamil Nadu |
| STD Code | 435 |
| Phone | 2470011 |
About the Aduthurai branch
The Aduthurai branch of Indian Bank is situated at NO 33 JPTOWER THARANGAMPADI ROAD ADUTHURAI ADUTHURAI PIN 612101. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IDIB000A217 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indian Bank's ADUTHURAI branch came to be assigned the code IDIB000A217.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IDIB000A217, money simply cannot be routed to the ADUTHURAI branch electronically.
Products and account variants supported
Every account opened at the Aduthurai branch is mapped to IFSC IDIB000A217 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IDIB000A217.
Products and services
Customers walking into the Aduthurai branch can access most of Indian Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IDIB000A217
How to transfer money using IFSC IDIB000A217
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000A217 across all three.
NEFT to Indian Bank, ADUTHURAI using IFSC IDIB000A217
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDIB000A217, and confirm that the system picks up Indian Bank – ADUTHURAI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC IDIB000A217
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indian Bank – ADUTHURAI, ensure your bank's portal accepts IFSC IDIB000A217 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Indian Bank ADUTHURAI (IFSC IDIB000A217)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDIB000A217 in your mobile or internet banking app, and the money is credited to the ADUTHURAI branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDIB000A217 for Indian Bank – ADUTHURAI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDIB000A217 | Yes – IDIB000A217 | Yes – IDIB000A217 |
For most retail customers crediting the Aduthurai branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC IDIB000A217
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indian Bank – ADUTHURAI is still mapped to IFSC IDIB000A217. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDIB000A217 and the beneficiary's account number to complete the transfer.
Online banking and IFSC IDIB000A217
Indian Bank customers can register for net banking and the bank's official mobile app once their account at the ADUTHURAI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDIB000A217 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Aduthurai branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IDIB000A217 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC IDIB000A217
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Indian Bank – ADUTHURAI, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IDIB000A217. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Aduthurai branch sits at NO 33 JPTOWER THARANGAMPADI ROAD ADUTHURAI ADUTHURAI PIN 612101. If you are travelling from outside Aduthurai, search for the branch on a maps application using the bank name and locality, or call 435-2470011 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IDIB000A217 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC IDIB000A217 for Indian Bank – ADUTHURAI, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Aduthurai are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDIB000A217 continue to work without interruption.
Branch address & contact
Indian BankAduthurai Branch
NO 33 JPTOWER THARANGAMPADI ROAD ADUTHURAI ADUTHURAI PIN 612101
Aduthurai, Tamil Nadu
Phone: 435-2470011
IFSC: IDIB000A217
Frequently asked questions
What is the phone number of Indian Bank Aduthurai branch?
You can reach the branch at 435-2470011 during regular banking hours.
Does Indian Bank Aduthurai branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 435-2470011 to confirm.
Is IFSC IDIB000A217 valid for NEFT and RTGS?
Yes. IFSC IDIB000A217 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Where is Indian Bank Aduthurai branch located?
Indian Bank's Aduthurai branch is located at NO 33 JPTOWER THARANGAMPADI ROAD ADUTHURAI ADUTHURAI PIN 612101, Aduthurai, Tamil Nadu.
Can I use IFSC IDIB000A217 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IDIB000A217 to send funds instantly.
Is IFSC IDIB000A217 the same for all accounts at Aduthurai branch?
Yes. The IFSC IDIB000A217 is shared by every account held at Indian Bank's Aduthurai branch. Only the account number changes from customer to customer.
What is the IFSC code of Indian Bank Aduthurai branch?
The IFSC code of Indian Bank, Aduthurai branch is IDIB000A217. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Summary
The IFSC code IDIB000A217 belongs to Indian Bank's ADUTHURAI branch, located at NO 33 JPTOWER THARANGAMPADI ROAD ADUTHURAI ADUTHURAI PIN 612101 in ADUTHURAI, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
