Use this page as a one-stop reference for everything related to Indian Bank's BUS STAND ABOHAR branch in ABOHAR, PUNJAB. The branch's IFSC code IDIB000A214 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Indian Bank – BUS STAND ABOHAR is IDIB000A214. The first four letters IDIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 00A214 map to this branch in ABOHAR, PUNJAB.
Bank profile
Indian Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Bus Stand Abohar branch — IFSC IDIB000A214 — extends the bank's services to customers in and around Abohar, Punjab.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Bus Stand Abohar |
| IFSC Code | IDIB000A214 |
| MICR Code | Refer to cheque leaf |
| Branch Address | OPPOSITE FIRE BRIGADE NEAR BUS STAND ABOHAR ABOHAR PIN 152116 |
| City | Abohar |
| District | Fazilka |
| State | Punjab |
| STD Code | 1634 |
| Phone | 222800 |
Bus Stand Abohar branch overview
Located at OPPOSITE FIRE BRIGADE NEAR BUS STAND ABOHAR ABOHAR PIN 152116, the Bus Stand Abohar branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC IDIB000A214 is required for all interbank electronic transfers routed through this branch.
Why every Indian Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BUS STAND ABOHAR of Indian Bank — its own 11-character IFSC. The code IDIB000A214 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IDIB000A214 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Bus Stand Abohar branch is mapped to IFSC IDIB000A214 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IDIB000A214.
Products and services
Customers walking into the Bus Stand Abohar branch can access most of Indian Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IDIB000A214
How to transfer money using IFSC IDIB000A214
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000A214 across all three.
How to use IFSC IDIB000A214 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Indian Bank's BUS STAND ABOHAR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC IDIB000A214.
- Confirm the bank name auto-populates as Indian Bank and the branch as BUS STAND ABOHAR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to BUS STAND ABOHAR
If you need to transfer ₹2 lakh or more in one go to an account at Indian Bank's BUS STAND ABOHAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDIB000A214 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Indian Bank – BUS STAND ABOHAR, use IMPS. With IFSC IDIB000A214 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDIB000A214 for Indian Bank – BUS STAND ABOHAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDIB000A214 | Yes – IDIB000A214 | Yes – IDIB000A214 |
For most retail customers crediting the Bus Stand Abohar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indian Bank's BUS STAND ABOHAR branch, the IFSC IDIB000A214 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Digital banking channels
Most day-to-day work that customers used to do at the Bus Stand Abohar branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IDIB000A214 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Indian Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IDIB000A214 and the account number together uniquely identify the Bus Stand Abohar branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC IDIB000A214
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Indian Bank – BUS STAND ABOHAR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IDIB000A214. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Bus Stand Abohar branch sits at OPPOSITE FIRE BRIGADE NEAR BUS STAND ABOHAR ABOHAR PIN 152116. If you are travelling from outside Abohar, search for the branch on a maps application using the bank name and locality, or call 1634-222800 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IDIB000A214 and your account number.
Verifying IFSC IDIB000A214 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDIB000A214 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1634-222800.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Bus Stand Abohar branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IDIB000A214, however, work 24x7.
Branch address & contact
Indian BankBus Stand Abohar Branch
OPPOSITE FIRE BRIGADE NEAR BUS STAND ABOHAR ABOHAR PIN 152116
Abohar, Punjab
Phone: 1634-222800
IFSC: IDIB000A214
Frequently asked questions
How quickly will an NEFT transfer using IDIB000A214 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Bank – Bus Stand Abohar reflect within 30 minutes.
How do I add Indian Bank Bus Stand Abohar as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDIB000A214, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC IDIB000A214 valid for NEFT and RTGS?
Yes. IFSC IDIB000A214 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the IFSC code of Indian Bank Bus Stand Abohar branch?
The IFSC code of Indian Bank, Bus Stand Abohar branch is IDIB000A214. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Where is Indian Bank Bus Stand Abohar branch located?
Indian Bank's Bus Stand Abohar branch is located at OPPOSITE FIRE BRIGADE NEAR BUS STAND ABOHAR ABOHAR PIN 152116, Abohar, Punjab.
Is IFSC IDIB000A214 the same for all accounts at Bus Stand Abohar branch?
Yes. The IFSC IDIB000A214 is shared by every account held at Indian Bank's Bus Stand Abohar branch. Only the account number changes from customer to customer.
Final notes
To recap: IDIB000A214 is the IFSC code of Indian Bank, BUS STAND ABOHAR branch, in ABOHAR, PUNJAB. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
