If you are searching for the IFSC code of Indian Bank, ADDANKI branch in ADDANKI, ANDHRA PRADESH, this page has every detail you need. The verified IFSC code for this branch is IDIB000A161. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the ADDANKI branch, and detailed step-by-step guides for using the IFSC IDIB000A161 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Indian Bank's ADDANKI branch, the IFSC IDIB000A161 breaks down as follows: IDIB identifies the bank, 0 is the reserved character, and 00A161 identifies this particular branch.
About Indian Bank
Indian Bank operates a wide network of branches across India, including the Addanki branch in Addanki. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IDIB000A161.
About this branch
The branch is located at 3468 SRINAGAR FIRST LINE ADDANKI ADDANKI PIN 523201. It serves the Addanki region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Indian Bank. The IFSC IDIB000A161 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Addanki |
| IFSC Code | IDIB000A161 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 3468 SRINAGAR FIRST LINE ADDANKI ADDANKI PIN 523201 |
| City | Addanki |
| District | Prakasam |
| State | Andhra Pradesh |
| STD Code | 8593 |
| Phone | 224445 |
Why every Indian Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including ADDANKI of Indian Bank — its own 11-character IFSC. The code IDIB000A161 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IDIB000A161 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Indian Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IDIB000A161 and the account number together uniquely identify the Addanki branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC IDIB000A161
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000A161 across all three.
How to use IFSC IDIB000A161 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Indian Bank's ADDANKI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC IDIB000A161.
- Confirm the bank name auto-populates as Indian Bank and the branch as ADDANKI.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to ADDANKI
If you need to transfer ₹2 lakh or more in one go to an account at Indian Bank's ADDANKI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDIB000A161 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Indian Bank – ADDANKI, use IMPS. With IFSC IDIB000A161 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Addanki
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IDIB000A161:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at ADDANKI is still linked to IFSC IDIB000A161.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indian Bank's ADDANKI branch, the IFSC IDIB000A161 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Addanki branch
Once you have an account at Indian Bank – ADDANKI, the IFSC IDIB000A161 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Addanki branch can access most of Indian Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IDIB000A161
Digital banking channels
Most day-to-day work that customers used to do at the Addanki branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IDIB000A161 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Reaching the branch
The Addanki branch sits at 3468 SRINAGAR FIRST LINE ADDANKI ADDANKI PIN 523201. If you are travelling from outside Addanki, search for the branch on a maps application using the bank name and locality, or call 8593-224445 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IDIB000A161 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Bank – ADDANKI:
- The IFSC is exactly IDIB000A161 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indian Bank as the bank name and ADDANKI as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Addanki branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IDIB000A161, however, work 24x7.
Verifying IFSC IDIB000A161 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDIB000A161 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 8593-224445.
- Visiting the bank's official branch locator page.
Branch address & contact
Indian BankAddanki Branch
3468 SRINAGAR FIRST LINE ADDANKI ADDANKI PIN 523201
Addanki, Andhra Pradesh
Phone: 8593-224445
IFSC: IDIB000A161
Frequently asked questions
What is the phone number of Indian Bank Addanki branch?
You can reach the branch at 8593-224445 during regular banking hours.
What is the IFSC code of Indian Bank Addanki branch?
The IFSC code of Indian Bank, Addanki branch is IDIB000A161. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC IDIB000A161 valid for NEFT and RTGS?
Yes. IFSC IDIB000A161 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Is IFSC IDIB000A161 the same for all accounts at Addanki branch?
Yes. The IFSC IDIB000A161 is shared by every account held at Indian Bank's Addanki branch. Only the account number changes from customer to customer.
Where is Indian Bank Addanki branch located?
Indian Bank's Addanki branch is located at 3468 SRINAGAR FIRST LINE ADDANKI ADDANKI PIN 523201, Addanki, Andhra Pradesh.
How do I add Indian Bank Addanki as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDIB000A161, and complete OTP verification. Once activated, you can transfer funds at any time.
Can I use IFSC IDIB000A161 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IDIB000A161 to send funds instantly.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Addanki branch but serve different purposes.
Summary
The IFSC code IDIB000A161 belongs to Indian Bank's ADDANKI branch, located at 3468 SRINAGAR FIRST LINE ADDANKI ADDANKI PIN 523201 in ADDANKI, ANDHRA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
